Old Second Bancorp (OSBC) Net Margin (2010 - 2026)
Old Second Bancorp (OSBC) posted Net Margin of 818.46% for Q1 2026, up 269.47% on a QoQ basis from 221.52% in Q4 2025, and up 15213.0% year-over-year from N/an in Q1 2025.
Old Second Bancorp (OSBC) Net Margin (2010 - 2026) Analysis & Trends
Old Second Bancorp's Net Margin history runs 17 years deep, the most recent figure standing at 818.46% for Q1 2026.
- Quarterly Net Margin rose 15213.0% year-over-year to 818.46% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 383.81% (down 69225.0% YoY) and the FY2025 annual result came in at 606.39%, down 22741.0% from the prior year.
- Net Margin was 818.46% for Q1 2026 at Old Second Bancorp, up from 221.52% in the prior quarter.
- Across five years, Net Margin topped out at 42624.0% in Q1 2024 and bottomed at 352.24% in Q4 2023.
- A 5-year average of 8205.77% and a median of 867.38% in 2024 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2024 — Net Margin jumped 3259624 bps — and 2025, when it plunged 4195767 bps.
- Old Second Bancorp's Net Margin stood at 245.55% in 2022, then tumbled by 243 bps to 352.24% in 2023, then surged by 358 bps to 910.43% in 2024, then tumbled by 76 bps to 221.52% in 2025, then surged by 269 bps to 818.46% in 2026.
- Business Quant data shows OSBC's Net Margin at 818.46% in Q1 2026, 221.52% in Q4 2025, and 280.83% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,422.08% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 853.96% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 0.00% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 27.26% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 251.63% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 32.86% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 27.35% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 31.10% |
| 10 | Old Second Bancorp | 1.26 Bn | 1.15 Bn | - | 818.46% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 818.46% |
| Dec 31, 2025 | 221.52% |
| Sep 30, 2025 | 280.83% |
| Jun 30, 2025 | 782.71% |
| Mar 31, 2025 | 666.33% |
| Dec 31, 2024 | 910.43% |
| Sep 30, 2024 | 867.38% |
| Jun 30, 2024 | 33,678.46% |
| Mar 31, 2024 | 42,624.00% |
| Dec 31, 2023 | -352.24% |
| Sep 30, 2023 | 4,688.82% |
| Jun 30, 2023 | 1,082.22% |
| Mar 31, 2023 | 40,011.86% |
| Dec 31, 2022 | 245.55% |
| Sep 30, 2022 | 3,798.25% |
| Jun 30, 2022 | 526.07% |
| Mar 31, 2022 | 8,647.48% |
| Dec 31, 2021 | -4,317.62% |
| Sep 30, 2021 | 3,505.00% |
| Jun 30, 2021 | 369.19% |