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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Old Second Bancorp (OSBC) Net Margin (2016 - 2025)

Old Second Bancorp's Net Margin history spans 10 years, with the latest figure at 6483.56% for Q4 2025.

  • For Q4 2025, Net Margin rose 672731.0% year-over-year to 6483.56%; the TTM value through Dec 2025 reached 1227.98%, up 247984.0%, while the annual FY2025 figure was 4306.17%, 2540254.0% down from the prior year.
  • Net Margin reached 6483.56% in Q4 2025 per OSBC's latest filing, up from 338.05% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 42624.0% in Q1 2024 to a low of 1429.41% in Q4 2023.
  • Average Net Margin over 5 years is 7133.29%, with a median of 4413.07% recorded in 2022.
  • Peak YoY movement for Net Margin: tumbled -1941364bps in 2023, then skyrocketed 3804900bps in 2024.
  • A 5-year view of Net Margin shows it stood at 673.13% in 2021, then surged by 777bps to 4558.88% in 2022, then crashed by -131bps to 1429.41% in 2023, then surged by 83bps to 243.75% in 2024, then surged by 2760bps to 6483.56% in 2025.
  • Per Business Quant, the three most recent readings for OSBC's Net Margin are 6483.56% (Q4 2025), 338.05% (Q3 2025), and 703.25% (Q2 2025).