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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Old Second Bancorp (OSBC) Net Margin (2016 - 2025)

Historic Net Margin for Old Second Bancorp (OSBC) over the last 10 years, with Q3 2025 value amounting to 280.83%.

  • Old Second Bancorp's Net Margin fell 5426800.0% to 280.83% in Q3 2025 from the same period last year, while for Sep 2025 it was 543.08%, marking a year-over-year decrease of 2489100.0%. This contributed to the annual value of 746.23% for FY2024, which is 1881600.0% down from last year.
  • As of Q3 2025, Old Second Bancorp's Net Margin stood at 280.83%, which was down 5426800.0% from 703.25% recorded in Q2 2025.
  • In the past 5 years, Old Second Bancorp's Net Margin ranged from a high of 1039.95% in Q2 2023 and a low of 363.26% during Q4 2021
  • Moreover, its 5-year median value for Net Margin was 703.25% (2025), whereas its average is 627.32%.
  • In the last 5 years, Old Second Bancorp's Net Margin tumbled by -7442700bps in 2021 and then skyrocketed by 13459900bps in 2022.
  • Quarter analysis of 5 years shows Old Second Bancorp's Net Margin stood at 363.26% in 2021, then surged by 371bps to 982.73% in 2022, then dropped by -27bps to 721.21% in 2023, then decreased by -20bps to 579.27% in 2024, then plummeted by -52bps to 280.83% in 2025.
  • Its Net Margin stands at 280.83% for Q3 2025, versus 703.25% for Q2 2025 and 641.96% for Q1 2025.