Old Second Bancorp (OSBC) Net Margin (2010 - 2026)

Old Second Bancorp has reported Net Margin for 17 years, with the latest figure at 5147.89% in Q1 2026.

• For the quarter ending Q1 2026, Net Margin fell 2201650.0% year-over-year to 5147.89%; the trailing twelve-month figure through Mar 2026 stood at 1839.78% (up 8801.0% YoY), and the FY2025 full-year result was 21588.71%, down 812000.0% from the prior year.
• Net Margin for Q1 2026 stood at 5147.89%, up from 357.38% in the prior quarter.
• The five-year high for Net Margin was 38088.71% in Q4 2022, with the low at 357.38% in Q4 2025.
• Historically, Net Margin has averaged 7382.63% across 5 years, with a median of 1039.96% in 2023.
• Annual changes were most pronounced in 2022 — Net Margin surged 3748785 bps — and 2023, when it sank 3844095 bps.
• Old Second Bancorp's Net Margin stood at 38088.71% in 2022, then slumped by 101 bps to 352.24% in 2023, then increased by 25 bps to 262.43% in 2024, then plunged by 36 bps to 357.38% in 2025, then jumped by 1540 bps to 5147.89% in 2026.
• The last three Net Margin figures came in at 5147.89% (Q1 2026), 357.38% (Q4 2025), and 10729.35% (Q3 2025), per Business Quant data.