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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Old Second Bancorp (OSBC) Net Margin: 2016-2025

Historic Net Margin for Old Second Bancorp (OSBC) over the last 10 years, with Sep 2025 value amounting to 280.83%.

  • Old Second Bancorp's Net Margin fell 54268.00% to 280.83% in Q3 2025 from the same period last year, while for Sep 2025 it was 543.08%, marking a year-over-year decrease of 24891.00%. This contributed to the annual value of 746.23% for FY2024, which is 18816.00% down from last year.
  • Latest data reveals that Old Second Bancorp reported Net Margin of 280.83% as of Q3 2025, which was down 60.07% from 703.25% recorded in Q2 2025.
  • Over the past 5 years, Old Second Bancorp's Net Margin peaked at 1,039.95% during Q2 2023, and registered a low of -363.26% during Q4 2021.
  • Its 3-year average for Net Margin is 759.60%, with a median of 787.73% in 2024.
  • As far as peak fluctuations go, Old Second Bancorp's Net Margin slumped by 74,427bps in 2021, and later surged by 134,599bps in 2022.
  • Quarterly analysis of 5 years shows Old Second Bancorp's Net Margin stood at -363.26% in 2021, then skyrocketed by 134,599bps to 982.73% in 2022, then crashed by 26,152bps to 721.21% in 2023, then tumbled by 14,194bps to 579.27% in 2024, then slumped by 54,268bps to 280.83% in 2025.
  • Its last three reported values are 280.83% in Q3 2025, 703.25% for Q2 2025, and 641.96% during Q1 2025.