Old Second Bancorp (OSBC) Net Margin (2010 - 2026)
Old Second Bancorp's (OSBC) quarterly Net Margin came in at 818.46% in Q1 2026, up 15213.0% YoY from N/an in Q1 2025, and up 269.47% on a QoQ basis from 221.52% in Q4 2025.
Old Second Bancorp (OSBC) Net Margin (2010 - 2026) Analysis & Trends
Old Second Bancorp (OSBC) has 17 years of Net Margin data on file, last reported at 818.46% in Q1 2026.
- Quarterly Net Margin rose 15213.0% year-over-year to 818.46% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 383.81% (down 69225.0% YoY) and the FY2025 annual result came in at 606.39%, down 22741.0% from the prior year.
- Net Margin advanced to 818.46% in Q1 2026, from 221.52% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 42624.0% in Q1 2024 to a low of 352.24% in Q4 2023.
- A 5-year average of 8205.77% and a median of 867.38% in 2024 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2024 — Net Margin jumped 3259624 bps — and 2025, when it sank 4195767 bps.
- Tracing OSBC's Net Margin over 5 years: stood at 245.55% in 2022, then sank by 243 bps to 352.24% in 2023, then soared by 358 bps to 910.43% in 2024, then sank by 76 bps to 221.52% in 2025, then soared by 269 bps to 818.46% in 2026.
- The last three Net Margin figures came in at 818.46% (Q1 2026), 221.52% (Q4 2025), and 280.83% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Old Second Bancorp | 1.29 Bn | 1.15 Bn | - | 776.71% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 776.71% |
| Mar 31, 2026 | 818.46% |
| Dec 31, 2025 | 221.52% |
| Sep 30, 2025 | 280.83% |
| Jun 30, 2025 | 782.71% |
| Mar 31, 2025 | 666.33% |
| Dec 31, 2024 | 910.43% |
| Sep 30, 2024 | 867.38% |
| Jun 30, 2024 | 33,678.46% |
| Mar 31, 2024 | 42,624.00% |
| Dec 31, 2023 | -352.24% |
| Sep 30, 2023 | 4,688.82% |
| Jun 30, 2023 | 1,082.22% |
| Mar 31, 2023 | 40,011.86% |
| Dec 31, 2022 | 245.55% |
| Sep 30, 2022 | 3,798.25% |
| Jun 30, 2022 | 526.07% |
| Mar 31, 2022 | 8,647.48% |
| Dec 31, 2021 | -4,317.62% |
| Sep 30, 2021 | 3,505.00% |