Old Second Bancorp Income Statement (2016-2025) | OSBC

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Income Statement Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Revenue & Cost
Provisions (Quarter) 0.14M0.71M0.14M0.94M0.42M0.75M0.30M0.75M-0.72M1.45M-0.37M18.28M0.45M0.45M0.55M0.15M7.98M2.13M0.30M-3.00M-3.50M-1.45M12.33M0.32M1.33M3.53M1.50M3.50M2.00M3.00M8.00M3.50M3.75M2.00M3.50M2.40M2.50M19.65M2.95M
Revenue (Quarter) 21.50M22.64M21.94M25.94M24.58M25.98M0.20M-0.55M1.59M1.65M0.47M5.86M0.46M0.49M0.28M-0.64M1.91M2.00M1.89M0.50M0.57M1.22M0.24M1.35M0.14M2.51M0.08M0.52M0.52M0.50M0.52M-1.27M0.05M0.51M0.47M-7.84M0.07M3.10M2.92M0.44M
Interest income
Interest income - Loans (Quarter) 13.06M13.04M13.50M16.43M16.61M17.39M18.21M18.54M18.73M22.51M23.38M24.14M24.10M24.92M25.11M23.59M23.60M22.35M21.98M23.00M22.21M20.82M21.32M26.28M36.37M38.23M46.61M55.17M57.21M61.56M62.66M62.75M62.67M62.15M64.53M63.97M61.59M61.95M91.30M90.92M
Interest income - Investments (Quarter) 0.08M0.08M0.08M0.08M0.09M0.09M0.09M0.10M0.11M0.11M0.78M-1.50M0.38M0.39M0.15M0.14M0.12M0.12M0.12M0.12M0.12M0.11M0.11M0.11M0.15M0.26M0.26M0.26M0.28M0.40M0.60M0.65M0.64M0.58M0.50M0.56M0.47M0.27M0.38M0.39M
Interest Income - Debt Securities (Quarter) 4.21M2.72M3.95M2.99M2.96M2.61M2.46M3.30M2.86M2.39M3.30M2.52M2.41M3.51M2.83M3.04M3.01M1.69M1.46M1.89M1.61M1.83M3.15M-0.82M5.17M4.28M9.12M10.49M10.73M9.93M8.95M4.74M8.09M3.55M9.11M23.91M3.65M9.96M9.87M-9.49M
Interest Income - Deposits (Quarter) 0.02M0.01M0.06M0.07M0.02M0.03M0.04M0.04M0.05M0.10M0.08M0.10M0.11M0.11M0.12M0.12M0.07M0.04M0.07M0.07M0.09M0.14M0.20M0.22M0.27M0.78M0.66M0.46M0.58M0.64M0.66M0.62M0.61M0.62M0.62M0.54M0.99M1.78M1.25M0.60M
Interest Income - Total (Quarter) 17.58M17.78M17.82M20.20M20.62M21.80M22.43M22.66M23.14M27.26M28.18M29.04M28.90M29.59M29.44M27.67M27.45M25.71M25.05M26.01M25.39M24.19M24.79M30.79M43.33M47.39M58.01M67.75M70.16M73.89M74.23M73.70M73.33M73.22M76.07M75.28M73.56M75.24M104.08M102.30M
Interest expenses
Interest Expense - Deposits (Quarter) 0.19M0.87M0.19M3.06M0.22M1.02M0.24M-2.13M1.18M0.50M0.64M0.67M1.62M1.64M1.67M0.71M1.77M0.39M1.08M0.74M0.50M0.22M0.33M0.27M0.40M0.27M0.34M1.02M1.15M1.16M2.56M4.96M4.04M4.96M4.86M4.65M4.83M4.51M10.90M7.24M
Interest Expense - Debt (Quarter) 0.24M0.24M1.08M4.26M0.11M1.06M0.22M3.53M0.93M0.93M0.93M0.93M0.93M0.93M0.93M0.93M1.36M0.28M0.28M0.28M0.28M0.52M0.29M0.07M0.55M0.55M0.55M0.55M0.28M0.28M0.55M0.55M0.28M0.29M0.27M0.29M0.55M0.29M0.29M-0.49M
Interest Expense - Fed Funds (Quarter) 0.00M0.00M0.01M0.08M0.10M0.14M0.14M0.15M0.15M0.14M0.15M0.12M0.02M0.03M0.04M0.03M0.02M0.01M0.01M0.01M0.01M0.01M0.01M0.01M0.01M0.03M0.05M0.09M0.08M0.09M0.07M0.07M0.06M0.06M0.04M
Interest Expense - Others (Quarter) 0.28M0.31M0.51M0.61M0.57M0.43M0.14M0.11M0.03M0.02M0.01M0.04M0.44M2.35M5.16M5.84M5.43M4.56M3.34M4.18M2.53M0.02M0.31M1.64M
Interest Expenses (Quarter) 2.36M2.42M2.48M2.69M3.07M3.14M3.14M3.28M3.53M4.02M4.44M4.70M4.86M4.83M4.66M4.48M4.79M3.00M2.54M2.13M1.85M2.24M2.17M2.19M2.10M2.12M2.44M3.65M6.07M10.31M11.20M12.46M13.55M13.53M15.49M13.70M10.66M11.00M21.30M19.25M
Interest Income - Net (Quarter) 15.22M15.36M15.35M17.51M17.55M18.66M19.28M19.39M19.62M23.24M23.74M24.34M24.04M24.75M24.78M23.19M22.66M22.71M22.51M23.88M23.54M21.95M22.62M28.60M41.23M45.26M55.57M64.09M64.09M63.58M63.03M61.23M59.78M59.69M60.58M61.58M62.90M64.23M82.78M83.05M
Non-interest income
Interest Income - Total (Quarter) 15.22M15.36M15.35M16.76M17.55M17.91M18.98M18.64M20.34M21.79M23.74M23.84M23.59M24.30M24.23M23.04M14.67M20.58M22.21M23.88M26.54M25.45M24.12M16.27M41.23M44.71M51.07M62.59M60.59M61.58M60.03M53.23M56.28M55.94M58.58M58.08M60.50M61.73M63.12M80.05M
Financial Services Fees (Quarter) 0.42M0.42M0.44M0.44M0.43M0.44M0.45M0.45M0.45M0.63M
Service Charges (Quarter) 1.56M1.65M1.76M1.72M1.62M1.61M1.72M1.76M1.59M1.77M
Investment Gain (Loss) (Quarter) -0.06M-1.96M-0.19M-0.14M-0.13M0.10M0.64M0.04M0.31M0.01M0.03M0.99M3.46M0.04M-0.02M-0.00M0.00M0.24M-0.01M-0.03M-0.00M-0.91M-1.68M-1.55M-0.92M-0.00M0.00M-0.00M-0.00M0.01M
Investment Banking Income (Quarter) 1.21M1.64M2.18M1.31M1.15M1.47M1.09M1.09M0.92M1.24M0.96M0.67M0.76M1.16M2.07M1.11M2.25M4.63M5.25M3.40M3.72M1.90M2.19M1.50M1.50M-0.26M0.45M0.34M0.31M0.40M0.41M0.37M0.31M0.47M0.51M0.52M0.46M0.55M0.62M0.66M
Income - Trust (Quarter) 1.37M1.50M1.40M1.40M1.46M1.64M1.47M1.64M1.50M1.65M
Mortgage Banking (Quarter) 0.19M0.28M0.32M0.24M0.18M0.22M0.20M0.18M0.16M0.20M
Card Income (Quarter) 0.95M1.05M1.01M1.02M0.97M1.08M1.07M1.07M1.01M1.13M1.14M2.38M1.28M1.17M1.59M1.43M1.29M1.31M1.50M1.44M1.45M1.67M1.62M1.98M2.57M2.96M2.65M2.79M2.24M2.69M2.61M2.51M2.38M2.58M2.59M2.57M2.41M2.72M2.74M2.75M
Other Non-Interest Income (Quarter) 0.28M0.94M1.20M-1.55M0.36M1.07M1.57M0.31M1.26M0.49M0.35M-0.67M0.46M0.32M0.40M0.83M0.63M0.41M0.45M2.84M0.06M0.30M0.61M0.08M0.18M0.19M0.48M0.13M1.49M0.10M1.02M-2.56M0.19M0.74M0.30M0.85M0.17M1.03M0.55M1.37M
Non-Interest Income (Quarter) 6.28M7.28M6.59M8.43M7.03M7.32M7.84M8.18M8.51M8.53M7.81M6.50M6.48M8.14M11.93M9.24M6.32M10.70M11.69M8.79M11.30M7.92M9.34M10.70M13.46M9.21M11.50M8.95M7.35M8.22M9.88M8.73M10.50M11.13M10.58M11.61M10.20M10.90M13.11M12.15M
Operating Items
Amortization - Intangibles (Quarter) 0.18M0.22M0.18M0.26M0.91M0.03M0.02M0.02M0.02M0.10M2.06M8.09M0.13M0.12M0.16M-5.42M0.13M0.12M0.12M5.10M0.12M0.12M1.27M1.27M0.67M0.66M0.66M3.31M0.62M0.62M0.62M3.47M0.58M0.57M0.57M0.72M1.04M1.23M1.24M1.22M
Depreciation & Amortization - Total (Quarter) 0.93M1.06M1.10M2.97M1.57M1.46M1.48M1.44M1.56M1.65M1.78M1.92M1.99M1.93M2.23M2.14M2.30M1.94M2.00M2.26M2.47M2.30M2.42M6.36M3.70M3.05M4.12M4.13M3.48M3.64M3.51M3.82M3.93M3.90M3.88M4.46M4.55M4.48M4.94M5.09M
Research & Development (Quarter) 1.09M1.11M1.08M1.10M1.34M2.74M1.25M1.41M1.33M1.52M1.49M1.28M1.33M1.25M1.23M1.33M1.30M1.30M1.48M3.86M6.27M4.01M2.54M2.98M1.77M1.29M1.92M2.29M2.25M2.18M2.38M2.66M2.35M2.69M4.00M4.80M
Wages, Salaries and Other (Quarter) 9.03M8.81M9.01M9.38M10.57M10.54M10.05M8.91M10.21M12.36M11.16M10.43M11.61M11.59M12.06M11.61M12.92M11.34M12.59M12.70M13.51M12.90M12.96M18.32M19.97M21.33M21.01M24.26M22.25M21.80M23.11M21.41M24.31M23.42M24.68M25.61M26.99M26.95M39.72M31.00M
Rent Expense (Quarter) 1.58M1.35M1.50M1.64M1.57M1.46M1.48M1.44M
Other Operating Expenses (Quarter) 13.76M14.29M13.98M12.61M13.83M13.95M12.87M12.21M14.45M17.89M15.68M15.44M15.87M16.68M16.23M16.40M17.37M15.71M17.04M17.66M17.97M17.79M18.23M28.30M28.29M30.20M29.33M32.58M30.67M29.90M32.00M30.92M32.06M31.79M33.06M37.21M37.61M36.25M54.22M43.05M
Operating Expenses (Quarter) 16.26M16.70M16.58M17.21M18.05M17.99M16.92M16.19M17.35M22.29M18.71M18.78M19.19M20.13M19.95M19.83M21.00M18.90M20.27M21.25M21.74M21.40M22.13M38.51M38.25M37.25M35.99M39.68M35.92M34.83M37.42M37.03M38.24M37.88M39.31M44.32M44.51M43.42M63.16M52.94M
EBIT (Quarter) 7.59M8.36M7.84M10.66M9.59M10.38M13.05M13.91M15.02M12.06M17.28M16.26M15.73M17.15M20.87M16.93M4.79M15.38M16.16M13.54M17.95M14.21M13.50M-9.35M18.54M18.80M29.02M35.51M38.09M45.28M43.68M37.40M42.09M42.72M45.34M39.07M36.86M40.22M34.37M58.52M
Net income details
EBT (Quarter) 5.23M5.94M5.36M7.97M6.52M7.24M9.91M10.63M11.49M8.04M12.84M11.57M10.87M12.32M16.21M12.45M-0.01M12.38M13.63M11.41M16.11M11.97M11.33M-11.54M16.44M16.68M26.58M31.85M32.01M34.97M32.48M24.94M28.54M29.19M29.85M25.37M26.20M29.21M13.07M39.27M
Tax Provisions (Quarter) 1.91M2.10M1.86M-5.47M2.10M2.10M1.83M-8.43M2.00M1.78M3.20M2.95M2.41M3.04M4.04M2.92M-0.28M3.14M3.36M-2.26M4.23M3.15M2.92M-2.47M4.42M4.43M7.05M-2.67M8.41M9.41M8.15M6.71M7.23M7.30M6.90M6.26M6.37M7.39M3.20M8.89M
Profit After Tax (Quarter) 3.32M3.85M3.50M-15.01M5.46M5.46M8.08M-26.85M9.49M6.26M9.64M8.62M8.47M9.28M12.17M9.54M0.28M9.24M10.27M13.67M11.88M8.82M8.41M-9.07M12.02M12.25M19.52M34.52M23.61M25.56M24.34M18.23M21.31M21.89M22.95M19.11M19.83M21.82M9.87M30.38M
Income from Continuing Operations (Quarter) 3.32M3.85M3.50M13.44M4.43M5.15M8.08M19.06M9.49M6.26M9.64M8.62M8.47M9.28M12.17M9.54M0.28M9.24M10.27M13.67M11.88M8.82M8.41M-9.07M12.02M12.25M19.52M34.52M23.61M25.56M24.34M18.23M21.31M21.89M22.95M19.11M19.83M21.82M9.87M30.38M
Consolidated Net Income (Quarter) 3.32M3.85M3.50M13.44M4.43M5.15M8.08M19.06M9.49M6.26M9.64M8.62M8.47M9.28M12.17M9.54M0.28M9.24M10.27M13.67M11.88M8.82M8.41M-9.07M12.02M12.25M19.52M34.52M23.61M25.56M24.34M18.23M21.31M21.89M22.95M19.11M19.83M21.82M9.87M30.38M
Income towards Parent Company (Quarter) 3.32M3.85M3.50M13.44M4.43M5.15M8.08M19.06M9.49M6.26M9.64M8.62M8.47M9.28M12.17M9.54M0.28M9.24M10.27M13.67M11.88M8.82M8.41M-9.07M12.02M12.25M19.52M34.52M23.61M25.56M24.34M18.23M21.31M21.89M22.95M19.11M19.83M21.82M9.87M30.38M
Net Income towards Common Stockholders (Quarter) 3.32M3.85M3.50M5.02M4.43M5.15M8.08M-2.51M9.49M6.26M9.64M8.62M8.47M9.28M12.17M9.54M0.28M9.24M10.27M8.05M11.88M8.82M8.41M-9.07M12.02M12.25M19.52M23.61M23.61M25.56M24.34M18.23M21.31M21.89M22.95M19.11M19.83M21.82M9.87M28.79M
Additional items
EPS (Basic) (Quarter) 0.110.130.120.170.150.170.27-0.090.320.210.320.290.280.310.410.320.010.310.350.270.410.300.30-0.350.270.280.430.530.530.570.550.400.480.480.520.420.440.490.190.56
EPS (Weighted Average and Diluted) (Quarter) 0.110.130.120.170.150.170.27-0.090.310.210.320.280.280.310.400.320.010.310.340.270.400.300.29-0.340.270.270.430.520.520.560.540.400.470.480.500.420.430.480.180.56
Shares Outstanding (Weighted Average) (Quarter) 29.48M29.51M29.52M29.53M29.56M29.59M29.59M29.60M29.66M29.75M29.75M29.73M29.85M29.87M29.88M29.89M29.93M29.78M29.56M29.62M29.23M29.04M28.93M30.21M44.46M44.50M44.57M44.53M44.62M44.64M44.68M44.66M44.76M44.80M44.85M44.83M44.97M45.05M52.69M48.88M
EBITDA (Quarter) 8.52M9.42M8.94M13.63M11.16M11.84M14.53M15.35M16.57M13.71M19.06M18.19M17.72M19.08M23.11M19.07M7.09M17.32M18.17M15.80M20.42M16.52M15.92M-2.99M22.24M21.85M33.13M39.63M41.56M48.92M47.19M41.22M46.02M46.62M49.22M43.52M41.41M44.69M39.30M63.61M
Tax Rate (Quarter) 36.51%35.27%34.71%-68.56%32.13%28.94%18.48%-79.31%17.41%22.11%24.92%25.47%22.13%24.70%24.90%23.42%4,683.33%25.36%24.68%-19.82%26.24%26.33%25.75%21.42%26.90%26.56%26.54%-8.37%26.26%26.91%25.09%26.92%25.33%25.01%23.11%24.68%24.31%25.30%24.46%22.64%