Old Second Bancorp (OSBC) Provisions (2010 - 2026)

Old Second Bancorp has reported Provisions for 16 years, with the latest figure at $9.5 million in Q1 2026.

• For the quarter ending Q1 2026, Provisions rose 295.83% year-over-year to $9.5 million; the trailing twelve-month figure through Mar 2026 stood at $34.7 million (up 197.45% YoY), and the FY2025 full-year result was $27.6 million, up 116.1% from the prior year.
• Provisions for Q1 2026 stood at $9.5 million, up from $3.0 million in the prior quarter.
• The five-year high for Provisions was $19.7 million in Q3 2025, with the low at $320000.0 in Q1 2022.
• Historically, Provisions has averaged $4.3 million across 5 years, with a median of $3.0 million in 2023.
• Annual changes were most pronounced in 2022 — Provisions tumbled 86.97% — and 2023, when it jumped 1353.75%.
• Old Second Bancorp's Provisions stood at $1.5 million in 2022, then soared by 433.33% to $8.0 million in 2023, then tumbled by 56.25% to $3.5 million in 2024, then decreased by 14.29% to $3.0 million in 2025, then soared by 216.67% to $9.5 million in 2026.
• The last three Provisions figures came in at $9.5 million (Q1 2026), $3.0 million (Q4 2025), and $19.7 million (Q3 2025), per Business Quant data.