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Old Second Bancorp (OSBC) Provisions (2016 - 2025)

Old Second Bancorp's Provisions history spans 10 years, with the latest figure at $3.0 million for Q4 2025.

  • For Q4 2025, Provisions fell 15.63% year-over-year to $3.0 million; the TTM value through Dec 2025 reached $27.5 million, up 115.73%, while the annual FY2025 figure was $27.6 million, 116.1% up from the prior year.
  • Provisions reached $3.0 million in Q4 2025 per OSBC's latest filing, down from $19.7 million in the prior quarter.
  • In the past five years, Provisions ranged from a high of $19.7 million in Q3 2025 to a low of -$3.5 million in Q2 2021.
  • Average Provisions over 5 years is $3.4 million, with a median of $2.7 million recorded in 2025.
  • Peak YoY movement for Provisions: crashed 584.33% in 2021, then soared 994.06% in 2023.
  • A 5-year view of Provisions shows it stood at $12.3 million in 2021, then plummeted by 87.83% to $1.5 million in 2022, then surged by 433.33% to $8.0 million in 2023, then crashed by 56.25% to $3.5 million in 2024, then decreased by 15.63% to $3.0 million in 2025.
  • Per Business Quant, the three most recent readings for OSBC's Provisions are $3.0 million (Q4 2025), $19.7 million (Q3 2025), and $2.5 million (Q2 2025).