Old Second Bancorp (OSBC) Provisions (2010 - 2026)
Old Second Bancorp (OSBC) posted Provisions of $9.6 million for Q1 2026, up 220.03% on a QoQ basis from $3.0 million in Q4 2025, and up 300.04% year-over-year from $2.4 million in Q1 2025.
Old Second Bancorp (OSBC) Provisions (2010 - 2026) Analysis & Trends
Old Second Bancorp's Provisions history runs 17 years deep, the most recent figure standing at $9.6 million for Q1 2026.
- Quarterly Provisions rose 300.04% year-over-year to $9.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $34.8 million (up 193.28% YoY) and the FY2025 annual result came in at $27.6 million, up 102.83% from the prior year.
- Provisions was $9.6 million for Q1 2026 at Old Second Bancorp, up from $3.0 million in the prior quarter.
- Across five years, Provisions topped out at $19.7 million in Q3 2025 and bottomed at $320000.0 in Q1 2022.
- A 5-year average of $4.5 million and a median of $3.0 million in 2023 frame the typical range for Provisions.
- Annual changes were most pronounced in 2022 — Provisions sank 86.24% — and 2023, when it jumped 1353.75%.
- Old Second Bancorp's Provisions stood at $1.4 million in 2022, then soared by 598.11% to $9.6 million in 2023, then tumbled by 63.48% to $3.5 million in 2024, then dropped by 14.29% to $3.0 million in 2025, then soared by 220.03% to $9.6 million in 2026.
- Business Quant data shows OSBC's Provisions at $9.6 million in Q1 2026, $3.0 million in Q4 2025, and $19.7 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | - |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | - |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 350,000.00 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 570,000.00 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 188.00 Mn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 576.00 Mn |
| 10 | Old Second Bancorp | 1.26 Bn | 1.15 Bn | - | 9.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 9.60 Mn |
| Dec 31, 2025 | 3.00 Mn |
| Sep 30, 2025 | 19.65 Mn |
| Jun 30, 2025 | 2.50 Mn |
| Mar 31, 2025 | 2.40 Mn |
| Dec 31, 2024 | 3.50 Mn |
| Sep 30, 2024 | 2.00 Mn |
| Jun 30, 2024 | 3.95 Mn |
| Mar 31, 2024 | 3.54 Mn |
| Dec 31, 2023 | 9.59 Mn |
| Sep 30, 2023 | 3.01 Mn |
| Jun 30, 2023 | 2.43 Mn |
| Mar 31, 2023 | 4.65 Mn |
| Dec 31, 2022 | 1.37 Mn |
| Sep 30, 2022 | 4.50 Mn |
| Jun 30, 2022 | 1.33 Mn |
| Mar 31, 2022 | 320,000.00 |
| Dec 31, 2021 | 9.98 Mn |
| Sep 30, 2021 | -1.50 Mn |
| Jun 30, 2021 | -3.50 Mn |