Old Second Bancorp (OSBC) Provisions (2010 - 2026)
Old Second Bancorp posted quarterly Provisions of $9.5 million for Q1 2026, up 295.83% year-on-year from $2.4 million in Q1 2025, and up 216.67% on a QoQ basis from $3.0 million in Q4 2025.
Old Second Bancorp (OSBC) has 16 years of Provisions data on file, last reported at $9.5 million in Q1 2026.
- For the quarter ending Q1 2026, Provisions rose 295.83% year-over-year to $9.5 million; the trailing twelve-month figure through Mar 2026 stood at $34.7 million (up 197.45% YoY), and the FY2025 full-year result was $27.6 million, up 116.1% from the prior year.
- Provisions for Q1 2026 stood at $9.5 million, up from $3.0 million in the prior quarter.
- Across five years, Provisions topped out at $19.7 million in Q3 2025 and bottomed at $320000.0 in Q1 2022.
- The 5-year median for Provisions is $3.0 million (2023), against an average of $4.3 million.
- The widest annual swing landed in 2022, when Provisions slumped 87.83%; it then surged 994.06% in 2023.
- A 5-year view of Provisions shows it stood at $1.5 million in 2022, then jumped by 433.33% to $8.0 million in 2023, then slumped by 56.25% to $3.5 million in 2024, then slipped by 14.29% to $3.0 million in 2025, then jumped by 216.67% to $9.5 million in 2026.
- The last three Provisions figures came in at $9.5 million (Q1 2026), $3.0 million (Q4 2025), and $19.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 350,000.00 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 570,000.00 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 210.00 Mn |
| 10 | Old Second Bancorp | 1.11 Bn | 989.93 Mn | - | 9.50 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 9.50 Mn |
| Dec 31, 2025 | 3.00 Mn |
| Sep 30, 2025 | 19.65 Mn |
| Jun 30, 2025 | 2.50 Mn |
| Mar 31, 2025 | 2.40 Mn |
| Dec 31, 2024 | 3.50 Mn |
| Sep 30, 2024 | 2.00 Mn |
| Jun 30, 2024 | 3.75 Mn |
| Mar 31, 2024 | 3.50 Mn |
| Dec 31, 2023 | 8.00 Mn |
| Sep 30, 2023 | 3.00 Mn |
| Jun 30, 2023 | 2.00 Mn |
| Mar 31, 2023 | 3.50 Mn |
| Dec 31, 2022 | 1.50 Mn |
| Sep 30, 2022 | 4.50 Mn |
| Jun 30, 2022 | 550,000.00 |
| Mar 31, 2022 | 320,000.00 |
| Dec 31, 2021 | 12.33 Mn |
| Sep 30, 2021 | -1.50 Mn |
| Jun 30, 2021 | -3.50 Mn |
| Mar 31, 2021 | -3.47 Mn |
| Dec 31, 2020 | 2.24 Mn |
| Sep 30, 2020 | 300,000.00 |
| Jun 30, 2020 | 2.13 Mn |
| Mar 31, 2020 | 7.98 Mn |
| Dec 31, 2019 | 150,000.00 |
| Sep 30, 2019 | 550,000.00 |
| Jun 30, 2019 | 450,000.00 |
| Mar 31, 2019 | 450,000.00 |
| Dec 31, 2018 | 18.28 Mn |
| Jun 30, 2018 | 1.45 Mn |
| Mar 31, 2018 | -722,000.00 |
| Dec 31, 2017 | 750,000.00 |
| Sep 30, 2017 | 300,000.00 |
| Jun 30, 2017 | 750,000.00 |
| Mar 31, 2017 | 87,000.00 |
| Dec 31, 2016 | 1.22 Mn |
| Sep 30, 2016 | -577,000.00 |
| Jun 30, 2016 | 124,000.00 |
| Mar 31, 2016 | 139,000.00 |
| Jun 30, 2014 | -1.00 Mn |
| Mar 31, 2014 | -1.00 Mn |
| Dec 31, 2013 | -2.50 Mn |
| Sep 30, 2013 | -1.75 Mn |
| Jun 30, 2013 | -1.80 Mn |
| Mar 31, 2013 | -2.50 Mn |
| Sep 30, 2012 | 2.11 Mn |
| Jun 30, 2012 | 200,000.00 |
| Mar 31, 2012 | 6.08 Mn |
| Dec 31, 2011 | 1.39 Mn |
| Sep 30, 2011 | 3.00 Mn |
| Jun 30, 2011 | 500,000.00 |
| Mar 31, 2011 | 4.00 Mn |
| Dec 31, 2010 | 14.00 Mn |
| Sep 30, 2010 | 11.83 Mn |
| Jun 30, 2010 | 44.62 Mn |