Old Second Bancorp (OSBC) Provisions (2010 - 2026)
Old Second Bancorp (OSBC) posted Provisions of $7.5 million for Q2 2026, up 200.1% from $2.5 million a year earlier but down 21.9% from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) Provisions (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Provisions at Old Second Bancorp was $39.53 million, up 259.6% year-over-year; for FY2025, it was $27.55 million, up 102.8% from FY2024.
- Annual Provisions shows a five-year compound annual growth rate of 21.5% (FY2020 to FY2025).
- In prior years, Old Second Bancorp's Provisions was $13.58 million in FY2024 (-24.9%), $18.09 million in FY2023 (+167.9%), $6.75 million in FY2022 (+56.0%) and $4.33 million in FY2021 (-58.5%).
- Quarterly Provisions has run from a low of -$1.5 million in Q3 2021 to a high of $19.65 million in Q3 2025 over five years.
- On a year-over-year basis, Provisions increased in three of the last eight quarters, with growth averaging 149.9%.
- The strongest year-over-year quarter for Provisions in the past five years was Q4 2021, with growth of 906.1%; the weakest was Q4 2022, with a decline of 84.2%.
- According to Business Quant data, Provisions for the three prior quarters was $9.6 million (Q1 2026), $2.77 million (Q4 2025) and $19.65 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 2.52 Bn |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 1.38 Bn |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 110.00 Mn |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 717.20 Mn |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | -647.66 Mn |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 124.00 Mn |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 914.00 Mn |
| 10 | Old Second Bancorp | 1.27 Bn | 766.22 Mn | - | 7.50 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.50 Mn |
| Mar 31, 2026 | 9.60 Mn |
| Dec 31, 2025 | 2.77 Mn |
| Sep 30, 2025 | 19.65 Mn |
| Jun 30, 2025 | 2.50 Mn |
| Mar 31, 2025 | 2.40 Mn |
| Dec 31, 2024 | 4.09 Mn |
| Sep 30, 2024 | 2.00 Mn |
| Jun 30, 2024 | 3.95 Mn |
| Mar 31, 2024 | 3.54 Mn |
| Dec 31, 2023 | 8.00 Mn |
| Sep 30, 2023 | 3.01 Mn |
| Jun 30, 2023 | 2.43 Mn |
| Mar 31, 2023 | 4.65 Mn |
| Dec 31, 2022 | 1.57 Mn |
| Sep 30, 2022 | 4.50 Mn |
| Jun 30, 2022 | 1.33 Mn |
| Mar 31, 2022 | 320,000.00 |
| Dec 31, 2021 | 9.98 Mn |
| Sep 30, 2021 | -1.50 Mn |
API Access
Old Second Bancorp Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();