Balance Sheet
Cash Flow Statement
AcquisitionsAmortization of Deferred ChargesAmortizatization of IntangiblesCapital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Accured ExpensesChange in Acquisitions & DivestmentsChange in CashChange in Interest ReceivablesChange in LoansChange in Net LoansChange in TaxesDeferred TaxesDepreciation & Amortization (CF)Dividends Paid - CommonFree Cash FlowGains from Investment SecuritiesGains from Sales and DivestituresNet Cash FlowNet IncomeOther financing activitiesSales of Property, Plant and EquipmentShare-based CompensationShort-Term Debt issuances
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Growth Metrics
Income Statement
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Ratios

Old Second Bancorp (OSBC) Free Cash Flow (2016 - 2025)

Old Second Bancorp's Free Cash Flow history spans 10 years, with the latest figure at $43.4 million for Q4 2025.

  • For Q4 2025, Free Cash Flow rose 98.47% year-over-year to $43.4 million; the TTM value through Dec 2025 reached $117.8 million, down 2.47%, while the annual FY2025 figure was $117.8 million, 2.47% down from the prior year.
  • Free Cash Flow reached $43.4 million in Q4 2025 per OSBC's latest filing, up from $34.7 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $76.6 million in Q3 2023 to a low of -$30.9 million in Q2 2023.
  • Average Free Cash Flow over 5 years is $23.2 million, with a median of $25.2 million recorded in 2022.
  • Peak YoY movement for Free Cash Flow: plummeted 362.06% in 2021, then soared 477671.43% in 2023.
  • A 5-year view of Free Cash Flow shows it stood at -$20.8 million in 2021, then skyrocketed by 271.07% to $35.6 million in 2022, then tumbled by 30.04% to $24.9 million in 2023, then decreased by 12.33% to $21.8 million in 2024, then surged by 98.47% to $43.4 million in 2025.
  • Per Business Quant, the three most recent readings for OSBC's Free Cash Flow are $43.4 million (Q4 2025), $34.7 million (Q3 2025), and $23.5 million (Q2 2025).