Old Second Bancorp (OSBC) Free Cash Flow (2010 - 2026)
Old Second Bancorp's (OSBC) quarterly Free Cash Flow came in at $36.2 million in Q1 2026, up 122.87% YoY from $16.2 million in Q1 2025, and down 16.58% on a QoQ basis from $43.4 million in Q4 2025.
Old Second Bancorp (OSBC) Free Cash Flow (2010 - 2026) Analysis & Trends
Old Second Bancorp (OSBC) has 17 years of Free Cash Flow data on file, last reported at $36.2 million in Q1 2026.
- Quarterly Free Cash Flow rose 122.87% year-over-year to $36.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $137.7 million (up 48.2% YoY) and the FY2025 annual result came in at $117.8 million, down 2.47% from the prior year.
- Free Cash Flow fell to $36.2 million in Q1 2026, from $43.4 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $76.6 million in Q3 2023 to a low of -$30.9 million in Q2 2023.
- A 5-year average of $27.7 million and a median of $31.8 million in 2022 frame the typical range for Free Cash Flow.
- The widest YoY moves for Free Cash Flow: up 477671.43% in 2023, down 220.97% in 2023.
- Tracing OSBC's Free Cash Flow over 5 years: stood at $35.6 million in 2022, then slumped by 30.04% to $24.9 million in 2023, then slipped by 12.33% to $21.8 million in 2024, then soared by 98.47% to $43.4 million in 2025, then retreated by 16.58% to $36.2 million in 2026.
- The last three Free Cash Flow figures came in at $36.2 million (Q1 2026), $43.4 million (Q4 2025), and $34.7 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.15 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.82 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 955.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Old Second Bancorp | 1.30 Bn | 1.16 Bn | - | 27.92 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 27.92 Mn |
| Jun 30, 2026 | 27.92 Mn |
| Mar 31, 2026 | 36.17 Mn |
| Mar 31, 2026 | 36.17 Mn |
| Dec 31, 2025 | 43.36 Mn |
| Dec 31, 2025 | 43.36 Mn |
| Sep 30, 2025 | 34.72 Mn |
| Sep 30, 2025 | 34.72 Mn |
| Jun 30, 2025 | 23.46 Mn |
| Jun 30, 2025 | 23.46 Mn |
| Mar 31, 2025 | 16.23 Mn |
| Mar 31, 2025 | 16.23 Mn |
| Dec 31, 2024 | 21.85 Mn |
| Dec 31, 2024 | 21.85 Mn |
| Sep 30, 2024 | 46.15 Mn |
| Sep 30, 2024 | 46.15 Mn |
| Jun 30, 2024 | 8.69 Mn |
| Jun 30, 2024 | 8.69 Mn |
| Mar 31, 2024 | 44.06 Mn |
| Mar 31, 2024 | 44.06 Mn |