Old Second Bancorp (OSBC) Free Cash Flow (2010 - 2026)

Old Second Bancorp (OSBC) posted Free Cash Flow of $36.2 million for Q1 2026, down 16.58% on a QoQ basis from $43.4 million in Q4 2025, and up 122.87% year-over-year from $16.2 million in Q1 2025.

Old Second Bancorp (OSBC) Free Cash Flow (2010 - 2026) Analysis & Trends

Old Second Bancorp's Free Cash Flow history runs 17 years deep, the most recent figure standing at $36.2 million for Q1 2026.

  • Quarterly Free Cash Flow rose 122.87% year-over-year to $36.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $137.7 million (up 48.2% YoY) and the FY2025 annual result came in at $117.8 million, down 2.47% from the prior year.
  • Free Cash Flow was $36.2 million for Q1 2026 at Old Second Bancorp, down from $43.4 million in the prior quarter.
  • Across five years, Free Cash Flow topped out at $76.6 million in Q3 2023 and bottomed at -$30.9 million in Q2 2023.
  • A 5-year average of $27.7 million and a median of $31.8 million in 2022 frame the typical range for Free Cash Flow.
  • Peak annual rise in Free Cash Flow reached 477671.43% in 2023, while the deepest fall reached 220.97% in 2023.
  • Old Second Bancorp's Free Cash Flow stood at $35.6 million in 2022, then plunged by 30.04% to $24.9 million in 2023, then declined by 12.33% to $21.8 million in 2024, then surged by 98.47% to $43.4 million in 2025, then slipped by 16.58% to $36.2 million in 2026.
  • Business Quant data shows OSBC's Free Cash Flow at $36.2 million in Q1 2026, $43.4 million in Q4 2025, and $34.7 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 385,108.26
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 26.15 Mn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -172,298.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 5.85 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 6.71 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.93 Bn
10 Old Second Bancorp 1.25 Bn 1.13 Bn - 36.17 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 36.17 Mn
Mar 31, 2026 36.17 Mn
Dec 31, 2025 43.36 Mn
Dec 31, 2025 43.36 Mn
Sep 30, 2025 34.72 Mn
Sep 30, 2025 34.72 Mn
Jun 30, 2025 23.46 Mn
Jun 30, 2025 23.46 Mn
Mar 31, 2025 16.23 Mn
Mar 31, 2025 16.23 Mn
Dec 31, 2024 21.85 Mn
Dec 31, 2024 21.85 Mn
Sep 30, 2024 46.15 Mn
Sep 30, 2024 46.15 Mn
Jun 30, 2024 8.69 Mn
Jun 30, 2024 8.69 Mn
Mar 31, 2024 44.06 Mn
Mar 31, 2024 44.06 Mn
Dec 31, 2023 24.92 Mn
Dec 31, 2023 24.92 Mn