Old Second Bancorp (OSBC) Free Cash Flow (2010 - 2026)
Old Second Bancorp (OSBC) reported Free Cash Flow of $36.2 million for Q1 2026, up 122.87% on a YoY basis from $16.2 million in Q1 2025, and down 16.58% quarter-over-quarter from $43.4 million in Q4 2025.
Old Second Bancorp (OSBC) Free Cash Flow (2010 - 2026) Analysis & Trends
Old Second Bancorp has reported Free Cash Flow for 17 years, with the latest figure at $36.2 million in Q1 2026.
- For the quarter ending Q1 2026, Free Cash Flow rose 122.87% year-over-year to $36.2 million; the trailing twelve-month figure through Mar 2026 stood at $137.7 million (up 48.2% YoY), and the FY2025 full-year result was $117.8 million, down 2.47% from the prior year.
- Free Cash Flow for Q1 2026 stood at $36.2 million, down from $43.4 million in the prior quarter.
- The five-year high for Free Cash Flow was $76.6 million in Q3 2023, with the low at -$30.9 million in Q2 2023.
- Historically, Free Cash Flow has averaged $27.7 million across 5 years, with a median of $31.8 million in 2022.
- The largest YoY upside for Free Cash Flow was 477671.43% in 2023 against a maximum downside of 220.97% in 2023.
- Old Second Bancorp's Free Cash Flow stood at $35.6 million in 2022, then slumped by 30.04% to $24.9 million in 2023, then slipped by 12.33% to $21.8 million in 2024, then soared by 98.47% to $43.4 million in 2025, then retreated by 16.58% to $36.2 million in 2026.
- The last three Free Cash Flow figures came in at $36.2 million (Q1 2026), $43.4 million (Q4 2025), and $34.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -172,298.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 5.85 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 6.71 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 26.53 Mn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Old Second Bancorp | 1.18 Bn | 1.06 Bn | - | 36.17 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 36.17 Mn |
| Mar 31, 2026 | 36.17 Mn |
| Dec 31, 2025 | 43.36 Mn |
| Dec 31, 2025 | 43.36 Mn |
| Sep 30, 2025 | 34.72 Mn |
| Sep 30, 2025 | 34.72 Mn |
| Jun 30, 2025 | 23.46 Mn |
| Jun 30, 2025 | 23.46 Mn |
| Mar 31, 2025 | 16.23 Mn |
| Mar 31, 2025 | 16.23 Mn |
| Dec 31, 2024 | 21.85 Mn |
| Dec 31, 2024 | 21.85 Mn |
| Sep 30, 2024 | 46.15 Mn |
| Sep 30, 2024 | 46.15 Mn |
| Jun 30, 2024 | 8.69 Mn |
| Jun 30, 2024 | 8.69 Mn |
| Mar 31, 2024 | 44.06 Mn |
| Mar 31, 2024 | 44.06 Mn |
| Dec 31, 2023 | 24.92 Mn |
| Dec 31, 2023 | 24.92 Mn |