Old Second Bancorp (OSBC) Free Cash Flow (2010 - 2026)

Old Second Bancorp (OSBC) reported Free Cash Flow of $36.2 million for Q1 2026, up 122.87% on a YoY basis from $16.2 million in Q1 2025, and down 16.58% quarter-over-quarter from $43.4 million in Q4 2025.

Old Second Bancorp (OSBC) Free Cash Flow (2010 - 2026) Analysis & Trends

Old Second Bancorp has reported Free Cash Flow for 17 years, with the latest figure at $36.2 million in Q1 2026.

  • For the quarter ending Q1 2026, Free Cash Flow rose 122.87% year-over-year to $36.2 million; the trailing twelve-month figure through Mar 2026 stood at $137.7 million (up 48.2% YoY), and the FY2025 full-year result was $117.8 million, down 2.47% from the prior year.
  • Free Cash Flow for Q1 2026 stood at $36.2 million, down from $43.4 million in the prior quarter.
  • The five-year high for Free Cash Flow was $76.6 million in Q3 2023, with the low at -$30.9 million in Q2 2023.
  • Historically, Free Cash Flow has averaged $27.7 million across 5 years, with a median of $31.8 million in 2022.
  • The largest YoY upside for Free Cash Flow was 477671.43% in 2023 against a maximum downside of 220.97% in 2023.
  • Old Second Bancorp's Free Cash Flow stood at $35.6 million in 2022, then slumped by 30.04% to $24.9 million in 2023, then slipped by 12.33% to $21.8 million in 2024, then soared by 98.47% to $43.4 million in 2025, then retreated by 16.58% to $36.2 million in 2026.
  • The last three Free Cash Flow figures came in at $36.2 million (Q1 2026), $43.4 million (Q4 2025), and $34.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -172,298.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 5.85 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 6.71 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 26.53 Mn
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Old Second Bancorp 1.18 Bn 1.06 Bn - 36.17 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 36.17 Mn
Mar 31, 2026 36.17 Mn
Dec 31, 2025 43.36 Mn
Dec 31, 2025 43.36 Mn
Sep 30, 2025 34.72 Mn
Sep 30, 2025 34.72 Mn
Jun 30, 2025 23.46 Mn
Jun 30, 2025 23.46 Mn
Mar 31, 2025 16.23 Mn
Mar 31, 2025 16.23 Mn
Dec 31, 2024 21.85 Mn
Dec 31, 2024 21.85 Mn
Sep 30, 2024 46.15 Mn
Sep 30, 2024 46.15 Mn
Jun 30, 2024 8.69 Mn
Jun 30, 2024 8.69 Mn
Mar 31, 2024 44.06 Mn
Mar 31, 2024 44.06 Mn
Dec 31, 2023 24.92 Mn
Dec 31, 2023 24.92 Mn