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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Old Second Bancorp (OSBC) Return on Equity (2016 - 2025)

Historic Return on Equity for Old Second Bancorp (OSBC) over the last 10 years, with Q3 2025 value amounting to 0.09%.

  • Old Second Bancorp's Return on Equity fell 400.0% to 0.09% in Q3 2025 from the same period last year, while for Sep 2025 it was 0.09%, marking a year-over-year decrease of 400.0%. This contributed to the annual value of 0.14% for FY2024, which is 400.0% down from last year.
  • Old Second Bancorp's Return on Equity amounted to 0.09% in Q3 2025, which was down 400.0% from 0.12% recorded in Q2 2025.
  • In the past 5 years, Old Second Bancorp's Return on Equity ranged from a high of 0.19% in Q3 2023 and a low of 0.04% during Q1 2022
  • Its 5-year average for Return on Equity is 0.12%, with a median of 0.13% in 2021.
  • Its Return on Equity has fluctuated over the past 5 years, first plummeted by -900bps in 2022, then soared by 1300bps in 2023.
  • Old Second Bancorp's Return on Equity (Quarter) stood at 0.05% in 2021, then skyrocketed by 209bps to 0.15% in 2022, then increased by 10bps to 0.17% in 2023, then fell by -23bps to 0.13% in 2024, then crashed by -30bps to 0.09% in 2025.
  • Its Return on Equity stands at 0.09% for Q3 2025, versus 0.12% for Q2 2025 and 0.12% for Q1 2025.