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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Old Second Bancorp (OSBC) Return on Equity: 2016-2025

Historic Return on Equity for Old Second Bancorp (OSBC) over the last 9 years, with Sep 2025 value amounting to 0.09%.

  • Old Second Bancorp's Return on Equity fell 4.00% to 0.09% in Q3 2025 from the same period last year, while for Sep 2025 it was 0.09%, marking a year-over-year decrease of 4.00%. This contributed to the annual value of 0.14% for FY2024, which is 4.00% down from last year.
  • Per Old Second Bancorp's latest filing, its Return on Equity stood at 0.09% for Q3 2025, which was down 24.79% from 0.12% recorded in Q2 2025.
  • In the past 5 years, Old Second Bancorp's Return on Equity registered a high of 0.19% during Q3 2023, and its lowest value of 0.04% during Q1 2022.
  • Its 3-year average for Return on Equity is 0.14%, with a median of 0.14% in 2024.
  • As far as peak fluctuations go, Old Second Bancorp's Return on Equity fell by 9bps in 2022, and later increased by 13bps in 2023.
  • Over the past 5 years, Old Second Bancorp's Return on Equity (Quarterly) stood at 0.05% in 2021, then climbed by 10bps to 0.15% in 2022, then grew by 1bps to 0.17% in 2023, then fell by 4bps to 0.13% in 2024, then fell by 4bps to 0.09% in 2025.
  • Its last three reported values are 0.09% in Q3 2025, 0.12% for Q2 2025, and 0.12% during Q1 2025.