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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Old Second Bancorp (OSBC) Return on Equity (2016 - 2025)

Historic Return on Equity for Old Second Bancorp (OSBC) over the last 10 years, with Q3 2025 value amounting to 0.09%.

  • Old Second Bancorp's Return on Equity fell 400.0% to 0.09% in Q3 2025 from the same period last year, while for Sep 2025 it was 0.09%, marking a year-over-year decrease of 400.0%. This contributed to the annual value of 0.14% for FY2024, which is 400.0% down from last year.
  • Latest data reveals that Old Second Bancorp reported Return on Equity of 0.09% as of Q3 2025, which was down 400.0% from 0.12% recorded in Q2 2025.
  • Old Second Bancorp's Return on Equity's 5-year high stood at 0.19% during Q3 2023, with a 5-year trough of 0.04% in Q1 2022.
  • Moreover, its 5-year median value for Return on Equity was 0.13% (2021), whereas its average is 0.12%.
  • As far as peak fluctuations go, Old Second Bancorp's Return on Equity tumbled by -900bps in 2022, and later skyrocketed by 1300bps in 2023.
  • Over the past 5 years, Old Second Bancorp's Return on Equity (Quarter) stood at 0.05% in 2021, then surged by 209bps to 0.15% in 2022, then rose by 10bps to 0.17% in 2023, then dropped by -23bps to 0.13% in 2024, then plummeted by -30bps to 0.09% in 2025.
  • Its Return on Equity stands at 0.09% for Q3 2025, versus 0.12% for Q2 2025 and 0.12% for Q1 2025.