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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Old Second Bancorp (OSBC) Interest Coverage Ratio (2016 - 2025)

Historic Interest Coverage Ratio for Old Second Bancorp (OSBC) over the last 10 years, with Q3 2025 value amounting to 1.61.

  • Old Second Bancorp's Interest Coverage Ratio fell 4486.74% to 1.61 in Q3 2025 from the same period last year, while for Sep 2025 it was 2.66, marking a year-over-year decrease of 1274.83%. This contributed to the annual value of 0.42 for FY2024, which is 3539.38% down from last year.
  • Latest data reveals that Old Second Bancorp reported Interest Coverage Ratio of 1.61 as of Q3 2025, which was down 4486.74% from 3.65 recorded in Q2 2025.
  • Old Second Bancorp's 5-year Interest Coverage Ratio high stood at 11.9 for Q3 2022, and its period low was 4.27 during Q4 2021.
  • Over the past 5 years, Old Second Bancorp's median Interest Coverage Ratio value was 3.9 (recorded in 2023), while the average stood at 5.03.
  • The largest annual percentage gain for Old Second Bancorp's Interest Coverage Ratio in the last 5 years was 87270.03% (2021), contrasted with its biggest fall of 16717.18% (2021).
  • Old Second Bancorp's Interest Coverage Ratio (Quarter) stood at 4.27 in 2021, then skyrocketed by 327.5% to 9.72 in 2022, then crashed by 69.11% to 3.0 in 2023, then fell by 4.95% to 2.85 in 2024, then tumbled by 43.44% to 1.61 in 2025.
  • Its Interest Coverage Ratio stands at 1.61 for Q3 2025, versus 3.65 for Q2 2025 and 3.46 for Q1 2025.