Old Second Bancorp (OSBC) Interest Coverage Ratio (2010 - 2026)

Old Second Bancorp has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.98 in Q1 2026.

• For the quarter ending Q1 2026, Interest Coverage Ratio fell 13.81% year-over-year to 2.98; the trailing twelve-month figure through Mar 2026 stood at 2.68 (down 12.71% YoY), and the FY2025 full-year result was 0.36, down 13.73% from the prior year.
• Interest Coverage Ratio for Q1 2026 stood at 2.98, down from 3.04 in the prior quarter.
• The five-year high for Interest Coverage Ratio was 11.9 in Q3 2022, with the low at 1.61 in Q3 2025.
• Historically, Interest Coverage Ratio has averaged 4.92 across 5 years, with a median of 3.46 in 2025.
• Annual changes were most pronounced in 2022 — Interest Coverage Ratio jumped 327.5% — and 2023, when it plunged 69.11%.
• Old Second Bancorp's Interest Coverage Ratio stood at 9.72 in 2022, then sank by 69.11% to 3.0 in 2023, then fell by 4.95% to 2.85 in 2024, then grew by 6.56% to 3.04 in 2025, then retreated by 1.96% to 2.98 in 2026.
• The last three Interest Coverage Ratio figures came in at 2.98 (Q1 2026), 3.04 (Q4 2025), and 1.61 (Q3 2025), per Business Quant data.