Old Second Bancorp (OSBC) EBIT Margin (2009 - 2026)
Old Second Bancorp's EBIT Margin was 57.66% in Q2 2026, up 4.14 percentage points from 53.53% a year earlier and up 2.99 percentage points from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) EBIT Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Old Second Bancorp's EBIT Margin was 52.39% through Jun 30, 2026, down 2.80 percentage points year-over-year; for FY2025, it came in at 50.09%, down 9.19 percentage points from FY2024.
- EBIT Margin shows a five-year change of +11.50 percentage points (FY2020 to FY2025).
- In earlier years, EBIT Margin was 59.28% in FY2024 (+1.81 pp), 57.48% in FY2023 (+16.61 pp), 40.87% in FY2022 (+14.16 pp) and 26.71% in FY2021 (-11.88 pp).
- Quarterly EBIT Margin has moved between -23.79% (Q4 2021) and 63.72% (Q3 2024) over five years.
- Compared with a year earlier, EBIT Margin has increased for three straight quarters, with an average year-over-year change of -2.99 percentage points over the last eight quarters.
- The best year-over-year quarter for EBIT Margin over five years was Q4 2022 (a gain of 72.41 percentage points); the worst was Q4 2021 (a drop of 65.24 percentage points).
- Per Business Quant data, OSBC's EBIT Margin in the three quarters before Q2 2026 was 54.67% (Q1 2026), 61.47% (Q4 2025) and 35.84% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 91.99% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 89.38% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 48.15% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 95.47% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 138.04% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 139.33% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 84.54% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 51.45% |
| 10 | Old Second Bancorp | 1.24 Bn | 748.21 Mn | - | 58.47% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 58.47% |
| Jun 30, 2026 | 57.66% |
| Mar 31, 2026 | 54.67% |
| Dec 31, 2025 | 61.47% |
| Sep 30, 2025 | 35.84% |
| Jun 30, 2025 | 53.53% |
| Mar 31, 2025 | 50.42% |
| Dec 31, 2024 | 53.37% |
| Sep 30, 2024 | 63.72% |
| Jun 30, 2024 | 60.33% |
| Mar 31, 2024 | 59.89% |
| Dec 31, 2023 | 53.45% |
| Sep 30, 2023 | 59.92% |
| Jun 30, 2023 | 63.06% |
| Mar 31, 2023 | 53.31% |
| Dec 31, 2022 | 48.62% |
| Sep 30, 2022 | 43.27% |
| Jun 30, 2022 | 34.51% |
| Mar 31, 2022 | 33.90% |
| Dec 31, 2021 | -23.79% |
API Access
Old Second Bancorp EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();