Old Second Bancorp (OSBC) Interest Expenses (2010 - 2026)
Old Second Bancorp (OSBC) posted Interest Expenses of $48.6 million for Q1 2026, up 220.74% on a QoQ basis from -$40.3 million in Q4 2025, and down 21.77% year-over-year from $62.1 million in Q1 2025.
Old Second Bancorp (OSBC) Interest Expenses (2010 - 2026) Analysis & Trends
Old Second Bancorp's Interest Expenses history runs 17 years deep, the most recent figure standing at $48.6 million for Q1 2026.
- Quarterly Interest Expenses fell 21.77% year-over-year to $48.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $48.6 million (down 21.77% YoY) and the FY2025 annual result came in at $62.2 million, down 12.1% from the prior year.
- Interest Expenses was $48.6 million for Q1 2026 at Old Second Bancorp, up from -$40.3 million in the prior quarter.
- Across five years, Interest Expenses topped out at $131.0 million in Q3 2022 and bottomed at -$40.3 million in Q4 2024.
- A 5-year average of $46.5 million and a median of $54.4 million in 2022 frame the typical range for Interest Expenses.
- Annual changes were most pronounced in 2022 — Interest Expenses surged 5928.53% — and 2024, when it plunged 423.2%.
- Old Second Bancorp's Interest Expenses stood at $3.7 million in 2022, then surged by 241.02% to $12.5 million in 2023, then plunged by 423.2% to -$40.3 million in 2024, then climbed by 0.02% to -$40.3 million in 2025, then soared by 220.74% to $48.6 million in 2026.
- Business Quant data shows OSBC's Interest Expenses at $48.6 million in Q1 2026, -$40.3 million in Q4 2025, and $51.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -275.78 Mn |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -2.77 Bn |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -227,416.00 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 19.98 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 5.30 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 2.53 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 4.92 Bn |
| 10 | Old Second Bancorp | 1.26 Bn | 1.15 Bn | - | 48.62 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 48.62 Mn |
| Mar 31, 2026 | 48.62 Mn |
| Dec 31, 2025 | -40.27 Mn |
| Dec 31, 2025 | -40.27 Mn |
| Sep 30, 2025 | 51.50 Mn |
| Sep 30, 2025 | 51.50 Mn |
| Jun 30, 2025 | 57.98 Mn |
| Jun 30, 2025 | 57.98 Mn |
| Mar 31, 2025 | 62.14 Mn |
| Mar 31, 2025 | 62.14 Mn |
| Dec 31, 2024 | -40.27 Mn |
| Dec 31, 2024 | -40.27 Mn |
| Sep 30, 2024 | 60.38 Mn |
| Sep 30, 2024 | 60.38 Mn |
| Jun 30, 2024 | 83.76 Mn |
| Jun 30, 2024 | 83.76 Mn |
| Mar 31, 2024 | 86.07 Mn |
| Mar 31, 2024 | 86.07 Mn |
| Dec 31, 2023 | 12.46 Mn |
| Dec 31, 2023 | 12.46 Mn |