Old Second Bancorp (OSBC) Interest Expenses (2010 - 2026)
Old Second Bancorp (OSBC) reported Interest Expenses of $17.2 million for Q1 2026, up 61.35% on a YoY basis from $10.7 million in Q1 2025, and down 10.65% quarter-over-quarter from $19.3 million in Q4 2025.
Old Second Bancorp (OSBC) Interest Expenses (2010 - 2026) Analysis & Trends
Old Second Bancorp has reported Interest Expenses for 17 years, with the latest figure at $17.2 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Expenses rose 61.35% year-over-year to $17.2 million; the trailing twelve-month figure through Mar 2026 stood at $68.8 million (up 28.8% YoY), and the FY2025 full-year result was $62.2 million, up 10.57% from the prior year.
- Interest Expenses for Q1 2026 stood at $17.2 million, down from $19.3 million in the prior quarter.
- The five-year high for Interest Expenses was $21.3 million in Q3 2025, with the low at $2.1 million in Q1 2022.
- Historically, Interest Expenses has averaged $10.9 million across 5 years, with a median of $11.2 million in 2023.
- Annual changes were most pronounced in 2023 — Interest Expenses soared 384.99% — and 2025, when it decreased 21.3%.
- Old Second Bancorp's Interest Expenses stood at $3.7 million in 2022, then soared by 241.02% to $12.5 million in 2023, then grew by 9.9% to $13.7 million in 2024, then soared by 40.58% to $19.3 million in 2025, then declined by 10.65% to $17.2 million in 2026.
- The last three Interest Expenses figures came in at $17.2 million (Q1 2026), $19.3 million (Q4 2025), and $21.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -227,416.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 3.51 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 5.23 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 38.44 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Old Second Bancorp | 1.18 Bn | 1.06 Bn | - | 17.20 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 17.20 Mn |
| Mar 31, 2026 | 17.20 Mn |
| Dec 31, 2025 | 19.25 Mn |
| Dec 31, 2025 | 19.25 Mn |
| Sep 30, 2025 | 21.30 Mn |
| Sep 30, 2025 | 21.30 Mn |
| Jun 30, 2025 | 11.00 Mn |
| Jun 30, 2025 | 11.00 Mn |
| Mar 31, 2025 | 10.66 Mn |
| Mar 31, 2025 | 10.66 Mn |
| Dec 31, 2024 | 13.70 Mn |
| Dec 31, 2024 | 13.70 Mn |
| Sep 30, 2024 | 15.49 Mn |
| Sep 30, 2024 | 15.49 Mn |
| Jun 30, 2024 | 13.53 Mn |
| Jun 30, 2024 | 13.53 Mn |
| Mar 31, 2024 | 13.55 Mn |
| Mar 31, 2024 | 13.55 Mn |
| Dec 31, 2023 | 12.46 Mn |
| Dec 31, 2023 | 12.46 Mn |