Old Second Bancorp (OSBC) Interest Expenses (2010 - 2026)
Old Second Bancorp's (OSBC) quarterly Interest Expenses came in at $48.6 million in Q1 2026, down 21.77% YoY from $62.1 million in Q1 2025, and up 152.52% on a QoQ basis from $19.3 million in Q4 2025.
Old Second Bancorp (OSBC) Interest Expenses (2010 - 2026) Analysis & Trends
Old Second Bancorp (OSBC) has 17 years of Interest Expenses data on file, last reported at $48.6 million in Q1 2026.
- Quarterly Interest Expenses fell 21.77% year-over-year to $48.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $48.6 million (down 21.77% YoY) and the FY2025 annual result came in at $62.2 million, down 12.1% from the prior year.
- Interest Expenses improved to $48.6 million in Q1 2026, from $19.3 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $131.0 million in Q3 2022 to a low of -$40.3 million in Q4 2024.
- A 5-year average of $47.8 million and a median of $54.4 million in 2022 frame the typical range for Interest Expenses.
- Annual changes were most pronounced in 2022 — Interest Expenses surged 5928.53% — and 2023, when it tumbled 794.53%.
- Tracing OSBC's Interest Expenses over 5 years: stood at $3.7 million in 2022, then slumped by 794.53% to -$25.4 million in 2023, then tumbled by 58.7% to -$40.3 million in 2024, then jumped by 147.8% to $19.3 million in 2025, then soared by 152.52% to $48.6 million in 2026.
- The last three Interest Expenses figures came in at $48.6 million (Q1 2026), $19.3 million (Q4 2025), and $51.5 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.14 Bn | 84.95 Bn | - | - |
| 2 | Pnc Financial Services | 97.73 Bn | 97.73 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 95.99 Bn | 95.99 Bn | - | 3.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.86 Bn | -144.23 Bn | - | -4.19 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.07 Bn | -81.24 Bn | - | 7.93 Bn |
| 7 | Nu Holdings | 71.48 Bn | 57.79 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.60 Bn | 61.60 Bn | - | 2.35 Bn |
| 9 | Fifth Third Bancorp | 49.61 Bn | 25.89 Bn | - | 1.16 Bn |
| 10 | Old Second Bancorp | 1.29 Bn | 1.15 Bn | - | 17.86 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 49.08 Mn |
| Jun 30, 2026 | 49.08 Mn |
| Mar 31, 2026 | 48.62 Mn |
| Mar 31, 2026 | 48.62 Mn |
| Dec 31, 2025 | 19.25 Mn |
| Dec 31, 2025 | 19.25 Mn |
| Sep 30, 2025 | 51.50 Mn |
| Sep 30, 2025 | 51.50 Mn |
| Jun 30, 2025 | 57.98 Mn |
| Jun 30, 2025 | 57.98 Mn |
| Mar 31, 2025 | 62.14 Mn |
| Mar 31, 2025 | 62.14 Mn |
| Dec 31, 2024 | -40.27 Mn |
| Dec 31, 2024 | -40.27 Mn |
| Sep 30, 2024 | 60.38 Mn |
| Sep 30, 2024 | 60.38 Mn |
| Jun 30, 2024 | 83.76 Mn |
| Jun 30, 2024 | 83.76 Mn |
| Mar 31, 2024 | 86.07 Mn |
| Mar 31, 2024 | 86.07 Mn |