Old Second Bancorp (OSBC) Interest Expenses (2010 - 2026)

Old Second Bancorp (OSBC) posted Interest Expenses of $48.6 million for Q1 2026, up 220.74% on a QoQ basis from -$40.3 million in Q4 2025, and down 21.77% year-over-year from $62.1 million in Q1 2025.

Old Second Bancorp (OSBC) Interest Expenses (2010 - 2026) Analysis & Trends

Old Second Bancorp's Interest Expenses history runs 17 years deep, the most recent figure standing at $48.6 million for Q1 2026.

  • Quarterly Interest Expenses fell 21.77% year-over-year to $48.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $48.6 million (down 21.77% YoY) and the FY2025 annual result came in at $62.2 million, down 12.1% from the prior year.
  • Interest Expenses was $48.6 million for Q1 2026 at Old Second Bancorp, up from -$40.3 million in the prior quarter.
  • Across five years, Interest Expenses topped out at $131.0 million in Q3 2022 and bottomed at -$40.3 million in Q4 2024.
  • A 5-year average of $46.5 million and a median of $54.4 million in 2022 frame the typical range for Interest Expenses.
  • Annual changes were most pronounced in 2022 — Interest Expenses surged 5928.53% — and 2024, when it plunged 423.2%.
  • Old Second Bancorp's Interest Expenses stood at $3.7 million in 2022, then surged by 241.02% to $12.5 million in 2023, then plunged by 423.2% to -$40.3 million in 2024, then climbed by 0.02% to -$40.3 million in 2025, then soared by 220.74% to $48.6 million in 2026.
  • Business Quant data shows OSBC's Interest Expenses at $48.6 million in Q1 2026, -$40.3 million in Q4 2025, and $51.5 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -275.78 Mn
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -2.77 Bn
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -227,416.00
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 19.98 Mn
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 5.30 Mn
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 2.53 Bn
9 Us Bancorp 99.51 Bn 99.51 Bn - 4.92 Bn
10 Old Second Bancorp 1.26 Bn 1.15 Bn - 48.62 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 48.62 Mn
Mar 31, 2026 48.62 Mn
Dec 31, 2025 -40.27 Mn
Dec 31, 2025 -40.27 Mn
Sep 30, 2025 51.50 Mn
Sep 30, 2025 51.50 Mn
Jun 30, 2025 57.98 Mn
Jun 30, 2025 57.98 Mn
Mar 31, 2025 62.14 Mn
Mar 31, 2025 62.14 Mn
Dec 31, 2024 -40.27 Mn
Dec 31, 2024 -40.27 Mn
Sep 30, 2024 60.38 Mn
Sep 30, 2024 60.38 Mn
Jun 30, 2024 83.76 Mn
Jun 30, 2024 83.76 Mn
Mar 31, 2024 86.07 Mn
Mar 31, 2024 86.07 Mn
Dec 31, 2023 12.46 Mn
Dec 31, 2023 12.46 Mn