Old Second Bancorp (OSBC) Times Interest Earned (2010 - 2026)
Old Second Bancorp's (OSBC) quarterly Times Interest Earned came in at $1.7 in Q1 2026, up 19.63% YoY from $1.42 in Q1 2025, and down 44.05% on a QoQ basis from $3.04 in Q4 2025.
Old Second Bancorp (OSBC) Times Interest Earned (2010 - 2026) Analysis & Trends
Old Second Bancorp (OSBC) has 17 years of Times Interest Earned data on file, last reported at $1.7 in Q1 2026.
- Quarterly Times Interest Earned rose 19.63% year-over-year to $1.7 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $6.03 (up 35.38% YoY) and the FY2025 annual result came in at $2.73, up 5.24% from the prior year.
- Times Interest Earned retreated to $1.7 in Q1 2026, from $3.04 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $9.72 in Q4 2022 to a low of $0.02 in Q4 2023.
- A 5-year average of $2.15 and a median of $1.35 in 2024 frame the typical range for Times Interest Earned.
- Annual changes were most pronounced in 2023 — Times Interest Earned tumbled 99.82% — and 2024, when it jumped 2034.15%.
- Tracing OSBC's Times Interest Earned over 5 years: stood at $9.72 in 2022, then slumped by 99.82% to $0.02 in 2023, then jumped by 2034.15% to $0.37 in 2024, then surged by 721.53% to $3.04 in 2025, then slumped by 44.05% to $1.7 in 2026.
- The last three Times Interest Earned figures came in at $1.7 (Q1 2026), $3.04 (Q4 2025), and $1.25 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Old Second Bancorp | 1.30 Bn | 1.16 Bn | - | 3.12 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.77 |
| Mar 31, 2026 | 1.70 |
| Dec 31, 2025 | 3.04 |
| Sep 30, 2025 | 1.25 |
| Jun 30, 2025 | 1.50 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 0.37 |
| Sep 30, 2024 | 1.49 |
| Jun 30, 2024 | 1.35 |
| Mar 31, 2024 | 1.33 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 3.90 |
| Jun 30, 2023 | 4.39 |
| Mar 31, 2023 | 1.30 |
| Dec 31, 2022 | 9.72 |
| Sep 30, 2022 | 1.20 |
| Jun 30, 2022 | 1.18 |
| Mar 31, 2022 | 1.30 |
| Dec 31, 2021 | 3.37 |
| Sep 30, 2021 | 6.21 |