Old Second Bancorp (OSBC) Times Interest Earned (2010 - 2026)

Old Second Bancorp has reported Times Interest Earned for 17 years, with the latest figure at $2.98 in Q1 2026.

• For the quarter ending Q1 2026, Times Interest Earned fell 13.81% year-over-year to $2.98; the trailing twelve-month figure through Mar 2026 stood at $2.68 (down 12.71% YoY), and the FY2025 full-year result was $0.36, down 13.73% from the prior year.
• Times Interest Earned for Q1 2026 stood at $2.98, down from $3.04 in the prior quarter.
• The five-year high for Times Interest Earned was $11.9 in Q3 2022, with the low at $1.61 in Q3 2025.
• Historically, Times Interest Earned has averaged $4.92 across 5 years, with a median of $3.46 in 2025.
• Annual changes were most pronounced in 2022 — Times Interest Earned jumped 327.5% — and 2023, when it plunged 69.11%.
• Old Second Bancorp's Times Interest Earned stood at $9.72 in 2022, then sank by 69.11% to $3.0 in 2023, then fell by 4.95% to $2.85 in 2024, then grew by 6.56% to $3.04 in 2025, then retreated by 1.96% to $2.98 in 2026.
• The last three Times Interest Earned figures came in at $2.98 (Q1 2026), $3.04 (Q4 2025), and $1.61 (Q3 2025), per Business Quant data.