Old Second Bancorp (OSBC) Asset Utilization Ratio (2009 - 2026)
Old Second Bancorp's (OSBC) Asset Utilization Ratio came in at 0.06 for Q2 2026, up 8.6% from 0.05 a year earlier and up 6.2% from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) Asset Utilization Ratio (2009 - 2026) Analysis & Trends
For FY2025, Old Second Bancorp's Asset Utilization Ratio stood at 0.05, up 7.7% from FY2024.
- Annual Asset Utilization Ratio has increased for four consecutive years.
- In prior years, Old Second Bancorp's Asset Utilization Ratio was 0.05 in FY2024 (+1.9%), 0.05 in FY2023 (+19.6%), 0.04 in FY2022 (+40.2%) and 0.03 in FY2021 (-35.5%).
- The Q2 2026 figure stands as the highest quarterly Asset Utilization Ratio in data going back to Q3 2011.
- On a year-over-year basis, Asset Utilization Ratio increased in seven of the last eight quarters, with growth averaging 1.6%.
- The strongest year-over-year quarter for Asset Utilization Ratio in the past five years was Q1 2023, with growth of 79.8%; the weakest was Q1 2022, with a decline of 42.4%.
- According to Business Quant data, Asset Utilization Ratio for the three prior quarters was 0.05 (Q1 2026), 0.05 (Q4 2025) and 0.05 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 0.04 |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 0.03 |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 0.02 |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 0.05 |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 0.03 |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 0.03 |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 0.04 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.02 |
| 10 | Old Second Bancorp | 1.24 Bn | 748.21 Mn | - | 0.06 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.06 |
| Jun 30, 2026 | 0.06 |
| Mar 31, 2026 | 0.05 |
| Dec 31, 2025 | 0.05 |
| Sep 30, 2025 | 0.05 |
| Jun 30, 2025 | 0.05 |
| Mar 31, 2025 | 0.05 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.05 |
| Jun 30, 2024 | 0.05 |
| Mar 31, 2024 | 0.05 |
| Dec 31, 2023 | 0.05 |
| Sep 30, 2023 | 0.05 |
| Jun 30, 2023 | 0.05 |
| Mar 31, 2023 | 0.05 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.03 |
API Access
Old Second Bancorp Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();