Old Second Bancorp (OSBC) Debt Ratio (2010 - 2026)

Old Second Bancorp has reported Debt Ratio for 17 years, with the latest figure at 0.01 in Q1 2026.

• For the quarter ending Q1 2026, Debt Ratio fell 16.26% year-over-year to 0.01; the trailing twelve-month figure through Mar 2026 stood at 0.01 (down 16.26% YoY), and the FY2025 full-year result was 0.0, down 64.53% from the prior year.
• Debt Ratio for Q1 2026 stood at 0.01, up from 0.0 in the prior quarter.
• The five-year high for Debt Ratio was 0.01 in Q1 2024, with the low at 0.0 in Q3 2025.
• Historically, Debt Ratio has averaged 0.01 across 5 years, with a median of 0.01 in 2022.
• Annual changes were most pronounced in 2022 — Debt Ratio sank 83.04% — and 2024, when it surged 142.97%.
• Old Second Bancorp's Debt Ratio stood at 0.01 in 2022, then surged by 90.01% to 0.01 in 2023, then advanced by 1.44% to 0.01 in 2024, then plunged by 64.53% to 0.0 in 2025, then surged by 132.94% to 0.01 in 2026.
• The last three Debt Ratio figures came in at 0.01 (Q1 2026), 0.0 (Q4 2025), and 0.0 (Q3 2025), per Business Quant data.