Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Old Second Bancorp (OSBC) Debt Ratio: 2016-2025

Historic Debt Ratio for Old Second Bancorp (OSBC) over the last 10 years, with Sep 2025 value amounting to 0.01.

  • Old Second Bancorp's Debt Ratio fell 18.76% to 0.01 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.01, marking a year-over-year decrease of 18.76%. This contributed to the annual value of 0.01 for FY2024, which is 1.44% up from last year.
  • Latest data reveals that Old Second Bancorp reported Debt Ratio of 0.01 as of Q3 2025, which was down 18.43% from 0.01 recorded in Q2 2025.
  • In the past 5 years, Old Second Bancorp's Debt Ratio registered a high of 0.02 during Q1 2021, and its lowest value of 0.01 during Q3 2025.
  • Over the past 3 years, Old Second Bancorp's median Debt Ratio value was 0.01 (recorded in 2025), while the average stood at 0.01.
  • In the last 5 years, Old Second Bancorp's Debt Ratio rose by 26.61% in 2021 and then crashed by 61.02% in 2022.
  • Over the past 5 years, Old Second Bancorp's Debt Ratio (Quarterly) stood at 0.01 in 2021, then rose by 5.65% to 0.01 in 2022, then grew by 3.04% to 0.01 in 2023, then rose by 1.44% to 0.01 in 2024, then dropped by 18.76% to 0.01 in 2025.
  • Its last three reported values are 0.01 in Q3 2025, 0.01 for Q2 2025, and 0.01 during Q1 2025.