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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Old Second Bancorp (OSBC) Debt Ratio (2016 - 2025)

Historic Debt Ratio for Old Second Bancorp (OSBC) over the last 10 years, with Q3 2025 value amounting to 0.01.

  • Old Second Bancorp's Debt Ratio fell 1876.33% to 0.01 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.01, marking a year-over-year decrease of 1876.33%. This contributed to the annual value of 0.01 for FY2024, which is 144.46% up from last year.
  • Latest data reveals that Old Second Bancorp reported Debt Ratio of 0.01 as of Q3 2025, which was down 1876.33% from 0.01 recorded in Q2 2025.
  • In the past 5 years, Old Second Bancorp's Debt Ratio registered a high of 0.02 during Q1 2021, and its lowest value of 0.01 during Q3 2025.
  • Over the past 5 years, Old Second Bancorp's median Debt Ratio value was 0.01 (recorded in 2023), while the average stood at 0.01.
  • As far as peak fluctuations go, Old Second Bancorp's Debt Ratio surged by 2661.42% in 2021, and later tumbled by 6102.24% in 2022.
  • Over the past 5 years, Old Second Bancorp's Debt Ratio (Quarter) stood at 0.01 in 2021, then rose by 5.65% to 0.01 in 2022, then rose by 3.04% to 0.01 in 2023, then increased by 1.44% to 0.01 in 2024, then dropped by 19.11% to 0.01 in 2025.
  • Its Debt Ratio stands at 0.01 for Q3 2025, versus 0.01 for Q2 2025 and 0.01 for Q1 2025.