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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Old Second Bancorp (OSBC) Debt Ratio (2016 - 2025)

Old Second Bancorp's Debt Ratio history spans 10 years, with the latest figure at 0.0 for Q4 2025.

  • For Q4 2025, Debt Ratio fell 42.45% year-over-year to 0.0; the TTM value through Dec 2025 reached 0.0, down 42.45%, while the annual FY2025 figure was 0.0, 42.45% down from the prior year.
  • Debt Ratio reached 0.0 in Q4 2025 per OSBC's latest filing, up from 0.0 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.02 in Q2 2021 to a low of 0.0 in Q3 2025.
  • Average Debt Ratio over 5 years is 0.01, with a median of 0.01 recorded in 2021.
  • Peak YoY movement for Debt Ratio: surged 141.95% in 2023, then plummeted 61.21% in 2025.
  • A 5-year view of Debt Ratio shows it stood at 0.01 in 2021, then tumbled by 42.71% to 0.01 in 2022, then dropped by 15.3% to 0.0 in 2023, then surged by 40.28% to 0.01 in 2024, then crashed by 42.45% to 0.0 in 2025.
  • Per Business Quant, the three most recent readings for OSBC's Debt Ratio are 0.0 (Q4 2025), 0.0 (Q3 2025), and 0.01 (Q2 2025).