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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Old Second Bancorp (OSBC) Debt Ratio (2016 - 2025)

Historic Debt Ratio for Old Second Bancorp (OSBC) over the last 10 years, with Q3 2025 value amounting to 0.01.

  • Old Second Bancorp's Debt Ratio fell 1876.33% to 0.01 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.0, marking a year-over-year decrease of 566.83%. This contributed to the annual value of 0.01 for FY2024, which is 144.46% up from last year.
  • Latest data reveals that Old Second Bancorp reported Debt Ratio of 0.01 as of Q3 2025, which was down 1876.33% from 0.01 recorded in Q2 2025.
  • In the past 5 years, Old Second Bancorp's Debt Ratio ranged from a high of 0.02 in Q1 2021 and a low of 0.01 during Q3 2025
  • Its 5-year average for Debt Ratio is 0.01, with a median of 0.01 in 2023.
  • Per our database at Business Quant, Old Second Bancorp's Debt Ratio surged by 2661.42% in 2021 and then tumbled by 6102.24% in 2022.
  • Quarter analysis of 5 years shows Old Second Bancorp's Debt Ratio stood at 0.01 in 2021, then rose by 5.65% to 0.01 in 2022, then rose by 3.04% to 0.01 in 2023, then increased by 1.44% to 0.01 in 2024, then dropped by 19.11% to 0.01 in 2025.
  • Its Debt Ratio was 0.01 in Q3 2025, compared to 0.01 in Q2 2025 and 0.01 in Q1 2025.