Old Second Bancorp Inc (OSBC) Debt Ratio (2010 - 2026)
Old Second Bancorp's (OSBC) Debt Ratio was 0.06 for Q2 2026, up 464.5% from 0.01 a year earlier and up 55.5% from the prior quarter.
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Analysis
Old Second Bancorp Inc (OSBC) Debt Ratio (2010 - 2026) Analysis & Trends
For FY2025, Debt Ratio at Old Second Bancorp was 0.04, up 182.8% from FY2024.
- By year, Debt Ratio came in at 0.01 in FY2024 (-82.7%), 0.08 in FY2023 (+220.0%), 0.03 in FY2022 (+166.0%) and 0.01 in FY2021 (-34.7%).
- The Q2 2026 figure ranks as the highest quarterly Debt Ratio since Q3 2024.
- Year over year, Debt Ratio has now increased in each of the last three quarters, with growth averaging 74.1% over the last eight quarters.
- The high point for year-over-year Debt Ratio in five years was Q2 2023 (growth of 837.6%); the low point was Q2 2025 (a decline of 84.8%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 0.04 (Q1 2026), 0.04 (Q4 2025) and 0.03 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.06 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.01 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.01 |
| Sep 30, 2024 | 0.07 |
| Jun 30, 2024 | 0.07 |
| Mar 31, 2024 | 0.05 |
| Dec 31, 2023 | 0.09 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | 0.09 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.03 |
| Sep 30, 2022 | 0.02 |
| Jun 30, 2022 | 0.02 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.02 |
| Sep 30, 2021 | 0.03 |
API Access
Old Second Bancorp Inc Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();