Old Second Bancorp (OSBC) Operating Expenses (2010 - 2026)
Old Second Bancorp's Operating Expenses was $51.25 million in Q2 2026, up 18.0% from $43.42 million a year earlier and up 2.1% from the prior quarter.
Powered by 
Analysis
Old Second Bancorp (OSBC) Operating Expenses (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Old Second Bancorp's Operating Expenses was $217.56 million through Jun 30, 2026, up 26.8% year-over-year; for FY2025, it was $204.02 million, up 27.7% from FY2024.
- Operating Expenses shows a five-year compound annual growth rate of 20.2% (FY2020 to FY2025).
- In earlier years, Operating Expenses was $159.75 million in FY2024 (+10.0%), $145.2 million in FY2023 (-4.0%), $151.17 million in FY2022 (+45.7%) and $103.78 million in FY2021 (+27.5%).
- Quarterly Operating Expenses has moved between $22.13 million (Q3 2021) and $63.16 million (Q3 2025) over five years.
- Compared with a year earlier, Operating Expenses has increased for ten straight quarters, with growth averaging 20.8% over the last eight quarters.
- The best year-over-year quarter for Operating Expenses over five years was Q4 2021 (growth of 81.2%); the worst was Q4 2023 (a decline of 6.7%).
- Per Business Quant data, OSBC's Operating Expenses in the three quarters before Q2 2026 was $50.21 million (Q1 2026), $52.94 million (Q4 2025) and $63.16 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 27.32 Bn |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | -3,218.32 Bn |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 18.63 Bn |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 13.90 Bn |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 7.02 Bn |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | 17.50 Bn |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 11.67 Bn |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 13.66 Bn |
| 10 | Old Second Bancorp | 1.27 Bn | 766.22 Mn | - | 51.25 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 51.25 Mn |
| Mar 31, 2026 | 50.21 Mn |
| Dec 31, 2025 | 52.94 Mn |
| Sep 30, 2025 | 63.16 Mn |
| Jun 30, 2025 | 43.42 Mn |
| Mar 31, 2025 | 44.51 Mn |
| Dec 31, 2024 | 44.32 Mn |
| Sep 30, 2024 | 39.31 Mn |
| Jun 30, 2024 | 37.88 Mn |
| Mar 31, 2024 | 38.24 Mn |
| Dec 31, 2023 | 37.03 Mn |
| Sep 30, 2023 | 37.42 Mn |
| Jun 30, 2023 | 34.83 Mn |
| Mar 31, 2023 | 35.92 Mn |
| Dec 31, 2022 | 39.68 Mn |
| Sep 30, 2022 | 35.99 Mn |
| Jun 30, 2022 | 37.25 Mn |
| Mar 31, 2022 | 38.25 Mn |
| Dec 31, 2021 | 38.51 Mn |
| Sep 30, 2021 | 22.13 Mn |
API Access
Old Second Bancorp Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-expenses&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-expenses", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-expenses&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();