Old Second Bancorp (OSBC) Operating Expenses (2010 - 2026)
Old Second Bancorp (OSBC) posted Operating Expenses of $50.2 million for Q1 2026, down 5.15% on a QoQ basis from $52.9 million in Q4 2025, and up 12.82% year-over-year from $44.5 million in Q1 2025.
Old Second Bancorp (OSBC) Operating Expenses (2010 - 2026) Analysis & Trends
Old Second Bancorp's Operating Expenses history runs 17 years deep, the most recent figure standing at $50.2 million for Q1 2026.
- Quarterly Operating Expenses rose 12.82% year-over-year to $50.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $209.7 million (up 26.33% YoY) and the FY2025 annual result came in at $204.0 million, up 27.71% from the prior year.
- Operating Expenses was $50.2 million for Q1 2026 at Old Second Bancorp, down from $52.9 million in the prior quarter.
- Across five years, Operating Expenses topped out at $63.2 million in Q3 2025 and bottomed at $34.8 million in Q2 2023.
- A 5-year average of $41.8 million and a median of $38.3 million in 2022 frame the typical range for Operating Expenses.
- Annual changes were most pronounced in 2022 — Operating Expenses soared 75.97% — and 2023, when it declined 6.7%.
- Old Second Bancorp's Operating Expenses stood at $39.7 million in 2022, then fell by 6.7% to $37.0 million in 2023, then increased by 19.71% to $44.3 million in 2024, then climbed by 19.43% to $52.9 million in 2025, then fell by 5.15% to $50.2 million in 2026.
- Business Quant data shows OSBC's Operating Expenses at $50.2 million in Q1 2026, $52.9 million in Q4 2025, and $63.2 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -20.00 Mn |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -1.06 Bn |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -287,925.00 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | -3.86 Bn |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 7.75 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 11.90 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | -2.75 Bn |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 3.77 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 4.27 Bn |
| 10 | Old Second Bancorp | 1.26 Bn | 1.15 Bn | - | 50.21 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 50.21 Mn |
| Dec 31, 2025 | 52.94 Mn |
| Sep 30, 2025 | 63.16 Mn |
| Jun 30, 2025 | 43.42 Mn |
| Mar 31, 2025 | 44.51 Mn |
| Dec 31, 2024 | 44.32 Mn |
| Sep 30, 2024 | 39.31 Mn |
| Jun 30, 2024 | 37.88 Mn |
| Mar 31, 2024 | 38.24 Mn |
| Dec 31, 2023 | 37.03 Mn |
| Sep 30, 2023 | 37.42 Mn |
| Jun 30, 2023 | 34.83 Mn |
| Mar 31, 2023 | 35.92 Mn |
| Dec 31, 2022 | 39.68 Mn |
| Sep 30, 2022 | 35.99 Mn |
| Jun 30, 2022 | 37.25 Mn |
| Mar 31, 2022 | 38.25 Mn |
| Dec 31, 2021 | 38.51 Mn |
| Sep 30, 2021 | 22.13 Mn |
| Jun 30, 2021 | 21.40 Mn |