Old Second Bancorp (OSBC) Operating Expenses (2010 - 2026)

Old Second Bancorp (OSBC) posted Operating Expenses of $50.2 million for Q1 2026, down 5.15% on a QoQ basis from $52.9 million in Q4 2025, and up 12.82% year-over-year from $44.5 million in Q1 2025.

Old Second Bancorp (OSBC) Operating Expenses (2010 - 2026) Analysis & Trends

Old Second Bancorp's Operating Expenses history runs 17 years deep, the most recent figure standing at $50.2 million for Q1 2026.

  • Quarterly Operating Expenses rose 12.82% year-over-year to $50.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $209.7 million (up 26.33% YoY) and the FY2025 annual result came in at $204.0 million, up 27.71% from the prior year.
  • Operating Expenses was $50.2 million for Q1 2026 at Old Second Bancorp, down from $52.9 million in the prior quarter.
  • Across five years, Operating Expenses topped out at $63.2 million in Q3 2025 and bottomed at $34.8 million in Q2 2023.
  • A 5-year average of $41.8 million and a median of $38.3 million in 2022 frame the typical range for Operating Expenses.
  • Annual changes were most pronounced in 2022 — Operating Expenses soared 75.97% — and 2023, when it declined 6.7%.
  • Old Second Bancorp's Operating Expenses stood at $39.7 million in 2022, then fell by 6.7% to $37.0 million in 2023, then increased by 19.71% to $44.3 million in 2024, then climbed by 19.43% to $52.9 million in 2025, then fell by 5.15% to $50.2 million in 2026.
  • Business Quant data shows OSBC's Operating Expenses at $50.2 million in Q1 2026, $52.9 million in Q4 2025, and $63.2 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -20.00 Mn
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -1.06 Bn
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -287,925.00
4 Lloyds Banking 360.83 Bn 360.83 Bn - -3.86 Bn
5 First Capital 204.17 Bn 203.82 Bn - 7.75 Mn
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 11.90 Mn
7 NatWest 144.82 Bn -51.17 Bn - -2.75 Bn
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 3.77 Bn
9 Us Bancorp 99.51 Bn 99.51 Bn - 4.27 Bn
10 Old Second Bancorp 1.26 Bn 1.15 Bn - 50.21 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 50.21 Mn
Dec 31, 2025 52.94 Mn
Sep 30, 2025 63.16 Mn
Jun 30, 2025 43.42 Mn
Mar 31, 2025 44.51 Mn
Dec 31, 2024 44.32 Mn
Sep 30, 2024 39.31 Mn
Jun 30, 2024 37.88 Mn
Mar 31, 2024 38.24 Mn
Dec 31, 2023 37.03 Mn
Sep 30, 2023 37.42 Mn
Jun 30, 2023 34.83 Mn
Mar 31, 2023 35.92 Mn
Dec 31, 2022 39.68 Mn
Sep 30, 2022 35.99 Mn
Jun 30, 2022 37.25 Mn
Mar 31, 2022 38.25 Mn
Dec 31, 2021 38.51 Mn
Sep 30, 2021 22.13 Mn
Jun 30, 2021 21.40 Mn