Old Second Bancorp (OSBC) Operating Expenses (2010 - 2026)
Old Second Bancorp's (OSBC) quarterly Operating Expenses came in at $50.2 million in Q1 2026, up 12.82% YoY from $44.5 million in Q1 2025, and down 5.15% on a QoQ basis from $52.9 million in Q4 2025.
Old Second Bancorp (OSBC) Operating Expenses (2010 - 2026) Analysis & Trends
Old Second Bancorp (OSBC) has 17 years of Operating Expenses data on file, last reported at $50.2 million in Q1 2026.
- Quarterly Operating Expenses rose 12.82% year-over-year to $50.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $209.7 million (up 26.33% YoY) and the FY2025 annual result came in at $204.0 million, up 27.71% from the prior year.
- Operating Expenses slipped to $50.2 million in Q1 2026, from $52.9 million in the prior quarter.
- In the past five years, Operating Expenses ranged from a high of $63.2 million in Q3 2025 to a low of $34.8 million in Q2 2023.
- A 5-year average of $41.8 million and a median of $38.3 million in 2022 frame the typical range for Operating Expenses.
- Annual changes were most pronounced in 2022 — Operating Expenses soared 75.97% — and 2023, when it decreased 6.7%.
- Tracing OSBC's Operating Expenses over 5 years: stood at $39.7 million in 2022, then dropped by 6.7% to $37.0 million in 2023, then climbed by 19.71% to $44.3 million in 2024, then gained by 19.43% to $52.9 million in 2025, then dropped by 5.15% to $50.2 million in 2026.
- The last three Operating Expenses figures came in at $50.2 million (Q1 2026), $52.9 million (Q4 2025), and $63.2 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 4.10 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 4.43 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | -3.83 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -2.79 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 2.60 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | -599.79 Mn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 3.06 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 2.11 Bn |
| 10 | Old Second Bancorp | 1.29 Bn | 1.15 Bn | - | 51.25 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 51.25 Mn |
| Mar 31, 2026 | 50.21 Mn |
| Dec 31, 2025 | 52.94 Mn |
| Sep 30, 2025 | 63.16 Mn |
| Jun 30, 2025 | 43.42 Mn |
| Mar 31, 2025 | 44.51 Mn |
| Dec 31, 2024 | 44.32 Mn |
| Sep 30, 2024 | 39.31 Mn |
| Jun 30, 2024 | 37.88 Mn |
| Mar 31, 2024 | 38.24 Mn |
| Dec 31, 2023 | 37.03 Mn |
| Sep 30, 2023 | 37.42 Mn |
| Jun 30, 2023 | 34.83 Mn |
| Mar 31, 2023 | 35.92 Mn |
| Dec 31, 2022 | 39.68 Mn |
| Sep 30, 2022 | 35.99 Mn |
| Jun 30, 2022 | 37.25 Mn |
| Mar 31, 2022 | 38.25 Mn |
| Dec 31, 2021 | 38.51 Mn |
| Sep 30, 2021 | 22.13 Mn |