Old Second Bancorp (OSBC) Change in Net Loans (2010 - 2026)
Old Second Bancorp's (OSBC) quarterly Change in Net Loans came in at -$56.8 million in Q1 2026, down 54.18% YoY from -$123.9 million in Q1 2025, and down 496.18% on a QoQ basis from -$9.5 million in Q4 2025.
Old Second Bancorp (OSBC) Change in Net Loans (2010 - 2026) Analysis & Trends
Old Second Bancorp (OSBC) has 17 years of Change in Net Loans data on file, last reported at -$56.8 million in Q1 2026.
- Quarterly Change in Net Loans fell 54.18% year-over-year to -$56.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $55.9 million (up 3884.02% YoY) and the FY2025 annual result came in at $75.8 million, up 318.49% from the prior year.
- Change in Net Loans slipped to -$56.8 million in Q1 2026, from -$9.5 million in the prior quarter.
- In the past five years, Change in Net Loans ranged from a high of $243.7 million in Q3 2022 to a low of -$70.0 million in Q1 2024.
- A 5-year average of $36.8 million and a median of $15.5 million in 2024 frame the typical range for Change in Net Loans.
- Annual changes were most pronounced in 2023 — Change in Net Loans soared 11973.19% — and 2025, when it plunged 352.68%.
- Tracing OSBC's Change in Net Loans over 5 years: stood at $276000.0 in 2022, then soared by 11973.19% to $33.3 million in 2023, then slumped by 88.69% to $3.8 million in 2024, then sank by 352.68% to -$9.5 million in 2025, then slumped by 496.18% to -$56.8 million in 2026.
- The last three Change in Net Loans figures came in at -$56.8 million (Q1 2026), -$9.5 million (Q4 2025), and $58.0 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 6.72 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 288.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.13 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Old Second Bancorp | 1.30 Bn | 1.16 Bn | - | 69.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 69.60 Mn |
| Mar 31, 2026 | -56.76 Mn |
| Dec 31, 2025 | -9.52 Mn |
| Sep 30, 2025 | 58.02 Mn |
| Jun 30, 2025 | 64.16 Mn |
| Mar 31, 2025 | -36.82 Mn |
| Dec 31, 2024 | 3.77 Mn |
| Sep 30, 2024 | 15.51 Mn |
| Jun 30, 2024 | 16.07 Mn |
| Mar 31, 2024 | -70.05 Mn |
| Dec 31, 2023 | 33.32 Mn |
| Sep 30, 2023 | 20.29 Mn |
| Jun 30, 2023 | 11.52 Mn |
| Mar 31, 2023 | 132.45 Mn |
| Dec 31, 2022 | 276,000.00 |
| Sep 30, 2022 | 243.67 Mn |
| Jun 30, 2022 | 221.86 Mn |
| Mar 31, 2022 | -21.90 Mn |
| Dec 31, 2021 | 46.45 Mn |
| Sep 30, 2021 | -35.19 Mn |