Old Second Bancorp (OSBC) Change in Net Loans (2010 - 2026)
Old Second Bancorp (OSBC) posted Change in Net Loans of -$56.8 million for Q1 2026, down 496.18% on a QoQ basis from -$9.5 million in Q4 2025, and down 54.18% year-over-year from -$123.9 million in Q1 2025.
Old Second Bancorp (OSBC) Change in Net Loans (2010 - 2026) Analysis & Trends
Old Second Bancorp's Change in Net Loans history runs 17 years deep, the most recent figure standing at -$56.8 million for Q1 2026.
- Quarterly Change in Net Loans fell 54.18% year-over-year to -$56.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $55.9 million (up 3884.02% YoY) and the FY2025 annual result came in at $75.8 million, up 318.49% from the prior year.
- Change in Net Loans was -$56.8 million for Q1 2026 at Old Second Bancorp, down from -$9.5 million in the prior quarter.
- Across five years, Change in Net Loans topped out at $243.7 million in Q3 2022 and bottomed at -$70.0 million in Q1 2024.
- A 5-year average of $36.8 million and a median of $15.5 million in 2024 frame the typical range for Change in Net Loans.
- Annual changes were most pronounced in 2023 — Change in Net Loans soared 11973.19% — and 2025, when it tumbled 352.68%.
- Old Second Bancorp's Change in Net Loans stood at $276000.0 in 2022, then surged by 11973.19% to $33.3 million in 2023, then plunged by 88.69% to $3.8 million in 2024, then tumbled by 352.68% to -$9.5 million in 2025, then plunged by 496.18% to -$56.8 million in 2026.
- Business Quant data shows OSBC's Change in Net Loans at -$56.8 million in Q1 2026, -$9.5 million in Q4 2025, and $58.0 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | - |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 1.12 Mn |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 10.65 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | -12.69 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 13.77 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 144.00 Mn |
| 10 | Old Second Bancorp | 1.26 Bn | 1.15 Bn | - | -56.76 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -56.76 Mn |
| Dec 31, 2025 | -9.52 Mn |
| Sep 30, 2025 | 58.02 Mn |
| Jun 30, 2025 | 64.16 Mn |
| Mar 31, 2025 | -36.82 Mn |
| Dec 31, 2024 | 3.77 Mn |
| Sep 30, 2024 | 15.51 Mn |
| Jun 30, 2024 | 16.07 Mn |
| Mar 31, 2024 | -70.05 Mn |
| Dec 31, 2023 | 33.32 Mn |
| Sep 30, 2023 | 20.29 Mn |
| Jun 30, 2023 | 11.52 Mn |
| Mar 31, 2023 | 132.45 Mn |
| Dec 31, 2022 | 276,000.00 |
| Sep 30, 2022 | 243.67 Mn |
| Jun 30, 2022 | 221.86 Mn |
| Mar 31, 2022 | -21.90 Mn |
| Dec 31, 2021 | 46.45 Mn |
| Sep 30, 2021 | -35.19 Mn |
| Jun 30, 2021 | -57.50 Mn |