Old Second Bancorp (OSBC) Change in Net Loans (2010 - 2026)
Old Second Bancorp (OSBC) reported Change in Net Loans of -$56.8 million for Q1 2026, down 54.18% on a YoY basis from -$123.9 million in Q1 2025, and down 496.18% quarter-over-quarter from -$9.5 million in Q4 2025.
Old Second Bancorp (OSBC) Change in Net Loans (2010 - 2026) Analysis & Trends
Old Second Bancorp has reported Change in Net Loans for 17 years, with the latest figure at -$56.8 million in Q1 2026.
- For the quarter ending Q1 2026, Change in Net Loans fell 54.18% year-over-year to -$56.8 million; the trailing twelve-month figure through Mar 2026 stood at $55.9 million (up 3884.02% YoY), and the FY2025 full-year result was $75.8 million, up 318.49% from the prior year.
- Change in Net Loans for Q1 2026 stood at -$56.8 million, down from -$9.5 million in the prior quarter.
- The five-year high for Change in Net Loans was $243.7 million in Q3 2022, with the low at -$70.0 million in Q1 2024.
- Historically, Change in Net Loans has averaged $36.8 million across 5 years, with a median of $15.5 million in 2024.
- Annual changes were most pronounced in 2023 — Change in Net Loans soared 11973.19% — and 2025, when it plunged 352.68%.
- Old Second Bancorp's Change in Net Loans stood at $276000.0 in 2022, then soared by 11973.19% to $33.3 million in 2023, then slumped by 88.69% to $3.8 million in 2024, then sank by 352.68% to -$9.5 million in 2025, then slumped by 496.18% to -$56.8 million in 2026.
- The last three Change in Net Loans figures came in at -$56.8 million (Q1 2026), -$9.5 million (Q4 2025), and $58.0 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.25 Mn |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.65 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | -12.69 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Old Second Bancorp | 1.18 Bn | 1.06 Bn | - | -56.76 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -56.76 Mn |
| Dec 31, 2025 | -9.52 Mn |
| Sep 30, 2025 | 58.02 Mn |
| Jun 30, 2025 | 64.16 Mn |
| Mar 31, 2025 | -36.82 Mn |
| Dec 31, 2024 | 3.77 Mn |
| Sep 30, 2024 | 15.51 Mn |
| Jun 30, 2024 | 16.07 Mn |
| Mar 31, 2024 | -70.05 Mn |
| Dec 31, 2023 | 33.32 Mn |
| Sep 30, 2023 | 20.29 Mn |
| Jun 30, 2023 | 11.52 Mn |
| Mar 31, 2023 | 132.45 Mn |
| Dec 31, 2022 | 276,000.00 |
| Sep 30, 2022 | 243.67 Mn |
| Jun 30, 2022 | 221.86 Mn |
| Mar 31, 2022 | -21.90 Mn |
| Dec 31, 2021 | 46.45 Mn |
| Sep 30, 2021 | -35.19 Mn |
| Jun 30, 2021 | -57.50 Mn |