Old Second Bancorp (OSBC) FCF Margin (2010 - 2026)
Old Second Bancorp's FCF Margin was 380.72% in Q2 2026, up 31.62 percentage points from 349.10% a year earlier but down 126.79 percentage points from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) FCF Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Old Second Bancorp's FCF Margin was 500.31% through Jun 30, 2026, up 83.55 percentage points year-over-year; for FY2025, it came in at 440.01%, down 65.61 percentage points from FY2024.
- FCF Margin shows a five-year change of +310.37 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 505.62% in FY2024 (+30.79 pp), 474.83% in FY2023 (+50.33 pp), 424.50% in FY2022 (+263.63 pp) and 160.87% in FY2021 (+31.23 pp).
- Quarterly FCF Margin has moved between -573.29% (Q2 2023) and 1376.51% (Q3 2023) over five years.
- Compared with a year earlier, FCF Margin has increased for three straight quarters, with an average year-over-year change of -94.36 percentage points over the last eight quarters.
- The best year-over-year quarter for FCF Margin over five years was Q4 2022 (a gain of 1078.24 percentage points); the worst was Q2 2023 (a drop of 1041.29 percentage points).
- Per Business Quant data, OSBC's FCF Margin in the three quarters before Q2 2026 was 507.51% (Q1 2026), 623.06% (Q4 2025) and 496.21% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 29.95% |
| 10 | Old Second Bancorp | 1.27 Bn | 766.22 Mn | - | 380.72% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 380.72% |
| Mar 31, 2026 | 507.51% |
| Dec 31, 2025 | 623.06% |
| Sep 30, 2025 | 496.21% |
| Jun 30, 2025 | 349.10% |
| Mar 31, 2025 | 245.23% |
| Dec 31, 2024 | 335.13% |
| Sep 30, 2024 | 771.42% |
| Jun 30, 2024 | 148.10% |
| Mar 31, 2024 | 799.04% |
| Dec 31, 2023 | 438.75% |
| Sep 30, 2023 | 1,376.51% |
| Jun 30, 2023 | -573.29% |
| Mar 31, 2023 | 634.73% |
| Dec 31, 2022 | 649.78% |
| Sep 30, 2022 | 574.73% |
| Jun 30, 2022 | 468.00% |
| Mar 31, 2022 | 0.13% |
| Dec 31, 2021 | -428.46% |
| Sep 30, 2021 | 569.79% |
API Access
Old Second Bancorp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();