Old Second Bancorp (OSBC) Loans - Loss Allowance (2010 - 2026)

Old Second Bancorp's Loans - Loss Allowance history runs 17 years deep, the most recent figure standing at $72.1 million for Q1 2026.

• Quarterly Loans - Loss Allowance rose 73.52% year-over-year to $72.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $72.1 million (up 73.52% YoY) and the FY2025 annual result came in at $72.3 million, up 65.76% from the prior year.
• Loans - Loss Allowance was $72.1 million for Q1 2026 at Old Second Bancorp, roughly flat from $72.3 million in the prior quarter.
• Across five years, Loans - Loss Allowance topped out at $75.0 million in Q3 2025 and bottomed at $41.6 million in Q1 2025.
• A 5-year average of $51.2 million and a median of $45.4 million in 2022 frame the typical range for Loans - Loss Allowance.
• Annual changes were most pronounced in 2022 — Loans - Loss Allowance surged 81.26% — and 2024, when it decreased 23.58%.
• Old Second Bancorp's Loans - Loss Allowance stood at $49.5 million in 2022, then fell by 10.54% to $44.3 million in 2023, then retreated by 1.46% to $43.6 million in 2024, then surged by 65.76% to $72.3 million in 2025, then fell by 0.28% to $72.1 million in 2026.
• Business Quant data shows OSBC's Loans - Loss Allowance at $72.1 million in Q1 2026, $72.3 million in Q4 2025, and $75.0 million in Q3 2025.