Old Second Bancorp (OSBC) Loans - Loss Allowance (2010 - 2026)

Old Second Bancorp has reported Loans - Loss Allowance for 17 years, with the latest figure at $72.1 million in Q1 2026.

• For the quarter ending Q1 2026, Loans - Loss Allowance rose 73.52% year-over-year to $72.1 million; the trailing twelve-month figure through Mar 2026 stood at $72.1 million (up 73.52% YoY), and the FY2025 full-year result was $72.3 million, up 65.76% from the prior year.
• Loans - Loss Allowance for Q1 2026 stood at $72.1 million, roughly flat from $72.3 million in the prior quarter.
• The five-year high for Loans - Loss Allowance was $75.0 million in Q3 2025, with the low at $41.6 million in Q1 2025.
• Historically, Loans - Loss Allowance has averaged $51.2 million across 5 years, with a median of $45.4 million in 2022.
• Annual changes were most pronounced in 2022 — Loans - Loss Allowance surged 81.26% — and 2024, when it declined 23.58%.
• Old Second Bancorp's Loans - Loss Allowance stood at $49.5 million in 2022, then dropped by 10.54% to $44.3 million in 2023, then declined by 1.46% to $43.6 million in 2024, then soared by 65.76% to $72.3 million in 2025, then dropped by 0.28% to $72.1 million in 2026.
• The last three Loans - Loss Allowance figures came in at $72.1 million (Q1 2026), $72.3 million (Q4 2025), and $75.0 million (Q3 2025), per Business Quant data.