Balance Sheet
Accounts PayablesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityFed Funds SoldGoodwillGoodwill & IntangiblesIntangiblesInterest DepositsLiabilities and Shareholders EquityLoans - GrossLoans - Loss AllowanceLoans - NetLong-Term Deferred TaxLong-Term InvestmentsNon-Current DebtNon-Current Deferred Tax LiabilityNotes PayablesOther Non-Current AssetsOther Non-Current LiabilitiesPayablesProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecuritiesSecurities - Mortgage Backed SecuritiesSecurities - TradableShareholder's EquityTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury Shares
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Income Statement
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Ratios

Old Second Bancorp (OSBC) Loans - Loss Allowance (2016 - 2025)

Old Second Bancorp's Loans - Loss Allowance history spans 10 years, with the latest figure at $72.3 million for Q4 2025.

  • For Q4 2025, Loans - Loss Allowance rose 65.76% year-over-year to $72.3 million; the TTM value through Dec 2025 reached $72.3 million, up 65.76%, while the annual FY2025 figure was $72.3 million, 65.76% up from the prior year.
  • Loans - Loss Allowance reached $72.3 million in Q4 2025 per OSBC's latest filing, down from $75.0 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $75.0 million in Q3 2025 to a low of $26.9 million in Q3 2021.
  • Average Loans - Loss Allowance over 5 years is $46.5 million, with a median of $44.3 million recorded in 2021.
  • Peak YoY movement for Loans - Loss Allowance: soared 81.26% in 2022, then fell 23.58% in 2024.
  • A 5-year view of Loans - Loss Allowance shows it stood at $44.3 million in 2021, then grew by 11.74% to $49.5 million in 2022, then fell by 10.54% to $44.3 million in 2023, then dropped by 1.46% to $43.6 million in 2024, then surged by 65.76% to $72.3 million in 2025.
  • Per Business Quant, the three most recent readings for OSBC's Loans - Loss Allowance are $72.3 million (Q4 2025), $75.0 million (Q3 2025), and $43.0 million (Q2 2025).