Old Second Bancorp (OSBC) Loans - Loss Allowance (2010 - 2026)
Old Second Bancorp (OSBC) posted Loans - Loss Allowance of $70.4 million for Q2 2026, up 63.8% from $42.99 million a year earlier but down 2.4% from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
At the end of FY2025, Old Second Bancorp's Loans - Loss Allowance came in at $72.3 million, up 65.8% from FY2024.
- Annual Loans - Loss Allowance shows a five-year compound annual growth rate of 16.4% (FY2020 to FY2025).
- In prior years, Old Second Bancorp's Loans - Loss Allowance was $43.62 million in FY2024 (-1.5%), $44.26 million in FY2023 (-10.5%), $49.48 million in FY2022 (+11.7%) and $44.28 million in FY2021 (+30.8%).
- Quarterly Loans - Loss Allowance has run from a low of $26.95 million in Q3 2021 to a high of $75.04 million in Q3 2025 over five years.
- On a year-over-year basis, Loans - Loss Allowance has increased in each of the last five quarters, with growth averaging 31.5% over the last eight quarters.
- The strongest year-over-year quarter for Loans - Loss Allowance in the past five years was Q3 2022, with growth of 81.3%; the weakest was Q2 2024, with a decline of 23.6%.
- According to Business Quant data, Loans - Loss Allowance for the three prior quarters was $72.13 million (Q1 2026), $72.3 million (Q4 2025) and $75.04 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | 347,603.00 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | - |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | - |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 13.91 Bn |
| 10 | Old Second Bancorp | 1.26 Bn | 756.04 Mn | - | 70.40 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 70.40 Mn |
| Mar 31, 2026 | 72.13 Mn |
| Dec 31, 2025 | 72.30 Mn |
| Sep 30, 2025 | 75.04 Mn |
| Jun 30, 2025 | 42.99 Mn |
| Mar 31, 2025 | 41.55 Mn |
| Dec 31, 2024 | 43.62 Mn |
| Sep 30, 2024 | 44.42 Mn |
| Jun 30, 2024 | 42.27 Mn |
| Mar 31, 2024 | 44.11 Mn |
| Dec 31, 2023 | 44.26 Mn |
| Sep 30, 2023 | 51.73 Mn |
| Jun 30, 2023 | 55.31 Mn |
| Mar 31, 2023 | 53.39 Mn |
| Dec 31, 2022 | 49.48 Mn |
| Sep 30, 2022 | 48.85 Mn |
| Jun 30, 2022 | 45.39 Mn |
| Mar 31, 2022 | 44.31 Mn |
| Dec 31, 2021 | 44.28 Mn |
| Sep 30, 2021 | 26.95 Mn |
API Access
Old Second Bancorp Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();