Old Second Bancorp (OSBC) Loans - Loss Allowance (2010 - 2026)
Old Second Bancorp's (OSBC) quarterly Loans - Loss Allowance came in at $72.1 million in Q1 2026, up 73.52% YoY from $41.6 million in Q1 2025, and little changed on a QoQ basis from $72.3 million in Q4 2025.
Old Second Bancorp (OSBC) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
Old Second Bancorp (OSBC) has 17 years of Loans - Loss Allowance data on file, last reported at $72.1 million in Q1 2026.
- Quarterly Loans - Loss Allowance rose 73.52% year-over-year to $72.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $72.1 million (up 73.52% YoY) and the FY2025 annual result came in at $72.3 million, up 65.76% from the prior year.
- Loans - Loss Allowance held at $72.1 million in Q1 2026, from $72.3 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $75.0 million in Q3 2025 to a low of $41.6 million in Q1 2025.
- A 5-year average of $51.2 million and a median of $45.4 million in 2022 frame the typical range for Loans - Loss Allowance.
- Annual changes were most pronounced in 2022 — Loans - Loss Allowance surged 81.26% — and 2024, when it declined 23.58%.
- Tracing OSBC's Loans - Loss Allowance over 5 years: stood at $49.5 million in 2022, then dropped by 10.54% to $44.3 million in 2023, then declined by 1.46% to $43.6 million in 2024, then soared by 65.76% to $72.3 million in 2025, then dropped by 0.28% to $72.1 million in 2026.
- The last three Loans - Loss Allowance figures came in at $72.1 million (Q1 2026), $72.3 million (Q4 2025), and $75.0 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.02 Bn | 84.82 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.04 Bn | 96.04 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.88 Bn | -144.21 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 71.50 Bn | 57.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.63 Bn | 61.63 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.69 Bn | 25.97 Bn | - | 2.92 Bn |
| 10 | Old Second Bancorp | 1.29 Bn | 1.15 Bn | - | 70.40 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 70.40 Mn |
| Mar 31, 2026 | 72.10 Mn |
| Dec 31, 2025 | 72.30 Mn |
| Sep 30, 2025 | 75.04 Mn |
| Jun 30, 2025 | 42.99 Mn |
| Mar 31, 2025 | 41.55 Mn |
| Dec 31, 2024 | 43.62 Mn |
| Sep 30, 2024 | 44.42 Mn |
| Jun 30, 2024 | 42.27 Mn |
| Mar 31, 2024 | 44.11 Mn |
| Dec 31, 2023 | 44.26 Mn |
| Sep 30, 2023 | 51.73 Mn |
| Jun 30, 2023 | 55.31 Mn |
| Mar 31, 2023 | 53.39 Mn |
| Dec 31, 2022 | 49.48 Mn |
| Sep 30, 2022 | 48.85 Mn |
| Jun 30, 2022 | 45.39 Mn |
| Mar 31, 2022 | 44.31 Mn |
| Dec 31, 2021 | 44.28 Mn |
| Sep 30, 2021 | 26.95 Mn |