Balance Sheet
Accounts PayablesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityFed Funds SoldGoodwillGoodwill & IntangiblesIntangiblesInterest DepositsLiabilities and Shareholders EquityLoans - GrossLoans - Loss AllowanceLoans - NetLong-Term Deferred TaxLong-Term InvestmentsNon-Current DebtNotes PayablesOther Non-Current AssetsOther Non-Current LiabilitiesPayablesProperty, Plant & Equipment (Net)Retained EarningsSecuritiesSecurities - Mortgage Backed SecuritiesSecurities - TradableShareholder's EquityTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury Shares
Cash Flow Statement
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Income Statement
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Ratios

Old Second Bancorp (OSBC) Loans - Loss Allowance: 2016-2025

Historic Loans - Loss Allowance for Old Second Bancorp (OSBC) over the last 10 years, with Sep 2025 value amounting to $75.0 million.

  • Old Second Bancorp's Loans - Loss Allowance rose 68.92% to $75.0 million in Q3 2025 from the same period last year, while for Sep 2025 it was $75.0 million, marking a year-over-year increase of 68.92%. This contributed to the annual value of $43.6 million for FY2024, which is 1.46% down from last year.
  • Old Second Bancorp's Loans - Loss Allowance amounted to $75.0 million in Q3 2025, which was up 74.50% from $43.0 million recorded in Q2 2025.
  • In the past 5 years, Old Second Bancorp's Loans - Loss Allowance ranged from a high of $75.0 million in Q3 2025 and a low of $26.9 million during Q3 2021.
  • Its 3-year average for Loans - Loss Allowance is $49.0 million, with a median of $44.3 million in 2023.
  • Its Loans - Loss Allowance has fluctuated over the past 5 years, first spiked by 81.26% in 2022, then declined by 23.53% in 2024.
  • Old Second Bancorp's Loans - Loss Allowance (Quarterly) stood at $44.3 million in 2021, then climbed by 11.74% to $49.5 million in 2022, then fell by 10.54% to $44.3 million in 2023, then dropped by 1.46% to $43.6 million in 2024, then surged by 68.92% to $75.0 million in 2025.
  • Its Loans - Loss Allowance was $75.0 million in Q3 2025, compared to $43.0 million in Q2 2025 and $41.6 million in Q1 2025.