Old Second Bancorp (OSBC) EBT Margin (2009 - 2026)
Old Second Bancorp's EBT Margin came in at 39.17% for Q2 2026, up 0.29 percentage points from 38.88% a year earlier and up 2.85 percentage points from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) EBT Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Old Second Bancorp reported EBT Margin of 32.57%, down 5.24 percentage points year-over-year; for FY2025, it came in at 31.75%, down 7.82 percentage points from FY2024.
- EBT Margin carries a five-year change of +2.81 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 39.57% in FY2024 (-3.91 pp), 43.48% in FY2023 (+6.76 pp), 36.73% in FY2022 (+16.23 pp) and 20.49% in FY2021 (-8.45 pp).
- The five-year range for quarterly EBT Margin is -29.36% (Q4 2021) to 48.71% (Q2 2023).
- Year-over-year, EBT Margin has increased for three consecutive quarters, with an average year-over-year change of -3.96 percentage points over the last eight quarters.
- The fastest year-over-year change in EBT Margin over five years came in Q4 2022 (a gain of 72.97 percentage points), and the weakest in Q4 2021 (a drop of 64.29 percentage points).
- Business Quant data shows OSBC's EBT Margin at 36.33% (Q1 2026), 41.25% (Q4 2025) and 13.63% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 51.73% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 41.80% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 70.61% |
| 10 | Old Second Bancorp | 1.24 Bn | 748.21 Mn | - | 39.90% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 39.90% |
| Jun 30, 2026 | 39.17% |
| Mar 31, 2026 | 36.33% |
| Dec 31, 2025 | 41.25% |
| Sep 30, 2025 | 13.63% |
| Jun 30, 2025 | 38.88% |
| Mar 31, 2025 | 35.84% |
| Dec 31, 2024 | 34.66% |
| Sep 30, 2024 | 41.95% |
| Jun 30, 2024 | 41.22% |
| Mar 31, 2024 | 40.61% |
| Dec 31, 2023 | 35.64% |
| Sep 30, 2023 | 44.56% |
| Jun 30, 2023 | 48.71% |
| Mar 31, 2023 | 44.81% |
| Dec 31, 2022 | 43.61% |
| Sep 30, 2022 | 39.63% |
| Jun 30, 2022 | 30.61% |
| Mar 31, 2022 | 30.06% |
| Dec 31, 2021 | -29.36% |
API Access
Old Second Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();