Old Second Bancorp (OSBC) Tax Rate (2010 - 2026)
Old Second Bancorp (OSBC) reported Tax Rate of 24.89% for Q1 2026, up 58.0% on a YoY basis from 15.75% in Q1 2025, and down 6.76% quarter-over-quarter from 26.69% in Q4 2025.
Old Second Bancorp (OSBC) Tax Rate (2010 - 2026) Analysis & Trends
Old Second Bancorp has reported Tax Rate for 15 years, with the latest figure at 24.89% in Q1 2026.
- For the quarter ending Q1 2026, Tax Rate rose 58.0% year-over-year to 24.89%; the trailing twelve-month figure through Mar 2026 stood at 25.56% (up 7.0% YoY), and the FY2025 full-year result was 25.47%, down 26.0% from the prior year.
- Tax Rate for Q1 2026 stood at 24.89%, down from 26.69% in the prior quarter.
- The five-year high for Tax Rate was 30.07% in Q4 2024, with the low at 23.11% in Q3 2024.
- Historically, Tax Rate has averaged 25.9% across 5 years, with a median of 25.86% in 2022.
- Annual changes were most pronounced in 2022 — Tax Rate plunged 5686 bps — and 2024, when it soared 315 bps.
- Old Second Bancorp's Tax Rate stood at 25.86% in 2022, then grew by 4 bps to 26.92% in 2023, then advanced by 12 bps to 30.07% in 2024, then retreated by 11 bps to 26.69% in 2025, then declined by 7 bps to 24.89% in 2026.
- The last three Tax Rate figures came in at 24.89% (Q1 2026), 26.69% (Q4 2025), and 24.46% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -22.54% |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | -23.21% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 19.21% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 19.83% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | -25.87% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 25.76% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Old Second Bancorp | 1.18 Bn | 1.06 Bn | - | 24.89% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 24.89% |
| Mar 31, 2026 | 24.89% |
| Dec 31, 2025 | 26.69% |
| Dec 31, 2025 | 26.69% |
| Sep 30, 2025 | 24.46% |
| Sep 30, 2025 | 24.46% |
| Jun 30, 2025 | 25.30% |
| Jun 30, 2025 | 25.30% |
| Mar 31, 2025 | 24.31% |
| Mar 31, 2025 | 24.31% |
| Dec 31, 2024 | 30.07% |
| Dec 31, 2024 | 30.07% |
| Sep 30, 2024 | 23.11% |
| Sep 30, 2024 | 23.11% |
| Jun 30, 2024 | 25.01% |
| Jun 30, 2024 | 25.01% |
| Mar 31, 2024 | 25.33% |
| Mar 31, 2024 | 25.33% |
| Dec 31, 2023 | 26.92% |
| Dec 31, 2023 | 26.92% |