Old Second Bancorp (OSBC) Tax Rate (2010 - 2026)

Old Second Bancorp (OSBC) reported Tax Rate of 24.89% for Q1 2026, up 58.0% on a YoY basis from 15.75% in Q1 2025, and down 6.76% quarter-over-quarter from 26.69% in Q4 2025.

Old Second Bancorp (OSBC) Tax Rate (2010 - 2026) Analysis & Trends

Old Second Bancorp has reported Tax Rate for 15 years, with the latest figure at 24.89% in Q1 2026.

  • For the quarter ending Q1 2026, Tax Rate rose 58.0% year-over-year to 24.89%; the trailing twelve-month figure through Mar 2026 stood at 25.56% (up 7.0% YoY), and the FY2025 full-year result was 25.47%, down 26.0% from the prior year.
  • Tax Rate for Q1 2026 stood at 24.89%, down from 26.69% in the prior quarter.
  • The five-year high for Tax Rate was 30.07% in Q4 2024, with the low at 23.11% in Q3 2024.
  • Historically, Tax Rate has averaged 25.9% across 5 years, with a median of 25.86% in 2022.
  • Annual changes were most pronounced in 2022 — Tax Rate plunged 5686 bps — and 2024, when it soared 315 bps.
  • Old Second Bancorp's Tax Rate stood at 25.86% in 2022, then grew by 4 bps to 26.92% in 2023, then advanced by 12 bps to 30.07% in 2024, then retreated by 11 bps to 26.69% in 2025, then declined by 7 bps to 24.89% in 2026.
  • The last three Tax Rate figures came in at 24.89% (Q1 2026), 26.69% (Q4 2025), and 24.46% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -22.54%
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -23.21%
4 First Capital 215.78 Bn 215.63 Bn - 19.21%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 19.83%
7 NatWest 168.65 Bn -51.67 Bn - -25.87%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 25.76%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Old Second Bancorp 1.18 Bn 1.06 Bn - 24.89%

Historic Data

Download Data
DateValue
Mar 31, 2026 24.89%
Mar 31, 2026 24.89%
Dec 31, 2025 26.69%
Dec 31, 2025 26.69%
Sep 30, 2025 24.46%
Sep 30, 2025 24.46%
Jun 30, 2025 25.30%
Jun 30, 2025 25.30%
Mar 31, 2025 24.31%
Mar 31, 2025 24.31%
Dec 31, 2024 30.07%
Dec 31, 2024 30.07%
Sep 30, 2024 23.11%
Sep 30, 2024 23.11%
Jun 30, 2024 25.01%
Jun 30, 2024 25.01%
Mar 31, 2024 25.33%
Mar 31, 2024 25.33%
Dec 31, 2023 26.92%
Dec 31, 2023 26.92%