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Old Second Bancorp (OSBC) Tax Rate (2016 - 2025)

Old Second Bancorp's Tax Rate history spans 10 years, with the latest figure at 22.64% for Q4 2025.

  • For Q4 2025, Tax Rate fell 204.0% year-over-year to 22.64%; the TTM value through Dec 2025 reached 23.99%, down 53.0%, while the annual FY2025 figure was 23.99%, 53.0% down from the prior year.
  • Tax Rate reached 22.64% in Q4 2025 per OSBC's latest filing, down from 24.46% in the prior quarter.
  • In the past five years, Tax Rate ranged from a high of 26.92% in Q4 2023 to a low of 8.37% in Q4 2022.
  • Average Tax Rate over 5 years is 23.57%, with a median of 25.32% recorded in 2024.
  • The largest YoY upside for Tax Rate was 4124bps in 2021 against a maximum downside of -465709bps in 2021.
  • A 5-year view of Tax Rate shows it stood at 21.42% in 2021, then tumbled by -139bps to 8.37% in 2022, then soared by 422bps to 26.92% in 2023, then dropped by -8bps to 24.68% in 2024, then fell by -8bps to 22.64% in 2025.
  • Per Business Quant, the three most recent readings for OSBC's Tax Rate are 22.64% (Q4 2025), 24.46% (Q3 2025), and 25.3% (Q2 2025).