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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Old Second Bancorp (OSBC) EBT Margin: 2016-2025

Historic EBT Margin for Old Second Bancorp (OSBC) over the last 10 years, with Sep 2025 value amounting to 371.78%.

  • Old Second Bancorp's EBT Margin fell 69930.00% to 371.78% in Q3 2025 from the same period last year, while for Sep 2025 it was 721.61%, marking a year-over-year decrease of 33453.00%. This contributed to the annual value of 988.59% for FY2024, which is 27868.00% down from last year.
  • Per Old Second Bancorp's latest filing, its EBT Margin stood at 371.78% for Q3 2025, which was down 60.51% from 941.44% recorded in Q2 2025.
  • Old Second Bancorp's 5-year EBT Margin high stood at 1,422.82% for Q2 2023, and its period low was -462.30% during Q4 2021.
  • Its 3-year average for EBT Margin is 1,017.65%, with a median of 1,050.38% in 2024.
  • In the last 5 years, Old Second Bancorp's EBT Margin plummeted by 100,250bps in 2021 and then spiked by 178,785bps in 2022.
  • Over the past 5 years, Old Second Bancorp's EBT Margin (Quarterly) stood at -462.30% in 2021, then skyrocketed by 178,785bps to 1,325.55% in 2022, then slumped by 33,869bps to 986.86% in 2023, then plummeted by 21,778bps to 769.08% in 2024, then plummeted by 69,930bps to 371.78% in 2025.
  • Its EBT Margin stands at 371.78% for Q3 2025, versus 941.44% for Q2 2025 and 848.17% for Q1 2025.