Old Second Bancorp (OSBC) EBT Margin (2010 - 2026)
Old Second Bancorp's (OSBC) quarterly EBT Margin came in at 1089.7% in Q1 2026, up 20932.0% YoY from N/an in Q1 2025, and up 260.6% on a QoQ basis from 302.19% in Q4 2025.
Old Second Bancorp (OSBC) EBT Margin (2010 - 2026) Analysis & Trends
Old Second Bancorp (OSBC) has 17 years of EBT Margin data on file, last reported at 1089.7% in Q1 2026.
- Quarterly EBT Margin rose 20932.0% year-over-year to 1089.7% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 515.59% (down 90508.0% YoY) and the FY2025 annual result came in at 813.58%, down 29101.0% from the prior year.
- EBT Margin advanced to 1089.7% in Q1 2026, from 302.19% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 57086.0% in Q1 2024 to a low of 481.99% in Q4 2023.
- A 5-year average of 11034.53% and a median of 1128.16% in 2024 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2024 — EBT Margin jumped 4342704 bps — and 2025, when it plunged 5620562 bps.
- Tracing OSBC's EBT Margin over 5 years: stood at 331.22% in 2022, then tumbled by 246 bps to 481.99% in 2023, then soared by 351 bps to 1208.77% in 2024, then slumped by 75 bps to 302.19% in 2025, then soared by 261 bps to 1089.7% in 2026.
- The last three EBT Margin figures came in at 1089.7% (Q1 2026), 302.19% (Q4 2025), and 371.78% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 36.74% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 31.64% |
| 10 | Old Second Bancorp | 1.29 Bn | 1.15 Bn | - | 1,042.94% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1,042.94% |
| Mar 31, 2026 | 1,089.70% |
| Dec 31, 2025 | 302.19% |
| Sep 30, 2025 | 371.78% |
| Jun 30, 2025 | 1,047.81% |
| Mar 31, 2025 | 880.38% |
| Dec 31, 2024 | 1,208.77% |
| Sep 30, 2024 | 1,128.16% |
| Jun 30, 2024 | 44,907.69% |
| Mar 31, 2024 | 57,086.00% |
| Dec 31, 2023 | -481.99% |
| Sep 30, 2023 | 6,258.96% |
| Jun 30, 2023 | 1,480.65% |
| Mar 31, 2023 | 54,259.32% |
| Dec 31, 2022 | 331.22% |
| Sep 30, 2022 | 5,170.62% |
| Jun 30, 2022 | 716.32% |
| Mar 31, 2022 | 11,829.50% |
| Dec 31, 2021 | -5,494.76% |
| Sep 30, 2021 | 4,720.42% |