Old Second Bancorp (OSBC) Retained Earnings (2010 - 2026)
Old Second Bancorp (OSBC) posted Retained Earnings of $559.1 million for Q1 2026, up 2045.61% on a QoQ basis from -$28.7 million in Q4 2025, and up 1451.24% year-over-year from $36.0 million in Q1 2025.
Old Second Bancorp (OSBC) Retained Earnings (2010 - 2026) Analysis & Trends
Old Second Bancorp's Retained Earnings history runs 17 years deep, the most recent figure standing at $559.1 million for Q1 2026.
- Quarterly Retained Earnings rose 1451.24% year-over-year to $559.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $559.1 million (up 1451.24% YoY) and the FY2025 annual result came in at -$28.7 million, down 114.0% from the prior year.
- Retained Earnings was $559.1 million for Q1 2026 at Old Second Bancorp, up from -$28.7 million in the prior quarter.
- Across five years, Retained Earnings topped out at $559.1 million in Q1 2026 and bottomed at -$98.4 million in Q3 2022.
- A 5-year average of $189.2 million and a median of $203.1 million in 2024 frame the typical range for Retained Earnings.
- Annual changes were most pronounced in 2022 — Retained Earnings slumped 903.24% — and 2026, when it surged 1451.24%.
- Old Second Bancorp's Retained Earnings stood at $202.3 million in 2022, then soared by 94.44% to $393.3 million in 2023, then tumbled by 47.81% to $205.3 million in 2024, then plunged by 114.0% to -$28.7 million in 2025, then surged by 2045.61% to $559.1 million in 2026.
- Business Quant data shows OSBC's Retained Earnings at $559.1 million in Q1 2026, -$28.7 million in Q4 2025, and $340.1 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 31.29 Bn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.42 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 711,658.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 25.93 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 120.93 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 102.68 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 21.93 Bn |
| 10 | Old Second Bancorp | 1.25 Bn | 1.13 Bn | - | 559.13 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 559.13 Mn |
| Dec 31, 2025 | -28.74 Mn |
| Sep 30, 2025 | 340.11 Mn |
| Jun 30, 2025 | 505.42 Mn |
| Mar 31, 2025 | -41.38 Mn |
| Dec 31, 2024 | 205.28 Mn |
| Sep 30, 2024 | -40.40 Mn |
| Jun 30, 2024 | 432.04 Mn |
| Mar 31, 2024 | 203.13 Mn |
| Dec 31, 2023 | 393.31 Mn |
| Sep 30, 2023 | 201.55 Mn |
| Jun 30, 2023 | -86.19 Mn |
| Mar 31, 2023 | 331.89 Mn |
| Dec 31, 2022 | 202.28 Mn |
| Sep 30, 2022 | -98.39 Mn |
| Jun 30, 2022 | -65.24 Mn |
| Mar 31, 2022 | 203.19 Mn |
| Dec 31, 2021 | 252.01 Mn |
| Sep 30, 2021 | 12.25 Mn |
| Jun 30, 2021 | 120.57 Mn |