Old Second Bancorp (OSBC) Retained Earnings (2010 - 2026)
Old Second Bancorp posted quarterly Retained Earnings of -$31.1 million for Q1 2026, up 24.85% year-on-year from -$24.9 million in Q1 2025, and down 8.2% on a QoQ basis from -$28.7 million in Q4 2025.
Old Second Bancorp (OSBC) has 17 years of Retained Earnings data on file, last reported at -$31.1 million in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings rose 24.85% year-over-year to -$31.1 million; the trailing twelve-month figure through Mar 2026 stood at -$31.1 million (up 24.85% YoY), and the FY2025 full-year result was -$28.7 million, up 39.81% from the prior year.
- Retained Earnings for Q1 2026 stood at -$31.1 million, down from -$28.7 million in the prior quarter.
- Across five years, Retained Earnings topped out at $512.1 million in Q3 2025 and bottomed at -$98.4 million in Q3 2022.
- The 5-year median for Retained Earnings is -$31.1 million (2026), against an average of $130.6 million.
- Peak annual rise in Retained Earnings reached 1783.4% in 2022, while the deepest fall reached 1162.09% in 2022.
- A 5-year view of Retained Earnings shows it stood at -$93.1 million in 2022, then jumped by 522.35% to $393.3 million in 2023, then sank by 112.14% to -$47.7 million in 2024, then jumped by 39.81% to -$28.7 million in 2025, then slipped by 8.2% to -$31.1 million in 2026.
- The last three Retained Earnings figures came in at -$31.1 million (Q1 2026), -$28.7 million (Q4 2025), and $512.1 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 711,658.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | 16.81 Bn |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | 8.37 Bn |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 120.93 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | -8.57 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 37.09 Bn |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 31.74 Bn |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 64.26 Bn |
| 10 | Old Second Bancorp | 1.11 Bn | 989.93 Mn | - | -31.10 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -31.10 Mn |
| Dec 31, 2025 | -28.74 Mn |
| Sep 30, 2025 | 512.13 Mn |
| Jun 30, 2025 | -37.43 Mn |
| Mar 31, 2025 | -41.38 Mn |
| Dec 31, 2024 | -47.75 Mn |
| Sep 30, 2024 | 452.75 Mn |
| Jun 30, 2024 | -60.77 Mn |
| Mar 31, 2024 | 412.39 Mn |
| Dec 31, 2023 | 393.31 Mn |
| Sep 30, 2023 | 377.32 Mn |
| Jun 30, 2023 | 355.22 Mn |
| Mar 31, 2023 | -79.10 Mn |
| Dec 31, 2022 | -93.12 Mn |
| Sep 30, 2022 | -98.39 Mn |
| Jun 30, 2022 | 271.83 Mn |
| Mar 31, 2022 | -37.48 Mn |
| Dec 31, 2021 | 8.77 Mn |
| Sep 30, 2021 | 262.51 Mn |
| Jun 30, 2021 | 14.43 Mn |
| Mar 31, 2021 | 13.27 Mn |
| Dec 31, 2020 | 236.58 Mn |
| Sep 30, 2020 | 11.04 Mn |
| Mar 31, 2020 | -1.82 Mn |
| Dec 31, 2019 | 4.56 Mn |
| Sep 30, 2019 | 204.49 Mn |
| Jun 30, 2019 | 192.61 Mn |
| Mar 31, 2019 | 183.63 Mn |
| Dec 31, 2018 | 175.46 Mn |
| Sep 30, 2018 | 167.14 Mn |
| Jun 30, 2018 | 157.80 Mn |
| Mar 31, 2018 | 151.83 Mn |
| Dec 31, 2017 | 1.48 Mn |
| Sep 30, 2017 | -632,000.00 |
| Jun 30, 2017 | 138.44 Mn |
| Mar 31, 2017 | 133.28 Mn |
| Dec 31, 2016 | -8.76 Mn |
| Sep 30, 2016 | 124.28 Mn |
| Jun 30, 2016 | 121.08 Mn |
| Mar 31, 2016 | -15.33 Mn |
| Dec 31, 2015 | 114.21 Mn |
| Sep 30, 2015 | 110.38 Mn |
| Jun 30, 2015 | 106.79 Mn |
| Mar 31, 2015 | 103.37 Mn |
| Dec 31, 2014 | 100.70 Mn |
| Sep 30, 2014 | 98.79 Mn |
| Jun 30, 2014 | 96.93 Mn |
| Mar 31, 2014 | -7.49 Mn |
| Dec 31, 2013 | -7.04 Mn |
| Sep 30, 2013 | -12.44 Mn |
| Jun 30, 2013 | 19.96 Mn |
| Mar 31, 2013 | -2.20 Mn |
| Dec 31, 2012 | -1.33 Mn |
| Sep 30, 2012 | 11.80 Mn |
| Jun 30, 2012 | -3.97 Mn |
| Mar 31, 2012 | 12.92 Mn |
| Dec 31, 2011 | 17.11 Mn |
| Sep 30, 2011 | 21.31 Mn |
| Jun 30, 2011 | 23.89 Mn |
| Dec 31, 2010 | -3.13 Mn |