Old Second Bancorp (OSBC) Retained Earnings (2010 - 2026)

Old Second Bancorp (OSBC) posted Retained Earnings of $559.1 million for Q1 2026, up 2045.61% on a QoQ basis from -$28.7 million in Q4 2025, and up 1451.24% year-over-year from $36.0 million in Q1 2025.

Old Second Bancorp (OSBC) Retained Earnings (2010 - 2026) Analysis & Trends

Old Second Bancorp's Retained Earnings history runs 17 years deep, the most recent figure standing at $559.1 million for Q1 2026.

  • Quarterly Retained Earnings rose 1451.24% year-over-year to $559.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $559.1 million (up 1451.24% YoY) and the FY2025 annual result came in at -$28.7 million, down 114.0% from the prior year.
  • Retained Earnings was $559.1 million for Q1 2026 at Old Second Bancorp, up from -$28.7 million in the prior quarter.
  • Across five years, Retained Earnings topped out at $559.1 million in Q1 2026 and bottomed at -$98.4 million in Q3 2022.
  • A 5-year average of $189.2 million and a median of $203.1 million in 2024 frame the typical range for Retained Earnings.
  • Annual changes were most pronounced in 2022 — Retained Earnings slumped 903.24% — and 2026, when it surged 1451.24%.
  • Old Second Bancorp's Retained Earnings stood at $202.3 million in 2022, then soared by 94.44% to $393.3 million in 2023, then tumbled by 47.81% to $205.3 million in 2024, then plunged by 114.0% to -$28.7 million in 2025, then surged by 2045.61% to $559.1 million in 2026.
  • Business Quant data shows OSBC's Retained Earnings at $559.1 million in Q1 2026, -$28.7 million in Q4 2025, and $340.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 31.29 Bn
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.42 Bn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 711,658.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 25.93 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 120.93 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 102.68 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 21.93 Bn
10 Old Second Bancorp 1.25 Bn 1.13 Bn - 559.13 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 559.13 Mn
Dec 31, 2025 -28.74 Mn
Sep 30, 2025 340.11 Mn
Jun 30, 2025 505.42 Mn
Mar 31, 2025 -41.38 Mn
Dec 31, 2024 205.28 Mn
Sep 30, 2024 -40.40 Mn
Jun 30, 2024 432.04 Mn
Mar 31, 2024 203.13 Mn
Dec 31, 2023 393.31 Mn
Sep 30, 2023 201.55 Mn
Jun 30, 2023 -86.19 Mn
Mar 31, 2023 331.89 Mn
Dec 31, 2022 202.28 Mn
Sep 30, 2022 -98.39 Mn
Jun 30, 2022 -65.24 Mn
Mar 31, 2022 203.19 Mn
Dec 31, 2021 252.01 Mn
Sep 30, 2021 12.25 Mn
Jun 30, 2021 120.57 Mn