Old Second Bancorp (OSBC) Retained Earnings (2010 - 2026)
Old Second Bancorp's (OSBC) quarterly Retained Earnings came in at $559.1 million in Q1 2026, up 1451.24% YoY from $36.0 million in Q1 2025, and up 2045.61% on a QoQ basis from -$28.7 million in Q4 2025.
Old Second Bancorp (OSBC) Retained Earnings (2010 - 2026) Analysis & Trends
Old Second Bancorp (OSBC) has 17 years of Retained Earnings data on file, last reported at $559.1 million in Q1 2026.
- Quarterly Retained Earnings rose 1451.24% year-over-year to $559.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $559.1 million (up 1451.24% YoY) and the FY2025 annual result came in at -$28.7 million, down 114.0% from the prior year.
- Retained Earnings grew to $559.1 million in Q1 2026, from -$28.7 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $559.1 million in Q1 2026 to a low of -$98.4 million in Q3 2022.
- A 5-year average of $189.2 million and a median of $203.1 million in 2024 frame the typical range for Retained Earnings.
- Annual changes were most pronounced in 2022 — Retained Earnings tumbled 903.24% — and 2026, when it surged 1451.24%.
- Tracing OSBC's Retained Earnings over 5 years: stood at $202.3 million in 2022, then jumped by 94.44% to $393.3 million in 2023, then sank by 47.81% to $205.3 million in 2024, then slumped by 114.0% to -$28.7 million in 2025, then soared by 2045.61% to $559.1 million in 2026.
- The last three Retained Earnings figures came in at $559.1 million (Q1 2026), -$28.7 million (Q4 2025), and $340.1 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | 25.64 Bn |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 65.52 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 83.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 8.37 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 43.89 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 8.50 Bn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 31.62 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 25.65 Bn |
| 10 | Old Second Bancorp | 1.29 Bn | 1.15 Bn | - | 583.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 583.70 Mn |
| Mar 31, 2026 | 559.13 Mn |
| Dec 31, 2025 | -28.74 Mn |
| Sep 30, 2025 | 340.11 Mn |
| Jun 30, 2025 | 505.42 Mn |
| Mar 31, 2025 | -41.38 Mn |
| Dec 31, 2024 | 205.28 Mn |
| Sep 30, 2024 | -40.40 Mn |
| Jun 30, 2024 | 432.04 Mn |
| Mar 31, 2024 | 203.13 Mn |
| Dec 31, 2023 | 393.31 Mn |
| Sep 30, 2023 | 201.55 Mn |
| Jun 30, 2023 | -86.19 Mn |
| Mar 31, 2023 | 331.89 Mn |
| Dec 31, 2022 | 202.28 Mn |
| Sep 30, 2022 | -98.39 Mn |
| Jun 30, 2022 | -65.24 Mn |
| Mar 31, 2022 | 203.19 Mn |
| Dec 31, 2021 | 252.01 Mn |
| Sep 30, 2021 | 12.25 Mn |