Old Second Bancorp (OSBC) Retained Earnings (2010 - 2026)

Old Second Bancorp has reported Retained Earnings for 17 years, with the latest figure at -$31.1 million in Q1 2026.

• For the quarter ending Q1 2026, Retained Earnings rose 24.85% year-over-year to -$31.1 million; the trailing twelve-month figure through Mar 2026 stood at -$31.1 million (up 24.85% YoY), and the FY2025 full-year result was -$28.7 million, up 39.81% from the prior year.
• Retained Earnings for Q1 2026 stood at -$31.1 million, down from -$28.7 million in the prior quarter.
• The five-year high for Retained Earnings was $512.1 million in Q3 2025, with the low at -$98.4 million in Q3 2022.
• Historically, Retained Earnings has averaged $130.6 million across 5 years, with a median of -$31.1 million in 2026.
• The largest YoY upside for Retained Earnings was 1783.4% in 2022 against a maximum downside of 1162.09% in 2022.
• Old Second Bancorp's Retained Earnings stood at -$93.1 million in 2022, then soared by 522.35% to $393.3 million in 2023, then slumped by 112.14% to -$47.7 million in 2024, then soared by 39.81% to -$28.7 million in 2025, then decreased by 8.2% to -$31.1 million in 2026.
• The last three Retained Earnings figures came in at -$31.1 million (Q1 2026), -$28.7 million (Q4 2025), and $512.1 million (Q3 2025), per Business Quant data.