Old Second Bancorp (OSBC) Retained Earnings (2010 - 2026)
Old Second Bancorp (OSBC) reported Retained Earnings of $583.7 million for Q2 2026, up 15.5% from $505.42 million a year earlier and up 4.4% from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) Retained Earnings (2010 - 2026) Analysis & Trends
At the end of FY2025, Old Second Bancorp posted Retained Earnings of $537.23 million, up 14.5% from FY2024.
- Retained Earnings has increased for 13 consecutive years, with a five-year compound annual growth rate of 17.8% (FY2020 to FY2025).
- By year, Retained Earnings came in at $469.17 million in FY2024 (+19.3%), $393.31 million in FY2023 (+26.7%), $310.51 million in FY2022 (+23.2%) and $252.01 million in FY2021 (+6.5%).
- The Q2 2026 figure ranks as the highest quarterly Retained Earnings in data going back to Q4 2010.
- Year over year, Retained Earnings has now increased in each of the last 20 quarters, with growth averaging 16.5% over the last eight quarters.
- Across the past five years, year-over-year growth in Retained Earnings ran from 5.5% in Q1 2022 to 30.7% in Q2 2023.
- Per Business Quant data, the three quarters before Q2 2026 came in at $559.13 million (Q1 2026), $537.23 million (Q4 2025) and $512.13 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 445.02 Bn |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | 661.60 Bn |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 274.52 Bn |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | 21.39 Bn |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 122.77 Bn |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 74.21 Bn |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | 102.78 Bn |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 174.35 Bn |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 237.23 Bn |
| 10 | Old Second Bancorp | 1.27 Bn | 766.22 Mn | - | 583.70 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 583.70 Mn |
| Mar 31, 2026 | 559.13 Mn |
| Dec 31, 2025 | 537.23 Mn |
| Sep 30, 2025 | 512.13 Mn |
| Jun 30, 2025 | 505.42 Mn |
| Mar 31, 2025 | 486.30 Mn |
| Dec 31, 2024 | 469.17 Mn |
| Sep 30, 2024 | 452.75 Mn |
| Jun 30, 2024 | 432.04 Mn |
| Mar 31, 2024 | 412.39 Mn |
| Dec 31, 2023 | 393.31 Mn |
| Sep 30, 2023 | 377.32 Mn |
| Jun 30, 2023 | 355.22 Mn |
| Mar 31, 2023 | 331.89 Mn |
| Dec 31, 2022 | 310.51 Mn |
| Sep 30, 2022 | 289.13 Mn |
| Jun 30, 2022 | 271.83 Mn |
| Mar 31, 2022 | 261.81 Mn |
| Dec 31, 2021 | 252.01 Mn |
| Sep 30, 2021 | 262.51 Mn |
API Access
Old Second Bancorp Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();