Old Second Bancorp (OSBC) FCF Payout Ratio (2010 - 2026)

Old Second Bancorp (OSBC) posted FCF Payout Ratio of 0.1 for Q1 2026, up 19.84% on a QoQ basis from 0.09 in Q4 2025, and down 38.62% year-over-year from 0.17 in Q1 2025.

Old Second Bancorp (OSBC) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Old Second Bancorp's FCF Payout Ratio history runs 13 years deep, the most recent figure standing at 0.1 for Q1 2026.

  • Quarterly FCF Payout Ratio fell 38.62% year-over-year to 0.1 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.1 (down 9.5% YoY) and the FY2025 annual result came in at 0.1, up 33.37% from the prior year.
  • FCF Payout Ratio was 0.1 for Q1 2026 at Old Second Bancorp, up from 0.09 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 317.71 in Q1 2022 and bottomed at 0.07 in Q2 2023.
  • A 5-year average of 18.77 and a median of 0.09 in 2022 frame the typical range for FCF Payout Ratio.
  • Annual changes were most pronounced in 2022 — FCF Payout Ratio soared 1631520.09% — and 2023, when it sank 183.04%.
  • Old Second Bancorp's FCF Payout Ratio stood at 0.06 in 2022, then soared by 44.41% to 0.09 in 2023, then surged by 36.38% to 0.12 in 2024, then plunged by 30.92% to 0.09 in 2025, then rose by 19.84% to 0.1 in 2026.
  • Business Quant data shows OSBC's FCF Payout Ratio at 0.1 in Q1 2026, 0.09 in Q4 2025, and 0.09 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -1.36
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 5.86
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 0.18
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 0.36
9 Us Bancorp 99.51 Bn 99.51 Bn - 0.61
10 Old Second Bancorp 1.26 Bn 1.15 Bn - 0.10

Historic Data

Download Data
DateValue
Mar 31, 2026 0.10
Dec 31, 2025 0.09
Sep 30, 2025 0.09
Jun 30, 2025 0.12
Mar 31, 2025 0.17
Dec 31, 2024 0.12
Sep 30, 2024 0.05
Jun 30, 2024 0.26
Mar 31, 2024 0.05
Dec 31, 2023 0.09
Sep 30, 2023 0.03
Jun 30, 2023 -0.07
Mar 31, 2023 0.07
Dec 31, 2022 0.06
Sep 30, 2022 0.07
Jun 30, 2022 0.09
Mar 31, 2022 317.71
Dec 31, 2021 -0.07
Sep 30, 2021 0.06
Jun 30, 2021 0.16