Old Second Bancorp (OSBC) FCF Payout Ratio (2016 - 2026)
Old Second Bancorp's (OSBC) FCF Payout Ratio stood at 0.13 in Q2 2026, up 12.5% from 0.12 a year earlier and up 27.2% from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) FCF Payout Ratio (2016 - 2026) Analysis & Trends
On a TTM basis, Old Second Bancorp's FCF Payout Ratio came in at 0.10 as of Jun 30, 2026, up 3.7% year-over-year; for FY2025, it was 0.10, up 33.3% from FY2024.
- Across earlier years, FCF Payout Ratio came in at 0.08 in FY2024 (-9.4%), 0.09 in FY2023 (-9.9%), 0.10 in FY2022 (-40.0%) and 0.16 in FY2021 (+195.7%).
- The Q2 2026 figure is the highest quarterly FCF Payout Ratio since Q1 2025.
- On a year-over-year basis, FCF Payout Ratio rose in five of the last eight quarters, with growth averaging 38.2%.
- Peak year-over-year performance for FCF Payout Ratio in the last five years was growth of 226.9% in Q1 2025, against a decline of 100.0% in Q1 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 0.10 (Q1 2026), 0.09 (Q4 2025) and 0.09 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | - |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 0.08 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | - |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | - |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 0.20 |
| 10 | Old Second Bancorp | 1.26 Bn | 756.04 Mn | - | 0.13 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.13 |
| Mar 31, 2026 | 0.10 |
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | 0.09 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.17 |
| Dec 31, 2024 | 0.12 |
| Sep 30, 2024 | 0.05 |
| Jun 30, 2024 | 0.26 |
| Mar 31, 2024 | 0.05 |
| Dec 31, 2023 | 0.09 |
| Sep 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.06 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 313.14 |
| Sep 30, 2021 | 0.06 |
| Jun 30, 2021 | 0.16 |
| Mar 31, 2021 | 0.02 |
API Access
Old Second Bancorp FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();