Old Second Bancorp (OSBC) FCF Payout Ratio (2010 - 2026)
Old Second Bancorp (OSBC) posted FCF Payout Ratio of 0.1 for Q1 2026, up 19.84% on a QoQ basis from 0.09 in Q4 2025, and down 38.62% year-over-year from 0.17 in Q1 2025.
Old Second Bancorp (OSBC) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Old Second Bancorp's FCF Payout Ratio history runs 13 years deep, the most recent figure standing at 0.1 for Q1 2026.
- Quarterly FCF Payout Ratio fell 38.62% year-over-year to 0.1 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.1 (down 9.5% YoY) and the FY2025 annual result came in at 0.1, up 33.37% from the prior year.
- FCF Payout Ratio was 0.1 for Q1 2026 at Old Second Bancorp, up from 0.09 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 317.71 in Q1 2022 and bottomed at 0.07 in Q2 2023.
- A 5-year average of 18.77 and a median of 0.09 in 2022 frame the typical range for FCF Payout Ratio.
- Annual changes were most pronounced in 2022 — FCF Payout Ratio soared 1631520.09% — and 2023, when it sank 183.04%.
- Old Second Bancorp's FCF Payout Ratio stood at 0.06 in 2022, then soared by 44.41% to 0.09 in 2023, then surged by 36.38% to 0.12 in 2024, then plunged by 30.92% to 0.09 in 2025, then rose by 19.84% to 0.1 in 2026.
- Business Quant data shows OSBC's FCF Payout Ratio at 0.1 in Q1 2026, 0.09 in Q4 2025, and 0.09 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | - |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 5.86 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 0.36 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 0.61 |
| 10 | Old Second Bancorp | 1.26 Bn | 1.15 Bn | - | 0.10 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.10 |
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | 0.09 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.17 |
| Dec 31, 2024 | 0.12 |
| Sep 30, 2024 | 0.05 |
| Jun 30, 2024 | 0.26 |
| Mar 31, 2024 | 0.05 |
| Dec 31, 2023 | 0.09 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | -0.07 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.06 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 317.71 |
| Dec 31, 2021 | -0.07 |
| Sep 30, 2021 | 0.06 |
| Jun 30, 2021 | 0.16 |