Old Second Bancorp (OSBC) FCF Payout Ratio (2010 - 2026)

Old Second Bancorp (OSBC) reported FCF Payout Ratio of 0.1 for Q1 2026, down 38.63% on a YoY basis from 0.17 in Q1 2025, and up 19.84% quarter-over-quarter from 0.09 in Q4 2025.

Old Second Bancorp (OSBC) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Old Second Bancorp has reported FCF Payout Ratio for 14 years, with the latest figure at 0.1 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio fell 38.63% year-over-year to 0.1; the trailing twelve-month figure through Mar 2026 stood at 0.1 (down 9.49% YoY), and the FY2025 full-year result was 0.1, up 33.42% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.1, up from 0.09 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 313.14 in Q1 2022, with the low at 0.07 in Q2 2023.
  • Historically, FCF Payout Ratio has averaged 18.5 across 5 years, with a median of 0.09 in 2022.
  • Annual changes were most pronounced in 2022 — FCF Payout Ratio jumped 1608043.54% — and 2023, when it slumped 183.04%.
  • Old Second Bancorp's FCF Payout Ratio stood at 0.06 in 2022, then jumped by 41.6% to 0.09 in 2023, then soared by 37.26% to 0.12 in 2024, then slumped by 30.86% to 0.09 in 2025, then increased by 19.84% to 0.1 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.1 (Q1 2026), 0.09 (Q4 2025), and 0.09 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Old Second Bancorp 1.18 Bn 1.06 Bn - 0.10

Historic Data

Download Data
DateValue
Mar 31, 2026 0.10
Dec 31, 2025 0.09
Sep 30, 2025 0.09
Jun 30, 2025 0.12
Mar 31, 2025 0.17
Dec 31, 2024 0.12
Sep 30, 2024 0.05
Jun 30, 2024 0.26
Mar 31, 2024 0.05
Dec 31, 2023 0.09
Sep 30, 2023 0.03
Jun 30, 2023 -0.07
Mar 31, 2023 0.07
Dec 31, 2022 0.06
Sep 30, 2022 0.07
Jun 30, 2022 0.09
Mar 31, 2022 313.14
Dec 31, 2021 -0.07
Sep 30, 2021 0.06
Jun 30, 2021 0.16