Old Second Bancorp OSBC
NASDAQ OSBC
$25.33 +0.13 (+0.54%)
At close: Aug 21, 2026 · 4:00 PM EDT

Old Second Bancorp (OSBC) FCF Payout Ratio (2010 - 2026)

Old Second Bancorp's (OSBC) quarterly FCF Payout Ratio came in at 0.1 in Q1 2026, down 38.62% YoY from 0.17 in Q1 2025, and up 19.84% on a QoQ basis from 0.09 in Q4 2025.

Old Second Bancorp (OSBC) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Old Second Bancorp (OSBC) has 13 years of FCF Payout Ratio data on file, last reported at 0.1 in Q1 2026.

  • Quarterly FCF Payout Ratio fell 38.62% year-over-year to 0.1 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.1 (down 9.5% YoY) and the FY2025 annual result came in at 0.1, up 33.37% from the prior year.
  • FCF Payout Ratio advanced to 0.1 in Q1 2026, from 0.09 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 317.71 in Q1 2022 to a low of 0.07 in Q2 2023.
  • A 5-year average of 18.77 and a median of 0.09 in 2022 frame the typical range for FCF Payout Ratio.
  • Annual changes were most pronounced in 2022 — FCF Payout Ratio soared 1631520.09% — and 2023, when it slumped 183.04%.
  • Tracing OSBC's FCF Payout Ratio over 5 years: stood at 0.06 in 2022, then jumped by 44.41% to 0.09 in 2023, then soared by 36.38% to 0.12 in 2024, then slumped by 30.92% to 0.09 in 2025, then grew by 19.84% to 0.1 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.1 (Q1 2026), 0.09 (Q4 2025), and 0.09 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 0.32
3 Us Bancorp 96.39 Bn 96.39 Bn - 0.17
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - -
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 0.67
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - -
10 Old Second Bancorp 1.30 Bn 1.16 Bn - 0.13

Historic Data

Download Data
DateValue
Jun 30, 2026 0.13
Mar 31, 2026 0.10
Dec 31, 2025 0.09
Sep 30, 2025 0.09
Jun 30, 2025 0.12
Mar 31, 2025 0.17
Dec 31, 2024 0.12
Sep 30, 2024 0.05
Jun 30, 2024 0.26
Mar 31, 2024 0.05
Dec 31, 2023 0.09
Sep 30, 2023 0.03
Jun 30, 2023 -0.07
Mar 31, 2023 0.07
Dec 31, 2022 0.06
Sep 30, 2022 0.07
Jun 30, 2022 0.09
Mar 31, 2022 317.71
Dec 31, 2021 -0.07
Sep 30, 2021 0.06