Old Second Bancorp (OSBC) Interest Income - Deposits (2010 - 2026)
Old Second Bancorp (OSBC) recorded Interest Income - Deposits of $527,000 in Q2 2026, down 70.5% from $1.78 million a year earlier and down 4.0% from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) Interest Income - Deposits (2010 - 2026) Analysis & Trends
On a TTM basis, Old Second Bancorp's Interest Income - Deposits came in at $2.93 million as of Jun 30, 2026, down 25.5% year-over-year; for FY2025, it was $4.63 million, up 93.3% from FY2024.
- Annual Interest Income - Deposits has a five-year compound annual growth rate of 78.1% (FY2020 to FY2025).
- Across earlier years, Interest Income - Deposits came in at $2.39 million in FY2024 (-4.4%), $2.5 million in FY2023 (+15.1%), $2.18 million in FY2022 (+231.6%) and $656,000 in FY2021 (+154.3%).
- The Q2 2026 figure is the lowest quarterly Interest Income - Deposits since Q4 2022.
- On a year-over-year basis, Interest Income - Deposits rose in four of the last eight quarters, with growth averaging 28.5%.
- Peak year-over-year performance for Interest Income - Deposits in the last five years was growth of 470.8% in Q2 2022, against a decline of 70.5% in Q2 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at $549,000 (Q1 2026), $598,000 (Q4 2025) and $1.26 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 2.35 Bn |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | - |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | - |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | - |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 18.67 Bn |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 1.46 Bn |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 1.35 Bn |
| 10 | Old Second Bancorp | 1.27 Bn | 771.32 Mn | - | 527,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 527,000.00 |
| Mar 31, 2026 | 549,000.00 |
| Dec 31, 2025 | 598,000.00 |
| Sep 30, 2025 | 1.26 Mn |
| Jun 30, 2025 | 1.78 Mn |
| Mar 31, 2025 | 988,000.00 |
| Dec 31, 2024 | 542,000.00 |
| Sep 30, 2024 | 616,000.00 |
| Jun 30, 2024 | 625,000.00 |
| Mar 31, 2024 | 610,000.00 |
| Dec 31, 2023 | 616,000.00 |
| Sep 30, 2023 | 659,000.00 |
| Jun 30, 2023 | 643,000.00 |
| Mar 31, 2023 | 585,000.00 |
| Dec 31, 2022 | 461,000.00 |
| Sep 30, 2022 | 663,000.00 |
| Jun 30, 2022 | 782,000.00 |
| Mar 31, 2022 | 269,000.00 |
| Dec 31, 2021 | 224,000.00 |
| Sep 30, 2021 | 203,000.00 |
API Access
Old Second Bancorp Interest Income - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-deposits&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-deposits", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-deposits&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();