Old Second Bancorp (OSBC) Change in Loans (2010 - 2026)
Old Second Bancorp's (OSBC) quarterly Change in Loans came in at $32.4 million in Q2 2026, up 39.33% on a YoY basis from $23.3 million in Q2 2025, and up 43.84% quarter-over-quarter from $22.5 million in Q1 2026.
Analysis
Old Second Bancorp (OSBC) Change in Loans (2010 - 2026) Analysis & Trends
Old Second Bancorp (OSBC) has reported Change in Loans for 17 consecutive years, with $32.4 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Change in Loans rose 39.33% year-over-year to $32.4 million; the trailing twelve-month figure through Jun 2026 stood at $104.5 million (up 44.03% YoY), and the FY2025 full-year result was $84.9 million, up 44.38% from the prior year.
- Change in Loans rose to $32.4 million in Q2 2026 per OSBC's latest filing, from $22.5 million in the prior quarter.
- Across five years, Change in Loans topped out at $32.4 million in Q2 2026 and bottomed at $9.5 million in Q1 2024.
- Historically, Change in Loans has averaged $18.5 million across 5 years, with a median of $16.4 million in 2022.
- The sharpest annual moves came in 2022 and 2025: Change in Loans sank 73.4% in 2022, then soared 91.96% in 2025.
- Over 5 years, Change in Loans stood at $12.5 million in 2022, then climbed by 13.67% to $14.2 million in 2023, then jumped by 43.07% to $20.3 million in 2024, then surged by 39.04% to $28.3 million in 2025, then gained by 14.51% to $32.4 million in 2026.
- According to Business Quant data, Change in Loans over the past three periods registered $32.4 million, $22.5 million, and $28.3 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 299.00 Mn |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | - |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | -196.00 Mn |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 179.00 Mn |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | -37.00 Mn |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 1.22 Bn |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 450.00 Mn |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 1.75 Bn |
| 10 | Old Second Bancorp | 1.30 Bn | 1.15 Bn | - | 32.40 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 32.40 Mn |
| Mar 31, 2026 | 22.53 Mn |
| Dec 31, 2025 | 28.30 Mn |
| Sep 30, 2025 | 21.26 Mn |
| Jun 30, 2025 | 23.25 Mn |
| Mar 31, 2025 | 12.12 Mn |
| Dec 31, 2024 | 20.35 Mn |
| Sep 30, 2024 | 16.82 Mn |
| Jun 30, 2024 | 12.11 Mn |
| Mar 31, 2024 | 9.54 Mn |
| Dec 31, 2023 | 14.22 Mn |
| Sep 30, 2023 | 13.69 Mn |
| Jun 30, 2023 | 14.31 Mn |
| Mar 31, 2023 | 9.96 Mn |
| Dec 31, 2022 | 12.51 Mn |
| Sep 30, 2022 | 16.06 Mn |
| Jun 30, 2022 | 22.41 Mn |
| Mar 31, 2022 | 30.79 Mn |
| Dec 31, 2021 | 47.04 Mn |
| Sep 30, 2021 | 56.77 Mn |