Old Second Bancorp (OSBC) Change in Loans (2010 - 2026)
Old Second Bancorp (OSBC) reported Change in Loans of $22.5 million for Q1 2026, up 85.93% on a YoY basis from $12.1 million in Q1 2025, and down 20.39% quarter-over-quarter from $28.3 million in Q4 2025.
Old Second Bancorp (OSBC) Change in Loans (2010 - 2026) Analysis & Trends
Old Second Bancorp has reported Change in Loans for 17 years, with the latest figure at $22.5 million in Q1 2026.
- For the quarter ending Q1 2026, Change in Loans rose 85.93% year-over-year to $22.5 million; the trailing twelve-month figure through Mar 2026 stood at $95.3 million (up 55.27% YoY), and the FY2025 full-year result was $84.9 million, up 44.38% from the prior year.
- Change in Loans for Q1 2026 stood at $22.5 million, down from $28.3 million in the prior quarter.
- The five-year high for Change in Loans was $30.8 million in Q1 2022, with the low at $9.5 million in Q1 2024.
- Historically, Change in Loans has averaged $17.7 million across 5 years, with a median of $16.1 million in 2022.
- Annual changes were most pronounced in 2022 — Change in Loans plunged 73.4% — and 2025, when it surged 91.96%.
- Old Second Bancorp's Change in Loans stood at $12.5 million in 2022, then gained by 13.67% to $14.2 million in 2023, then surged by 43.07% to $20.3 million in 2024, then soared by 39.04% to $28.3 million in 2025, then retreated by 20.39% to $22.5 million in 2026.
- The last three Change in Loans figures came in at $22.5 million (Q1 2026), $28.3 million (Q4 2025), and $21.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 9.22 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 28.96 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Old Second Bancorp | 1.18 Bn | 1.06 Bn | - | 22.53 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.53 Mn |
| Dec 31, 2025 | 28.30 Mn |
| Sep 30, 2025 | 21.26 Mn |
| Jun 30, 2025 | 23.25 Mn |
| Mar 31, 2025 | 12.12 Mn |
| Dec 31, 2024 | 20.35 Mn |
| Sep 30, 2024 | 16.82 Mn |
| Jun 30, 2024 | 12.11 Mn |
| Mar 31, 2024 | 9.54 Mn |
| Dec 31, 2023 | 14.22 Mn |
| Sep 30, 2023 | 13.69 Mn |
| Jun 30, 2023 | 14.31 Mn |
| Mar 31, 2023 | 9.96 Mn |
| Dec 31, 2022 | 12.51 Mn |
| Sep 30, 2022 | 16.06 Mn |
| Jun 30, 2022 | 22.41 Mn |
| Mar 31, 2022 | 30.79 Mn |
| Dec 31, 2021 | 47.04 Mn |
| Sep 30, 2021 | 56.77 Mn |
| Jun 30, 2021 | 64.66 Mn |