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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Old Second Bancorp (OSBC) Equity Ratio: 2016-2025

Historic Equity Ratio for Old Second Bancorp (OSBC) over the last 10 years, with Sep 2025 value amounting to 0.12.

  • Old Second Bancorp's Equity Ratio rose 6.30% to 0.12 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.12, marking a year-over-year increase of 6.30%. This contributed to the annual value of 0.12 for FY2024, which is 17.75% up from last year.
  • Latest data reveals that Old Second Bancorp reported Equity Ratio of 0.12 as of Q3 2025, which was down 1.66% from 0.13 recorded in Q2 2025.
  • In the past 5 years, Old Second Bancorp's Equity Ratio ranged from a high of 0.13 in Q2 2025 and a low of 0.07 during Q3 2022.
  • Over the past 3 years, Old Second Bancorp's median Equity Ratio value was 0.11 (recorded in 2024), while the average stood at 0.11.
  • As far as peak fluctuations go, Old Second Bancorp's Equity Ratio dropped by 25.90% in 2022, and later climbed by 28.81% in 2023.
  • Over the past 5 years, Old Second Bancorp's Equity Ratio (Quarterly) stood at 0.08 in 2021, then fell by 3.09% to 0.08 in 2022, then climbed by 28.81% to 0.10 in 2023, then grew by 17.75% to 0.12 in 2024, then increased by 6.30% to 0.12 in 2025.
  • Its Equity Ratio was 0.12 in Q3 2025, compared to 0.13 in Q2 2025 and 0.12 in Q1 2025.