Balance Sheet
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Old Second Bancorp (OSBC) Net Cash Flow: 2016-2025

Historic Net Cash Flow for Old Second Bancorp (OSBC) over the last 10 years, with Sep 2025 value amounting to -$25.2 million.

  • Old Second Bancorp's Net Cash Flow fell 392.53% to -$25.2 million in Q3 2025 from the same period last year, while for Sep 2025 it was $758,000, marking a year-over-year decrease of 88.74%. This contributed to the annual value of -$816,000 for FY2024, which is 94.57% up from last year.
  • As of Q3 2025, Old Second Bancorp's Net Cash Flow stood at -$25.2 million, which was up 77.93% from -$114.4 million recorded in Q2 2025.
  • Old Second Bancorp's Net Cash Flow's 5-year high stood at $232.9 million during Q4 2021, with a 5-year trough of -$353.4 million in Q2 2022.
  • In the last 3 years, Old Second Bancorp's Net Cash Flow had a median value of -$5.1 million in 2024 and averaged $122,545.
  • Per our database at Business Quant, Old Second Bancorp's Net Cash Flow plummeted by 809.72% in 2023 and then spiked by 7,744.66% in 2025.
  • Quarterly analysis of 5 years shows Old Second Bancorp's Net Cash Flow stood at $232.9 million in 2021, then tumbled by 100.42% to -$977,000 in 2022, then tumbled by 809.72% to -$8.9 million in 2023, then crashed by 84.95% to -$16.4 million in 2024, then slumped by 392.53% to -$25.2 million in 2025.
  • Its Net Cash Flow was -$25.2 million in Q3 2025, compared to -$114.4 million in Q2 2025 and $156.8 million in Q1 2025.