Old Second Bancorp (OSBC) Net Cash Flow (2010 - 2026)
Old Second Bancorp's (OSBC) quarterly Net Cash Flow came in at -$8.3 million in Q1 2026, down 105.29% YoY from $156.8 million in Q1 2025, and down 210.64% on a QoQ basis from $7.5 million in Q4 2025.
Old Second Bancorp (OSBC) Net Cash Flow (2010 - 2026) Analysis & Trends
Old Second Bancorp (OSBC) has 17 years of Net Cash Flow data on file, last reported at -$8.3 million in Q1 2026.
- Quarterly Net Cash Flow fell 105.29% year-over-year to -$8.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$140.4 million (down 188.84% YoY) and the FY2025 annual result came in at $24.7 million, up 3126.47% from the prior year.
- Net Cash Flow slipped to -$8.3 million in Q1 2026, from $7.5 million in the prior quarter.
- In the past five years, Net Cash Flow ranged from a high of $156.8 million in Q1 2025 to a low of -$353.4 million in Q2 2022.
- A 5-year average of -$37.4 million and a median of -$8.3 million in 2026 frame the typical range for Net Cash Flow.
- Annual changes were most pronounced in 2023 — Net Cash Flow slumped 809.72% — and 2025, when it surged 7744.66%.
- Tracing OSBC's Net Cash Flow over 5 years: stood at -$977000.0 in 2022, then tumbled by 809.72% to -$8.9 million in 2023, then tumbled by 84.95% to -$16.4 million in 2024, then surged by 145.63% to $7.5 million in 2025, then tumbled by 210.64% to -$8.3 million in 2026.
- The last three Net Cash Flow figures came in at -$8.3 million (Q1 2026), $7.5 million (Q4 2025), and -$25.2 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | -2.95 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 18.14 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 3.09 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Old Second Bancorp | 1.29 Bn | 1.15 Bn | - | 27.61 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 27.61 Mn |
| Jun 30, 2026 | 27.61 Mn |
| Mar 31, 2026 | -8.30 Mn |
| Mar 31, 2026 | -8.30 Mn |
| Dec 31, 2025 | 7.50 Mn |
| Dec 31, 2025 | 7.50 Mn |
| Sep 30, 2025 | -25.24 Mn |
| Sep 30, 2025 | -25.24 Mn |
| Jun 30, 2025 | -114.35 Mn |
| Jun 30, 2025 | -114.35 Mn |
| Mar 31, 2025 | 156.79 Mn |
| Mar 31, 2025 | 156.79 Mn |
| Dec 31, 2024 | -16.44 Mn |
| Dec 31, 2024 | -16.44 Mn |
| Sep 30, 2024 | -5.13 Mn |
| Sep 30, 2024 | -5.13 Mn |
| Jun 30, 2024 | 22.80 Mn |
| Jun 30, 2024 | 22.80 Mn |
| Mar 31, 2024 | -2.05 Mn |
| Mar 31, 2024 | -2.05 Mn |