Old Second Bancorp (OSBC) Interest Expense - Deposits (2010 - 2026)

Old Second Bancorp (OSBC) reported Interest Expense - Deposits of $7.1 million for Q1 2026, up 48.0% on a YoY basis from $4.8 million in Q1 2025, and down 23.45% quarter-over-quarter from $9.3 million in Q4 2025.

Old Second Bancorp (OSBC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends

Old Second Bancorp has reported Interest Expense - Deposits for 17 years, with the latest figure at $7.1 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Expense - Deposits rose 48.0% year-over-year to $7.1 million; the trailing twelve-month figure through Mar 2026 stood at $33.0 million (up 57.53% YoY), and the FY2025 full-year result was $28.9 million, up 43.44% from the prior year.
  • Interest Expense - Deposits for Q1 2026 stood at $7.1 million, down from $9.3 million in the prior quarter.
  • The five-year high for Interest Expense - Deposits was $10.9 million in Q3 2025, with the low at $324000.0 in Q4 2022.
  • Historically, Interest Expense - Deposits has averaged $4.0 million across 5 years, with a median of $4.3 million in 2024.
  • Annual changes were most pronounced in 2022 — Interest Expense - Deposits retreated 20.6% — and 2023, when it surged 1430.56%.
  • Old Second Bancorp's Interest Expense - Deposits stood at $324000.0 in 2022, then surged by 1430.56% to $5.0 million in 2023, then jumped by 39.81% to $6.9 million in 2024, then soared by 34.66% to $9.3 million in 2025, then dropped by 23.45% to $7.1 million in 2026.
  • The last three Interest Expense - Deposits figures came in at $7.1 million (Q1 2026), $9.3 million (Q4 2025), and $10.9 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 3.51 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 4.61 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - 2.05 Bn
10 Old Second Bancorp 1.18 Bn 1.06 Bn - 7.15 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 7.15 Mn
Dec 31, 2025 9.34 Mn
Sep 30, 2025 10.90 Mn
Jun 30, 2025 5.61 Mn
Mar 31, 2025 4.83 Mn
Dec 31, 2024 6.93 Mn
Sep 30, 2024 4.86 Mn
Jun 30, 2024 4.32 Mn
Mar 31, 2024 4.04 Mn
Dec 31, 2023 4.96 Mn
Sep 30, 2023 2.56 Mn
Jun 30, 2023 1.16 Mn
Mar 31, 2023 664,000.00
Dec 31, 2022 324,000.00
Sep 30, 2022 335,000.00
Jun 30, 2022 347,000.00
Mar 31, 2022 397,000.00
Dec 31, 2021 -278,000.00
Sep 30, 2021 330,000.00
Jun 30, 2021 409,000.00