Old Second Bancorp (OSBC) Interest Expense - Deposits (2010 - 2026)
Old Second Bancorp (OSBC) reported Interest Expense - Deposits of $7.1 million for Q1 2026, up 48.0% on a YoY basis from $4.8 million in Q1 2025, and down 23.45% quarter-over-quarter from $9.3 million in Q4 2025.
Old Second Bancorp (OSBC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Old Second Bancorp has reported Interest Expense - Deposits for 17 years, with the latest figure at $7.1 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Expense - Deposits rose 48.0% year-over-year to $7.1 million; the trailing twelve-month figure through Mar 2026 stood at $33.0 million (up 57.53% YoY), and the FY2025 full-year result was $28.9 million, up 43.44% from the prior year.
- Interest Expense - Deposits for Q1 2026 stood at $7.1 million, down from $9.3 million in the prior quarter.
- The five-year high for Interest Expense - Deposits was $10.9 million in Q3 2025, with the low at $324000.0 in Q4 2022.
- Historically, Interest Expense - Deposits has averaged $4.0 million across 5 years, with a median of $4.3 million in 2024.
- Annual changes were most pronounced in 2022 — Interest Expense - Deposits retreated 20.6% — and 2023, when it surged 1430.56%.
- Old Second Bancorp's Interest Expense - Deposits stood at $324000.0 in 2022, then surged by 1430.56% to $5.0 million in 2023, then jumped by 39.81% to $6.9 million in 2024, then soared by 34.66% to $9.3 million in 2025, then dropped by 23.45% to $7.1 million in 2026.
- The last three Interest Expense - Deposits figures came in at $7.1 million (Q1 2026), $9.3 million (Q4 2025), and $10.9 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 3.51 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 4.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 2.05 Bn |
| 10 | Old Second Bancorp | 1.18 Bn | 1.06 Bn | - | 7.15 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.15 Mn |
| Dec 31, 2025 | 9.34 Mn |
| Sep 30, 2025 | 10.90 Mn |
| Jun 30, 2025 | 5.61 Mn |
| Mar 31, 2025 | 4.83 Mn |
| Dec 31, 2024 | 6.93 Mn |
| Sep 30, 2024 | 4.86 Mn |
| Jun 30, 2024 | 4.32 Mn |
| Mar 31, 2024 | 4.04 Mn |
| Dec 31, 2023 | 4.96 Mn |
| Sep 30, 2023 | 2.56 Mn |
| Jun 30, 2023 | 1.16 Mn |
| Mar 31, 2023 | 664,000.00 |
| Dec 31, 2022 | 324,000.00 |
| Sep 30, 2022 | 335,000.00 |
| Jun 30, 2022 | 347,000.00 |
| Mar 31, 2022 | 397,000.00 |
| Dec 31, 2021 | -278,000.00 |
| Sep 30, 2021 | 330,000.00 |
| Jun 30, 2021 | 409,000.00 |