Old Second Bancorp (OSBC) Interest Expense - Deposits (2010 - 2026)

Old Second Bancorp (OSBC) has reported Interest Expense - Deposits for 17 consecutive years, with $7.5 million the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Interest Expense - Deposits rose 34.0% year-over-year to $7.5 million; the trailing twelve-month figure through Jun 2026 stood at $34.3 million (up 58.28% YoY), and the FY2025 full-year result was $28.9 million, up 43.44% from the prior year.
• Interest Expense - Deposits grew to $7.5 million in Q2 2026 per OSBC's latest filing, from $7.2 million in the prior quarter.
• Across five years, Interest Expense - Deposits topped out at $10.9 million in Q3 2025 and bottomed at $347000.0 in Q2 2022.
• Historically, Interest Expense - Deposits has averaged $4.2 million across 5 years, with a median of $4.5 million in 2024.
• The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits decreased 20.6% in 2022, then soared 573.16% in 2023.
• Over 5 years, Interest Expense - Deposits stood at $776000.0 in 2022, then jumped by 326.8% to $3.3 million in 2023, then soared by 69.26% to $5.6 million in 2024, then soared by 54.57% to $8.7 million in 2025, then slipped by 13.31% to $7.5 million in 2026.
• According to Business Quant data, Interest Expense - Deposits over the past three periods registered $7.5 million, $7.2 million, and $8.7 million for Q2 2026, Q1 2026, and Q4 2025 respectively.