Old Second Bancorp (OSBC) Interest Expense - Deposits (2010 - 2026)
Old Second Bancorp's (OSBC) quarterly Interest Expense - Deposits came in at $7.1 million in Q1 2026, up 48.0% YoY from $4.8 million in Q1 2025, and down 1.22% on a QoQ basis from $7.2 million in Q4 2025.
Old Second Bancorp (OSBC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Old Second Bancorp (OSBC) has 17 years of Interest Expense - Deposits data on file, last reported at $7.1 million in Q1 2026.
- Quarterly Interest Expense - Deposits rose 48.0% year-over-year to $7.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $30.9 million (up 60.0% YoY) and the FY2025 annual result came in at $27.5 million, up 53.74% from the prior year.
- Interest Expense - Deposits slipped to $7.1 million in Q1 2026, from $7.2 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $10.9 million in Q3 2025 to a low of $324000.0 in Q4 2022.
- A 5-year average of $3.8 million and a median of $4.7 million in 2024 frame the typical range for Interest Expense - Deposits.
- Annual changes were most pronounced in 2023 — Interest Expense - Deposits surged 1430.56% — and 2024, when it decreased 6.19%.
- Tracing OSBC's Interest Expense - Deposits over 5 years: stood at $324000.0 in 2022, then surged by 1430.56% to $5.0 million in 2023, then declined by 6.19% to $4.7 million in 2024, then surged by 55.52% to $7.2 million in 2025, then fell by 1.22% to $7.1 million in 2026.
- The last three Interest Expense - Deposits figures came in at $7.1 million (Q1 2026), $7.2 million (Q4 2025), and $10.9 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 891.00 Mn |
| 10 | Old Second Bancorp | 1.29 Bn | 1.15 Bn | - | 7.51 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 7.51 Mn |
| Mar 31, 2026 | 7.15 Mn |
| Dec 31, 2025 | 7.24 Mn |
| Sep 30, 2025 | 10.90 Mn |
| Jun 30, 2025 | 5.61 Mn |
| Mar 31, 2025 | 4.83 Mn |
| Dec 31, 2024 | 4.65 Mn |
| Sep 30, 2024 | 4.86 Mn |
| Jun 30, 2024 | 4.96 Mn |
| Mar 31, 2024 | 4.04 Mn |
| Dec 31, 2023 | 4.96 Mn |
| Sep 30, 2023 | 1.98 Mn |
| Jun 30, 2023 | 671,000.00 |
| Mar 31, 2023 | 1.15 Mn |
| Dec 31, 2022 | 324,000.00 |
| Sep 30, 2022 | 380,000.00 |
| Jun 30, 2022 | 347,000.00 |
| Mar 31, 2022 | 397,000.00 |
| Dec 31, 2021 | 294,000.00 |
| Sep 30, 2021 | 209,000.00 |