Old Second Bancorp (OSBC) Interest Expense - Deposits (2010 - 2026)
Old Second Bancorp (OSBC) posted Interest Expense - Deposits of $7.1 million for Q1 2026, down 1.22% on a QoQ basis from $7.2 million in Q4 2025, and up 48.0% year-over-year from $4.8 million in Q1 2025.
Old Second Bancorp (OSBC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Old Second Bancorp's Interest Expense - Deposits history runs 17 years deep, the most recent figure standing at $7.1 million for Q1 2026.
- Quarterly Interest Expense - Deposits rose 48.0% year-over-year to $7.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $30.9 million (up 60.0% YoY) and the FY2025 annual result came in at $27.5 million, up 53.74% from the prior year.
- Interest Expense - Deposits was $7.1 million for Q1 2026 at Old Second Bancorp, down from $7.2 million in the prior quarter.
- Across five years, Interest Expense - Deposits topped out at $10.9 million in Q3 2025 and bottomed at $324000.0 in Q4 2022.
- A 5-year average of $3.8 million and a median of $4.7 million in 2024 frame the typical range for Interest Expense - Deposits.
- Annual changes were most pronounced in 2023 — Interest Expense - Deposits surged 1430.56% — and 2024, when it declined 6.19%.
- Old Second Bancorp's Interest Expense - Deposits stood at $324000.0 in 2022, then jumped by 1430.56% to $5.0 million in 2023, then retreated by 6.19% to $4.7 million in 2024, then jumped by 55.52% to $7.2 million in 2025, then decreased by 1.22% to $7.1 million in 2026.
- Business Quant data shows OSBC's Interest Expense - Deposits at $7.1 million in Q1 2026, $7.2 million in Q4 2025, and $10.9 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | - |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | - |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 3.51 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 4.61 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.74 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 2.28 Bn |
| 10 | Old Second Bancorp | 1.26 Bn | 1.15 Bn | - | 7.15 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.15 Mn |
| Dec 31, 2025 | 7.24 Mn |
| Sep 30, 2025 | 10.90 Mn |
| Jun 30, 2025 | 5.61 Mn |
| Mar 31, 2025 | 4.83 Mn |
| Dec 31, 2024 | 4.65 Mn |
| Sep 30, 2024 | 4.86 Mn |
| Jun 30, 2024 | 4.96 Mn |
| Mar 31, 2024 | 4.04 Mn |
| Dec 31, 2023 | 4.96 Mn |
| Sep 30, 2023 | 1.98 Mn |
| Jun 30, 2023 | 671,000.00 |
| Mar 31, 2023 | 1.15 Mn |
| Dec 31, 2022 | 324,000.00 |
| Sep 30, 2022 | 380,000.00 |
| Jun 30, 2022 | 347,000.00 |
| Mar 31, 2022 | 397,000.00 |
| Dec 31, 2021 | 294,000.00 |
| Sep 30, 2021 | 209,000.00 |
| Jun 30, 2021 | 217,000.00 |