Old Second Bancorp (OSBC) Interest Expense - Deposits (2009 - 2026)
Old Second Bancorp (OSBC) reported Interest Expense - Deposits of $13.71 million for Q2 2026, up 35.6% from $10.11 million a year earlier but down 4.5% from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Old Second Bancorp's Interest Expense - Deposits came in at $64.59 million, up 59.4% year-over-year; for FY2025, it was $56.37 million, up 48.3% from FY2024.
- Interest Expense - Deposits has increased for four consecutive years, with a five-year compound annual growth rate of 53.6% (FY2020 to FY2025).
- By year, Interest Expense - Deposits came in at $38.01 million in FY2024 (+146.9%), $15.4 million in FY2023 (+359.9%), $3.35 million in FY2022 (+35.5%) and $2.47 million in FY2021 (-62.6%).
- Five-year quarterly Interest Expense - Deposits spans a low of $539,000 in Q3 2021 and a high of $19.94 million in Q3 2025.
- Year over year, Interest Expense - Deposits has now increased in each of the last 16 quarters, with growth averaging 57.7% over the last eight quarters.
- The high point for year-over-year Interest Expense - Deposits in five years was Q3 2023 (growth of 535.0%); the low point was Q3 2021 (a decline of 61.0%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $14.36 million (Q1 2026), $16.57 million (Q4 2025) and $19.94 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 11.40 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 7.61 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 3.09 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 7.85 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 5.09 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 5.85 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 3.48 Bn |
| 10 | Old Second Bancorp | 1.24 Bn | 748.21 Mn | - | 13.86 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 13.86 Mn |
| Jun 30, 2026 | 13.71 Mn |
| Mar 31, 2026 | 14.36 Mn |
| Dec 31, 2025 | 16.57 Mn |
| Sep 30, 2025 | 19.94 Mn |
| Jun 30, 2025 | 10.11 Mn |
| Mar 31, 2025 | 9.74 Mn |
| Dec 31, 2024 | 10.26 Mn |
| Sep 30, 2024 | 10.40 Mn |
| Jun 30, 2024 | 9.28 Mn |
| Mar 31, 2024 | 8.08 Mn |
| Dec 31, 2023 | 6.15 Mn |
| Sep 30, 2023 | 4.54 Mn |
| Jun 30, 2023 | 2.90 Mn |
| Mar 31, 2023 | 1.81 Mn |
| Dec 31, 2022 | 1.35 Mn |
| Sep 30, 2022 | 715,000.00 |
| Jun 30, 2022 | 612,000.00 |
| Mar 31, 2022 | 674,000.00 |
| Dec 31, 2021 | 565,000.00 |
API Access
Old Second Bancorp Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();