Old Second Bancorp (OSBC) Interest Income - Net (2010 - 2026)

Old Second Bancorp (OSBC) posted Interest Income - Net of $81.1 million for Q1 2026, down 29.9% on a QoQ basis from $115.7 million in Q4 2025, and up 29.0% year-over-year from $62.9 million in Q1 2025.

Old Second Bancorp (OSBC) Interest Income - Net (2010 - 2026) Analysis & Trends

Old Second Bancorp's Interest Income - Net history runs 17 years deep, the most recent figure standing at $81.1 million for Q1 2026.

  • Quarterly Interest Income - Net rose 29.0% year-over-year to $81.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $343.9 million (up 58.16% YoY) and the FY2025 annual result came in at $325.7 million, up 8.9% from the prior year.
  • Interest Income - Net was $81.1 million for Q1 2026 at Old Second Bancorp, down from $115.7 million in the prior quarter.
  • Across five years, Interest Income - Net topped out at $115.7 million in Q4 2025 and bottomed at $19.6 million in Q4 2024.
  • A 5-year average of $63.5 million and a median of $63.0 million in 2023 frame the typical range for Interest Income - Net.
  • Annual changes were most pronounced in 2024 — Interest Income - Net sank 67.95% — and 2025, when it surged 489.77%.
  • Old Second Bancorp's Interest Income - Net stood at $64.1 million in 2022, then declined by 4.46% to $61.2 million in 2023, then sank by 67.95% to $19.6 million in 2024, then jumped by 489.77% to $115.7 million in 2025, then declined by 29.9% to $81.1 million in 2026.
  • Business Quant data shows OSBC's Interest Income - Net at $81.1 million in Q1 2026, $115.7 million in Q4 2025, and $82.8 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 11.42 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 15.02 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 3.96 Bn
10 Old Second Bancorp 1.25 Bn 1.13 Bn - 81.14 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 81.14 Mn
Dec 31, 2025 115.75 Mn
Sep 30, 2025 82.78 Mn
Jun 30, 2025 64.23 Mn
Mar 31, 2025 62.90 Mn
Dec 31, 2024 19.63 Mn
Sep 30, 2024 75.22 Mn
Jun 30, 2024 59.69 Mn
Mar 31, 2024 59.78 Mn
Dec 31, 2023 61.24 Mn
Sep 30, 2023 63.03 Mn
Jun 30, 2023 63.58 Mn
Mar 31, 2023 64.09 Mn
Dec 31, 2022 64.09 Mn
Sep 30, 2022 55.57 Mn
Jun 30, 2022 45.26 Mn
Mar 31, 2022 41.23 Mn
Dec 31, 2021 98.38 Mn
Sep 30, 2021 22.62 Mn
Jun 30, 2021 21.95 Mn