Old Second Bancorp (OSBC) Interest Income - Net (2010 - 2026)
Old Second Bancorp (OSBC) reported Interest Income - Net of $81.1 million for Q1 2026, up 29.0% on a YoY basis from $62.9 million in Q1 2025, and down 2.3% quarter-over-quarter from $83.1 million in Q4 2025.
Old Second Bancorp (OSBC) Interest Income - Net (2010 - 2026) Analysis & Trends
Old Second Bancorp has reported Interest Income - Net for 17 years, with the latest figure at $81.1 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Income - Net rose 29.0% year-over-year to $81.1 million; the trailing twelve-month figure through Mar 2026 stood at $311.2 million (up 27.15% YoY), and the FY2025 full-year result was $293.0 million, up 21.24% from the prior year.
- Interest Income - Net for Q1 2026 stood at $81.1 million, down from $83.1 million in the prior quarter.
- The five-year high for Interest Income - Net was $83.1 million in Q4 2025, with the low at $41.2 million in Q1 2022.
- Historically, Interest Income - Net has averaged $63.2 million across 5 years, with a median of $62.9 million in 2025.
- Annual changes were most pronounced in 2022 — Interest Income - Net surged 145.68% — and 2024, when it slipped 6.71%.
- Old Second Bancorp's Interest Income - Net stood at $64.1 million in 2022, then slipped by 4.46% to $61.2 million in 2023, then climbed by 0.57% to $61.6 million in 2024, then surged by 34.86% to $83.1 million in 2025, then fell by 2.3% to $81.1 million in 2026.
- The last three Interest Income - Net figures came in at $81.1 million (Q1 2026), $83.1 million (Q4 2025), and $82.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 11.42 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 15.02 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Old Second Bancorp | 1.18 Bn | 1.06 Bn | - | 81.14 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 81.14 Mn |
| Dec 31, 2025 | 83.05 Mn |
| Sep 30, 2025 | 82.78 Mn |
| Jun 30, 2025 | 64.23 Mn |
| Mar 31, 2025 | 62.90 Mn |
| Dec 31, 2024 | 61.58 Mn |
| Sep 30, 2024 | 60.58 Mn |
| Jun 30, 2024 | 59.69 Mn |
| Mar 31, 2024 | 59.78 Mn |
| Dec 31, 2023 | 61.24 Mn |
| Sep 30, 2023 | 63.03 Mn |
| Jun 30, 2023 | 63.58 Mn |
| Mar 31, 2023 | 64.09 Mn |
| Dec 31, 2022 | 64.09 Mn |
| Sep 30, 2022 | 55.57 Mn |
| Jun 30, 2022 | 45.26 Mn |
| Mar 31, 2022 | 41.23 Mn |
| Dec 31, 2021 | 28.60 Mn |
| Sep 30, 2021 | 22.62 Mn |
| Jun 30, 2021 | 21.95 Mn |