Old Second Bancorp Inc (OSBC) EBT Margin (2010 - 2026)
Old Second Bancorp's EBT Margin came in at 516.00% for Q2 2026, up 81.21 percentage points from 434.78% a year earlier and up 38.04 percentage points from the prior quarter.
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Analysis
Old Second Bancorp Inc (OSBC) EBT Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Old Second Bancorp reported EBT Margin of 437.23%, up 9.06 percentage points year-over-year; for FY2025, it came in at 402.61%, down 70.38 percentage points from FY2024.
- EBT Margin carries a five-year change of +182.84 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 473.00% in FY2024 (-94.87 pp), 567.87% in FY2023 (+150.04 pp), 417.82% in FY2022 (+263.31 pp) and 154.51% in FY2021 (-65.27 pp).
- The five-year range for quarterly EBT Margin is -237.43% (Q4 2021) to 648.25% (Q2 2023).
- Year-over-year, EBT Margin has increased for three consecutive quarters, with an average year-over-year change of -36.65 percentage points over the last eight quarters.
- The fastest year-over-year change in EBT Margin over five years came in Q4 2022 (a gain of 818.48 percentage points), and the weakest in Q4 2021 (a drop of 499.95 percentage points).
- Business Quant data shows OSBC's EBT Margin at 477.96% (Q1 2026), 564.31% (Q4 2025) and 186.79% (Q3 2025) in the three quarters before Q2 2026.
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.17% |
| Mar 31, 2026 | 36.33% |
| Dec 31, 2025 | 41.25% |
| Sep 30, 2025 | 13.63% |
| Jun 30, 2025 | 38.88% |
| Mar 31, 2025 | 35.84% |
| Dec 31, 2024 | 34.66% |
| Sep 30, 2024 | 41.95% |
| Jun 30, 2024 | 41.22% |
| Mar 31, 2024 | 40.61% |
| Dec 31, 2023 | 35.64% |
| Sep 30, 2023 | 44.56% |
| Jun 30, 2023 | 48.71% |
| Mar 31, 2023 | 44.81% |
| Dec 31, 2022 | 43.61% |
| Sep 30, 2022 | 39.63% |
| Jun 30, 2022 | 30.61% |
| Mar 31, 2022 | 30.06% |
| Dec 31, 2021 | -29.36% |
| Sep 30, 2021 | 35.45% |
API Access
Old Second Bancorp Inc EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();