Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Old Second Bancorp (OSBC) Return on Assets (2016 - 2025)

Historic Return on Assets for Old Second Bancorp (OSBC) over the last 10 years, with Q3 2025 value amounting to 0.01%.

  • Old Second Bancorp's Return on Assets changed 0.0% to 0.01% in Q3 2025 from the same period last year, while for Sep 2025 it was 0.01%, marking a year-over-year change of 0.0%. This contributed to the annual value of 0.01% for FY2024, which is 0.0% changed from last year.
  • Old Second Bancorp's Return on Assets amounted to 0.01% in Q3 2025, which was down 0.0% from 0.01% recorded in Q2 2025.
  • Old Second Bancorp's Return on Assets' 5-year high stood at 0.02% during Q3 2023, with a 5-year trough of 0.0% in Q1 2022.
  • Its 5-year average for Return on Assets is 0.01%, with a median of 0.01% in 2023.
  • As far as peak fluctuations go, Old Second Bancorp's Return on Assets tumbled by -100bps in 2021, and later skyrocketed by 100bps in 2022.
  • Old Second Bancorp's Return on Assets (Quarter) stood at 0.0% in 2021, then surged by 169bps to 0.01% in 2022, then skyrocketed by 41bps to 0.02% in 2023, then dropped by -6bps to 0.02% in 2024, then fell by -26bps to 0.01% in 2025.
  • Its Return on Assets stands at 0.01% for Q3 2025, versus 0.01% for Q2 2025 and 0.01% for Q1 2025.