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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Old Second Bancorp (OSBC) Interest Coverage Ratio: 2010-2024

Historic Interest Coverage Ratio for Old Second Bancorp (OSBC) over the last 15 years, with Dec 2024 value amounting to 0.42.

  • Old Second Bancorp's Interest Coverage Ratio fell 44.87% to 1.61 in Q3 2025 from the same period last year, while for Sep 2025 it was 2.66, marking a year-over-year decrease of 12.75%. This contributed to the annual value of 0.42 for FY2024, which is 35.39% down from last year.
  • Latest data reveals that Old Second Bancorp reported Interest Coverage Ratio of 0.42 as of FY2024, which was down 35.39% from 0.65 recorded in FY2023.
  • Old Second Bancorp's 5-year Interest Coverage Ratio high stood at 1.86 for FY2022, and its period low was 0.42 during FY2024.
  • In the last 3 years, Old Second Bancorp's Interest Coverage Ratio had a median value of 0.65 in 2023 and averaged 0.98.
  • As far as peak fluctuations go, Old Second Bancorp's Interest Coverage Ratio skyrocketed by 169.07% in 2022, and later slumped by 64.98% in 2023.
  • Yearly analysis of 5 years shows Old Second Bancorp's Interest Coverage Ratio stood at 0.63 in 2020, then grew by 9.88% to 0.69 in 2021, then surged by 169.07% to 1.86 in 2022, then plummeted by 64.98% to 0.65 in 2023, then slumped by 35.39% to 0.42 in 2024.