Old Second Bancorp (OSBC) Equity Ratio: 2016-2024

Historic Equity Ratio for Old Second Bancorp (OSBC) over the last 9 years, with Dec 2024 value amounting to 0.12.

  • Old Second Bancorp's Equity Ratio rose 6.30% to 0.12 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.12, marking a year-over-year increase of 6.30%. This contributed to the annual value of 0.12 for FY2024, which is 17.75% up from last year.
  • As of FY2024, Old Second Bancorp's Equity Ratio stood at 0.12, which was up 17.75% from 0.10 recorded in FY2023.
  • Old Second Bancorp's Equity Ratio's 5-year high stood at 0.12 during FY2024, with a 5-year trough of 0.08 in FY2022.
  • Over the past 3 years, Old Second Bancorp's median Equity Ratio value was 0.10 (recorded in 2023), while the average stood at 0.10.
  • Its Equity Ratio has fluctuated over the past 5 years, first declined by 19.98% in 2021, then climbed by 28.81% in 2023.
  • Yearly analysis of 5 years shows Old Second Bancorp's Equity Ratio stood at 0.10 in 2020, then decreased by 19.98% to 0.08 in 2021, then declined by 3.09% to 0.08 in 2022, then climbed by 28.81% to 0.10 in 2023, then grew by 17.75% to 0.12 in 2024.