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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Old Second Bancorp (OSBC) Debt Ratio: 2016-2024

Historic Debt Ratio for Old Second Bancorp (OSBC) over the last 9 years, with Dec 2024 value amounting to 0.01.

  • Old Second Bancorp's Debt Ratio fell 18.76% to 0.01 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.01, marking a year-over-year decrease of 18.76%. This contributed to the annual value of 0.01 for FY2024, which is 1.44% up from last year.
  • Latest data reveals that Old Second Bancorp reported Debt Ratio of 0.01 as of FY2024, which was up 1.44% from 0.01 recorded in FY2023.
  • Over the past 5 years, Old Second Bancorp's Debt Ratio peaked at 0.02 during FY2020, and registered a low of 0.01 during FY2021.
  • In the last 3 years, Old Second Bancorp's Debt Ratio had a median value of 0.01 in 2023 and averaged 0.01.
  • In the last 5 years, Old Second Bancorp's Debt Ratio crashed by 56.73% in 2021 and then grew by 5.65% in 2022.
  • Old Second Bancorp's Debt Ratio (Yearly) stood at 0.02 in 2020, then plummeted by 56.73% to 0.01 in 2021, then climbed by 5.65% to 0.01 in 2022, then increased by 3.04% to 0.01 in 2023, then grew by 1.44% to 0.01 in 2024.