Oportun Financial (OPRT) Operating Leases (2019 - 2026)
Oportun Financial's (OPRT) quarterly Operating Leases came in at $12.5 million in Q2 2026, down 21.49% on a YoY basis from $15.9 million in Q2 2025, and up 4.57% quarter-over-quarter from $12.0 million in Q1 2026.
Analysis
Oportun Financial (OPRT) Operating Leases (2019 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Operating Leases for 8 consecutive years, with $12.5 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Operating Leases fell 21.49% year-over-year to $12.5 million; the trailing twelve-month figure through Jun 2026 stood at $12.5 million (down 21.49% YoY), and the FY2025 full-year result was $12.2 million, down 37.25% from the prior year.
- Operating Leases grew to $12.5 million in Q2 2026 per OPRT's latest filing, from $12.0 million in the prior quarter.
- Across five years, Operating Leases topped out at $45.4 million in Q1 2022 and bottomed at $12.0 million in Q1 2026.
- Historically, Operating Leases has averaged $25.9 million across 5 years, with a median of $24.3 million in 2024.
- The sharpest annual moves came in 2022 and 2025: Operating Leases declined 3.45% in 2022, then sank 37.25% in 2025.
- Over 5 years, Operating Leases stood at $37.9 million in 2022, then decreased by 25.22% to $28.4 million in 2023, then tumbled by 31.58% to $19.4 million in 2024, then tumbled by 37.25% to $12.2 million in 2025, then climbed by 2.74% to $12.5 million in 2026.
- According to Business Quant data, Operating Leases over the past three periods registered $12.5 million, $12.0 million, and $12.2 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn |
| 10 | Oportun Financial | 374.95 Mn | 235.36 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 12.52 Mn |
| Mar 31, 2026 | 11.97 Mn |
| Dec 31, 2025 | 12.18 Mn |
| Sep 30, 2025 | 14.13 Mn |
| Jun 30, 2025 | 15.94 Mn |
| Mar 31, 2025 | 17.22 Mn |
| Dec 31, 2024 | 19.42 Mn |
| Sep 30, 2024 | 21.06 Mn |
| Jun 30, 2024 | 23.14 Mn |
| Mar 31, 2024 | 25.47 Mn |
| Dec 31, 2023 | 28.38 Mn |
| Sep 30, 2023 | 30.90 Mn |
| Jun 30, 2023 | 33.12 Mn |
| Mar 31, 2023 | 35.67 Mn |
| Dec 31, 2022 | 37.95 Mn |
| Sep 30, 2022 | 40.15 Mn |
| Jun 30, 2022 | 42.36 Mn |
| Mar 31, 2022 | 45.40 Mn |
| Dec 31, 2021 | 47.70 Mn |
| Sep 30, 2021 | 44.81 Mn |