Oportun Financial (OPRT) Operating Leases (2019 - 2026)
Oportun Financial's (OPRT) quarterly Operating Leases came in at $11.4 million in Q1 2026, down 29.37% YoY from $16.1 million in Q1 2025, and down 6.52% on a QoQ basis from $12.2 million in Q4 2025.
Analysis
Oportun Financial (OPRT) Operating Leases (2019 - 2026) Analysis & Trends
Oportun Financial (OPRT) has 8 years of Operating Leases data on file, last reported at $11.4 million in Q1 2026.
- Quarterly Operating Leases fell 29.37% year-over-year to $11.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $11.4 million (down 29.37% YoY) and the FY2025 annual result came in at $12.2 million, down 33.06% from the prior year.
- Operating Leases retreated to $11.4 million in Q1 2026, from $12.2 million in the prior quarter.
- In the past five years, Operating Leases ranged from a high of $45.0 million in Q1 2022 to a low of $11.4 million in Q1 2026.
- A 5-year average of $26.3 million and a median of $25.5 million in 2024 frame the typical range for Operating Leases.
- Annual changes were most pronounced in 2022 — Operating Leases declined 4.39% — and 2025, when it tumbled 36.7%.
- Tracing OPRT's Operating Leases over 5 years: stood at $37.9 million in 2022, then fell by 25.22% to $28.4 million in 2023, then slumped by 35.86% to $18.2 million in 2024, then plunged by 33.06% to $12.2 million in 2025, then slipped by 6.52% to $11.4 million in 2026.
- The last three Operating Leases figures came in at $11.4 million (Q1 2026), $12.2 million (Q4 2025), and $14.1 million (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn |
| 10 | Oportun Financial | 338.19 Mn | 198.60 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 12.52 Mn |
| Mar 31, 2026 | 11.97 Mn |
| Dec 31, 2025 | 12.18 Mn |
| Sep 30, 2025 | 14.13 Mn |
| Jun 30, 2025 | 15.94 Mn |
| Mar 31, 2025 | 17.22 Mn |
| Dec 31, 2024 | 19.42 Mn |
| Sep 30, 2024 | 21.06 Mn |
| Jun 30, 2024 | 23.14 Mn |
| Mar 31, 2024 | 25.47 Mn |
| Dec 31, 2023 | 28.38 Mn |
| Sep 30, 2023 | 30.90 Mn |
| Jun 30, 2023 | 33.12 Mn |
| Mar 31, 2023 | 35.67 Mn |
| Dec 31, 2022 | 37.95 Mn |
| Sep 30, 2022 | 40.15 Mn |
| Jun 30, 2022 | 42.36 Mn |
| Mar 31, 2022 | 45.40 Mn |
| Dec 31, 2021 | 47.70 Mn |
| Sep 30, 2021 | 44.81 Mn |