Oportun Financial (OPRT) Operating Leases (2019 - 2026)

Oportun Financial (OPRT) reported Operating Leases of $12.0 million for Q1 2026, down 30.49% on a YoY basis from $17.2 million in Q1 2025, and down 1.75% quarter-over-quarter from $12.2 million in Q4 2025.

Oportun Financial (OPRT) Operating Leases (2019 - 2026) Analysis & Trends

Oportun Financial has reported Operating Leases for 8 years, with the latest figure at $12.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Operating Leases fell 30.49% year-over-year to $12.0 million; the trailing twelve-month figure through Mar 2026 stood at $12.0 million (down 30.49% YoY), and the FY2025 full-year result was $12.2 million, down 37.25% from the prior year.
  • Operating Leases for Q1 2026 stood at $12.0 million, down from $12.2 million in the prior quarter.
  • The five-year high for Operating Leases was $45.4 million in Q1 2022, with the low at $12.0 million in Q1 2026.
  • Historically, Operating Leases has averaged $26.7 million across 5 years, with a median of $25.5 million in 2024.
  • Annual changes were most pronounced in 2022 — Operating Leases dropped 3.45% — and 2025, when it plunged 37.25%.
  • Oportun Financial's Operating Leases stood at $37.9 million in 2022, then fell by 25.22% to $28.4 million in 2023, then sank by 31.58% to $19.4 million in 2024, then sank by 37.25% to $12.2 million in 2025, then slipped by 1.75% to $12.0 million in 2026.
  • The last three Operating Leases figures came in at $12.0 million (Q1 2026), $12.2 million (Q4 2025), and $14.1 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 Oportun Financial 225.32 Mn 94.94 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 11.97 Mn
Dec 31, 2025 12.18 Mn
Sep 30, 2025 14.13 Mn
Jun 30, 2025 15.94 Mn
Mar 31, 2025 17.22 Mn
Dec 31, 2024 19.42 Mn
Sep 30, 2024 21.06 Mn
Jun 30, 2024 23.14 Mn
Mar 31, 2024 25.47 Mn
Dec 31, 2023 28.38 Mn
Sep 30, 2023 30.90 Mn
Jun 30, 2023 33.12 Mn
Mar 31, 2023 35.67 Mn
Dec 31, 2022 37.95 Mn
Sep 30, 2022 40.15 Mn
Jun 30, 2022 42.36 Mn
Mar 31, 2022 45.40 Mn
Dec 31, 2021 48.58 Mn
Sep 30, 2021 44.81 Mn
Jun 30, 2021 45.68 Mn