Oportun Financial (OPRT) Operating Leases (2019 - 2026)
Oportun Financial (OPRT) reported Operating Leases of $12.0 million for Q1 2026, down 30.49% on a YoY basis from $17.2 million in Q1 2025, and down 1.75% quarter-over-quarter from $12.2 million in Q4 2025.
Oportun Financial (OPRT) Operating Leases (2019 - 2026) Analysis & Trends
Oportun Financial has reported Operating Leases for 8 years, with the latest figure at $12.0 million in Q1 2026.
- For the quarter ending Q1 2026, Operating Leases fell 30.49% year-over-year to $12.0 million; the trailing twelve-month figure through Mar 2026 stood at $12.0 million (down 30.49% YoY), and the FY2025 full-year result was $12.2 million, down 37.25% from the prior year.
- Operating Leases for Q1 2026 stood at $12.0 million, down from $12.2 million in the prior quarter.
- The five-year high for Operating Leases was $45.4 million in Q1 2022, with the low at $12.0 million in Q1 2026.
- Historically, Operating Leases has averaged $26.7 million across 5 years, with a median of $25.5 million in 2024.
- Annual changes were most pronounced in 2022 — Operating Leases dropped 3.45% — and 2025, when it plunged 37.25%.
- Oportun Financial's Operating Leases stood at $37.9 million in 2022, then fell by 25.22% to $28.4 million in 2023, then sank by 31.58% to $19.4 million in 2024, then sank by 37.25% to $12.2 million in 2025, then slipped by 1.75% to $12.0 million in 2026.
- The last three Operating Leases figures came in at $12.0 million (Q1 2026), $12.2 million (Q4 2025), and $14.1 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn |
| 10 | Oportun Financial | 225.32 Mn | 94.94 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 11.97 Mn |
| Dec 31, 2025 | 12.18 Mn |
| Sep 30, 2025 | 14.13 Mn |
| Jun 30, 2025 | 15.94 Mn |
| Mar 31, 2025 | 17.22 Mn |
| Dec 31, 2024 | 19.42 Mn |
| Sep 30, 2024 | 21.06 Mn |
| Jun 30, 2024 | 23.14 Mn |
| Mar 31, 2024 | 25.47 Mn |
| Dec 31, 2023 | 28.38 Mn |
| Sep 30, 2023 | 30.90 Mn |
| Jun 30, 2023 | 33.12 Mn |
| Mar 31, 2023 | 35.67 Mn |
| Dec 31, 2022 | 37.95 Mn |
| Sep 30, 2022 | 40.15 Mn |
| Jun 30, 2022 | 42.36 Mn |
| Mar 31, 2022 | 45.40 Mn |
| Dec 31, 2021 | 48.58 Mn |
| Sep 30, 2021 | 44.81 Mn |
| Jun 30, 2021 | 45.68 Mn |