Oportun Financial Corp (OPRT) Debt Ratio (2018 - 2026)
Oportun Financial's Debt Ratio came in at 0.04 for Q2 2026, down 77.3% from 0.20 a year earlier and down 28.3% from the prior quarter.
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Analysis
Oportun Financial Corp (OPRT) Debt Ratio (2018 - 2026) Analysis & Trends
For FY2025, Oportun Financial's Debt Ratio was 0.08, down 75.9% from FY2024.
- Debt Ratio has declined in each of the last three years.
- Going back by year, Debt Ratio was 0.34 in FY2024 (-37.8%), 0.55 in FY2023 (-23.1%), 0.71 in FY2022 (+27.3%) and 0.56 in FY2021 (-2.3%).
- The Q2 2026 figure represents the lowest quarterly Debt Ratio in data going back to Q4 2018.
- Year-over-year, Debt Ratio has declined for 12 consecutive quarters, with an average decline of 60.1% over the last eight quarters.
- The fastest year-over-year change in Debt Ratio over five years came in Q3 2022 (growth of 38.4%), and the weakest in Q2 2026 (a decline of 77.3%).
- Business Quant data shows OPRT's Debt Ratio at 0.06 (Q1 2026), 0.08 (Q4 2025) and 0.11 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.14 |
| Mar 31, 2026 | 0.13 |
| Dec 31, 2025 | 0.14 |
| Sep 30, 2025 | 0.16 |
| Jun 30, 2025 | 0.30 |
| Mar 31, 2025 | 0.41 |
| Dec 31, 2024 | 0.51 |
| Sep 30, 2024 | 0.47 |
| Jun 30, 2024 | 0.56 |
| Mar 31, 2024 | 0.56 |
| Dec 31, 2023 | 0.63 |
| Sep 30, 2023 | 0.73 |
| Jun 30, 2023 | 0.79 |
| Mar 31, 2023 | 0.81 |
| Dec 31, 2022 | 0.80 |
| Sep 30, 2022 | 0.78 |
| Jun 30, 2022 | 0.76 |
| Mar 31, 2022 | 0.71 |
| Dec 31, 2021 | 0.70 |
| Sep 30, 2021 | 0.72 |
API Access
Oportun Financial Corp Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=OPRT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "OPRT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=OPRT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();