Growth Metrics

Oportun Financial (OPRT) Debt Ratio (2018 - 2025)

Historic Debt Ratio for Oportun Financial (OPRT) over the last 8 years, with Q3 2025 value amounting to 0.11.

  • Oportun Financial's Debt Ratio fell 7413.48% to 0.11 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.11, marking a year-over-year decrease of 7413.48%. This contributed to the annual value of 0.34 for FY2024, which is 3778.51% down from last year.
  • According to the latest figures from Q3 2025, Oportun Financial's Debt Ratio is 0.11, which was down 7413.48% from 0.2 recorded in Q2 2025.
  • Oportun Financial's Debt Ratio's 5-year high stood at 0.72 during Q2 2021, with a 5-year trough of 0.11 in Q3 2025.
  • For the 5-year period, Oportun Financial's Debt Ratio averaged around 0.52, with its median value being 0.55 (2022).
  • As far as peak fluctuations go, Oportun Financial's Debt Ratio skyrocketed by 3836.76% in 2022, and later tumbled by 7413.48% in 2025.
  • Oportun Financial's Debt Ratio (Quarter) stood at 0.56 in 2021, then grew by 27.26% to 0.71 in 2022, then fell by 23.11% to 0.55 in 2023, then tumbled by 37.79% to 0.34 in 2024, then tumbled by 67.01% to 0.11 in 2025.
  • Its Debt Ratio was 0.11 in Q3 2025, compared to 0.2 in Q2 2025 and 0.27 in Q1 2025.