Oportun Financial (OPRT) Debt Ratio (2018 - 2026)
Oportun Financial filings provide 8 years of Debt Ratio readings, the most recent being 0.08 for Q4 2025.
- On a quarterly basis, Debt Ratio fell 75.91% to 0.08 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.08, a 75.91% decrease, with the full-year FY2025 number at 0.08, down 75.91% from a year prior.
- Debt Ratio hit 0.08 in Q4 2025 for Oportun Financial, down from 0.11 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.72 in Q2 2021 to a low of 0.08 in Q4 2025.
- Median Debt Ratio over the past 5 years was 0.55 (2023), compared with a mean of 0.5.
- Biggest five-year swings in Debt Ratio: surged 38.37% in 2022 and later crashed 75.91% in 2025.
- Oportun Financial's Debt Ratio stood at 0.56 in 2021, then increased by 27.26% to 0.71 in 2022, then dropped by 23.11% to 0.55 in 2023, then crashed by 37.79% to 0.34 in 2024, then crashed by 75.91% to 0.08 in 2025.
- The last three reported values for Debt Ratio were 0.08 (Q4 2025), 0.11 (Q3 2025), and 0.2 (Q2 2025) per Business Quant data.