Oportun Financial (OPRT) Debt Ratio (2018 - 2025)
Oportun Financial's Debt Ratio history spans 8 years, with the latest figure at 0.08 for Q4 2025.
- For Q4 2025, Debt Ratio fell 75.91% year-over-year to 0.08; the TTM value through Dec 2025 reached 0.08, down 75.91%, while the annual FY2025 figure was 0.08, 75.91% down from the prior year.
- Debt Ratio reached 0.08 in Q4 2025 per OPRT's latest filing, down from 0.11 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.72 in Q2 2021 to a low of 0.08 in Q4 2025.
- Average Debt Ratio over 5 years is 0.5, with a median of 0.55 recorded in 2023.
- Peak YoY movement for Debt Ratio: skyrocketed 38.37% in 2022, then tumbled 75.91% in 2025.
- A 5-year view of Debt Ratio shows it stood at 0.56 in 2021, then increased by 27.26% to 0.71 in 2022, then dropped by 23.11% to 0.55 in 2023, then crashed by 37.79% to 0.34 in 2024, then crashed by 75.91% to 0.08 in 2025.
- Per Business Quant, the three most recent readings for OPRT's Debt Ratio are 0.08 (Q4 2025), 0.11 (Q3 2025), and 0.2 (Q2 2025).