Oportun Financial (OPRT) Debt Ratio (2018 - 2026)

Oportun Financial has reported Debt Ratio for 9 years, with the latest figure at 0.06 in Q1 2026.

• For the quarter ending Q1 2026, Debt Ratio fell 77.11% year-over-year to 0.06; the trailing twelve-month figure through Mar 2026 stood at 0.06 (down 77.11% YoY), and the FY2025 full-year result was 0.08, down 75.91% from the prior year.
• Debt Ratio for Q1 2026 stood at 0.06, down from 0.08 in the prior quarter.
• The five-year high for Debt Ratio was 0.71 in Q4 2022, with the low at 0.06 in Q1 2026.
• Historically, Debt Ratio has averaged 0.45 across 5 years, with a median of 0.54 in 2024.
• Annual changes were most pronounced in 2022 — Debt Ratio soared 38.37% — and 2026, when it sank 77.11%.
• Oportun Financial's Debt Ratio stood at 0.71 in 2022, then declined by 23.11% to 0.55 in 2023, then sank by 37.79% to 0.34 in 2024, then slumped by 75.91% to 0.08 in 2025, then dropped by 24.32% to 0.06 in 2026.
• The last three Debt Ratio figures came in at 0.06 (Q1 2026), 0.08 (Q4 2025), and 0.11 (Q3 2025), per Business Quant data.