Oportun Financial (OPRT) Debt Ratio (2018 - 2026)

Oportun Financial (OPRT) has reported Debt Ratio for 9 consecutive years, with 0.04 the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Debt Ratio fell 77.26% year-over-year to 0.04; the trailing twelve-month figure through Jun 2026 stood at 0.04 (down 77.26% YoY), and the FY2025 full-year result was 0.08, down 75.91% from the prior year.
• Debt Ratio fell to 0.04 in Q2 2026 per OPRT's latest filing, from 0.06 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.71 in Q4 2022 and bottomed at 0.04 in Q2 2026.
• Historically, Debt Ratio has averaged 0.43 across 5 years, with a median of 0.52 in 2024.
• The sharpest annual moves came in 2022 and 2026: Debt Ratio jumped 38.37% in 2022, then plunged 77.26% in 2026.
• Over 5 years, Debt Ratio stood at 0.71 in 2022, then retreated by 23.11% to 0.55 in 2023, then tumbled by 37.79% to 0.34 in 2024, then plunged by 75.91% to 0.08 in 2025, then sank by 45.75% to 0.04 in 2026.
• According to Business Quant data, Debt Ratio over the past three periods registered 0.04, 0.06, and 0.08 for Q2 2026, Q1 2026, and Q4 2025 respectively.