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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) Debt Ratio (2018 - 2025)

Historic Debt Ratio for Oportun Financial (OPRT) over the last 8 years, with Q3 2025 value amounting to 0.11.

  • Oportun Financial's Debt Ratio fell 7413.48% to 0.11 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.11, marking a year-over-year decrease of 7413.48%. This contributed to the annual value of 0.34 for FY2024, which is 3778.51% down from last year.
  • Oportun Financial's Debt Ratio amounted to 0.11 in Q3 2025, which was down 7413.48% from 0.2 recorded in Q2 2025.
  • Over the past 5 years, Oportun Financial's Debt Ratio peaked at 0.72 during Q2 2021, and registered a low of 0.11 during Q3 2025.
  • Over the past 5 years, Oportun Financial's median Debt Ratio value was 0.55 (recorded in 2022), while the average stood at 0.52.
  • In the last 5 years, Oportun Financial's Debt Ratio surged by 3836.76% in 2022 and then crashed by 7413.48% in 2025.
  • Quarter analysis of 5 years shows Oportun Financial's Debt Ratio stood at 0.56 in 2021, then increased by 27.26% to 0.71 in 2022, then dropped by 23.11% to 0.55 in 2023, then crashed by 37.79% to 0.34 in 2024, then crashed by 67.01% to 0.11 in 2025.
  • Its Debt Ratio stands at 0.11 for Q3 2025, versus 0.2 for Q2 2025 and 0.27 for Q1 2025.