Oportun Financial (OPRT) Debt Ratio (2018 - 2026)

Oportun Financial (OPRT) has 9 years of Debt Ratio data on file, last reported at 0.06 in Q1 2026.

• Quarterly Debt Ratio fell 77.11% year-over-year to 0.06 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.06 (down 77.11% YoY) and the FY2025 annual result came in at 0.08, down 75.91% from the prior year.
• Debt Ratio retreated to 0.06 in Q1 2026, from 0.08 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.71 in Q4 2022 to a low of 0.06 in Q1 2026.
• A 5-year average of 0.45 and a median of 0.54 in 2024 frame the typical range for Debt Ratio.
• Annual changes were most pronounced in 2022 — Debt Ratio soared 38.37% — and 2026, when it sank 77.11%.
• Tracing OPRT's Debt Ratio over 5 years: stood at 0.71 in 2022, then declined by 23.11% to 0.55 in 2023, then sank by 37.79% to 0.34 in 2024, then slumped by 75.91% to 0.08 in 2025, then dropped by 24.32% to 0.06 in 2026.
• The last three Debt Ratio figures came in at 0.06 (Q1 2026), 0.08 (Q4 2025), and 0.11 (Q3 2025), per Business Quant data.