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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) Debt Ratio: 2018-2025

Historic Debt Ratio for Oportun Financial (OPRT) over the last 6 years, with Sep 2025 value amounting to 0.11.

  • Oportun Financial's Debt Ratio fell 74.13% to 0.11 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.11, marking a year-over-year decrease of 74.13%. This contributed to the annual value of 0.34 for FY2024, which is 37.79% down from last year.
  • Latest data reveals that Oportun Financial reported Debt Ratio of 0.11 as of Q3 2025, which was down 42.61% from 0.20 recorded in Q2 2025.
  • In the past 5 years, Oportun Financial's Debt Ratio registered a high of 0.72 during Q2 2021, and its lowest value of 0.11 during Q3 2025.
  • Moreover, its 3-year median value for Debt Ratio was 0.51 (2024), whereas its average is 0.45.
  • As far as peak fluctuations go, Oportun Financial's Debt Ratio skyrocketed by 38.37% in 2022, and later crashed by 74.13% in 2025.
  • Oportun Financial's Debt Ratio (Quarterly) stood at 0.56 in 2021, then grew by 27.26% to 0.71 in 2022, then decreased by 23.11% to 0.55 in 2023, then plummeted by 37.79% to 0.34 in 2024, then plummeted by 74.13% to 0.11 in 2025.
  • Its last three reported values are 0.11 in Q3 2025, 0.20 for Q2 2025, and 0.27 during Q1 2025.