Oportun Financial (OPRT) Debt Ratio (2018 - 2026)

Oportun Financial (OPRT) has reported Debt Ratio for 9 consecutive years, with 0.06 the latest figure, recorded in Q1 2026.

• Debt Ratio for Q1 2026 came in at 0.06, down 77.11% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.06 (down 77.11% YoY), and the FY2025 annual result was 0.08, down 75.91% from the prior year.
• Debt Ratio was 0.06 for Q1 2026 at Oportun Financial, down from 0.08 in the prior quarter.
• Over five years, Debt Ratio peaked at 0.71 in Q4 2022 and troughed at 0.06 in Q1 2026.
• Average Debt Ratio over 5 years is 0.45, with a median of 0.54 recorded in 2024.
• Year-over-year, Debt Ratio surged 38.37% in 2022 and tumbled 77.11% in 2026.
• Over 5 years, Debt Ratio stood at 0.71 in 2022, then decreased by 23.11% to 0.55 in 2023, then plunged by 37.79% to 0.34 in 2024, then sank by 75.91% to 0.08 in 2025, then retreated by 24.32% to 0.06 in 2026.
• Per Business Quant data, the three most recent Debt Ratio figures were 0.06 in Q1 2026, 0.08 in Q4 2025, and 0.11 in Q3 2025.