Oportun Financial (OPRT) Research & Development (2018 - 2026)
Oportun Financial (OPRT) reported Research & Development of $15.9 million for Q1 2026, down 19.78% on a YoY basis from $19.9 million in Q1 2025, and down 1.15% quarter-over-quarter from $16.1 million in Q4 2025.
Oportun Financial (OPRT) Research & Development (2018 - 2026) Analysis & Trends
Oportun Financial has reported Research & Development for 9 years, with the latest figure at $15.9 million in Q1 2026.
- For the quarter ending Q1 2026, Research & Development fell 19.78% year-over-year to $15.9 million; the trailing twelve-month figure through Mar 2026 stood at $66.7 million (down 5.91% YoY), and the FY2025 full-year result was $70.6 million, up 5.41% from the prior year.
- Research & Development for Q1 2026 stood at $15.9 million, down from $16.1 million in the prior quarter.
- The five-year high for Research & Development was $34.5 million in Q1 2022, with the low at $15.9 million in Q1 2026.
- Historically, Research & Development has averaged $19.9 million across 5 years, with a median of $18.1 million in 2025.
- Annual changes were most pronounced in 2022 — Research & Development surged 44.57% — and 2023, when it slumped 44.47%.
- Oportun Financial's Research & Development stood at $21.3 million in 2022, then slipped by 15.41% to $18.1 million in 2023, then retreated by 4.13% to $17.3 million in 2024, then retreated by 6.78% to $16.1 million in 2025, then slipped by 1.15% to $15.9 million in 2026.
- The last three Research & Development figures came in at $15.9 million (Q1 2026), $16.1 million (Q4 2025), and $16.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 260.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.59 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 496.00 Mn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 793.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 262.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 187.68 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | - |
| 10 | Oportun Financial | 225.32 Mn | 94.94 Mn | - | 15.95 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 15.95 Mn |
| Dec 31, 2025 | 16.14 Mn |
| Sep 30, 2025 | 16.50 Mn |
| Jun 30, 2025 | 18.08 Mn |
| Mar 31, 2025 | 19.88 Mn |
| Dec 31, 2024 | 17.31 Mn |
| Sep 30, 2024 | 17.40 Mn |
| Jun 30, 2024 | 16.26 Mn |
| Mar 31, 2024 | 16.00 Mn |
| Dec 31, 2023 | 18.06 Mn |
| Sep 30, 2023 | 18.85 Mn |
| Jun 30, 2023 | 19.20 Mn |
| Mar 31, 2023 | 19.18 Mn |
| Dec 31, 2022 | 21.34 Mn |
| Sep 30, 2022 | 21.78 Mn |
| Jun 30, 2022 | 32.37 Mn |
| Mar 31, 2022 | 34.54 Mn |
| Dec 31, 2021 | 37.14 Mn |
| Sep 30, 2021 | 32.10 Mn |
| Jun 30, 2021 | 23.75 Mn |