Oportun Financial (OPRT) Research & Development (2018 - 2026)
Oportun Financial's (OPRT) quarterly Research & Development came in at $17.6 million in Q2 2026, down 2.68% on a YoY basis from $18.1 million in Q2 2025, and up 10.31% quarter-over-quarter from $15.9 million in Q1 2026.
Analysis
Oportun Financial (OPRT) Research & Development (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Research & Development for 9 consecutive years, with $17.6 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Research & Development fell 2.68% year-over-year to $17.6 million; the trailing twelve-month figure through Jun 2026 stood at $66.2 million (down 8.93% YoY), and the FY2025 full-year result was $70.6 million, up 5.41% from the prior year.
- Research & Development climbed to $17.6 million in Q2 2026 per OPRT's latest filing, from $15.9 million in the prior quarter.
- Across five years, Research & Development topped out at $34.5 million in Q1 2022 and bottomed at $15.9 million in Q1 2026.
- Historically, Research & Development has averaged $19.8 million across 5 years, with a median of $18.1 million in 2023.
- The sharpest annual moves came in 2022 and 2023: Research & Development soared 44.57% in 2022, then tumbled 44.47% in 2023.
- Over 5 years, Research & Development stood at $21.3 million in 2022, then declined by 15.41% to $18.1 million in 2023, then slipped by 4.13% to $17.3 million in 2024, then slipped by 6.78% to $16.1 million in 2025, then rose by 9.04% to $17.6 million in 2026.
- According to Business Quant data, Research & Development over the past three periods registered $17.6 million, $15.9 million, and $16.1 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 248.00 Mn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 92.40 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 29.90 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 80.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Oportun Financial | 374.95 Mn | 235.36 Mn | - | 17.59 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.59 Mn |
| Mar 31, 2026 | 15.95 Mn |
| Dec 31, 2025 | 16.14 Mn |
| Sep 30, 2025 | 16.50 Mn |
| Jun 30, 2025 | 18.08 Mn |
| Mar 31, 2025 | 19.88 Mn |
| Dec 31, 2024 | 17.31 Mn |
| Sep 30, 2024 | 17.40 Mn |
| Jun 30, 2024 | 16.26 Mn |
| Mar 31, 2024 | 16.00 Mn |
| Dec 31, 2023 | 18.06 Mn |
| Sep 30, 2023 | 18.85 Mn |
| Jun 30, 2023 | 19.20 Mn |
| Mar 31, 2023 | 19.18 Mn |
| Dec 31, 2022 | 21.34 Mn |
| Sep 30, 2022 | 21.78 Mn |
| Jun 30, 2022 | 32.37 Mn |
| Mar 31, 2022 | 34.54 Mn |
| Dec 31, 2021 | 37.14 Mn |
| Sep 30, 2021 | 32.10 Mn |