Oportun Financial (OPRT) Research & Development (2018 - 2026)

Oportun Financial (OPRT) posted Research & Development of $15.9 million for Q1 2026, down 1.15% quarter-over-quarter from $16.1 million in Q4 2025, and down 19.78% year-on-year from $19.9 million in Q1 2025.

Oportun Financial (OPRT) Research & Development (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has reported Research & Development for 9 consecutive years, with $15.9 million the latest figure, recorded in Q1 2026.

  • Research & Development for Q1 2026 came in at $15.9 million, down 19.78% year-over-year; the trailing twelve-month figure through Mar 2026 was $66.7 million (down 5.91% YoY), and the FY2025 annual result was $70.6 million, up 5.41% from the prior year.
  • Research & Development was $15.9 million for Q1 2026 at Oportun Financial, down from $16.1 million in the prior quarter.
  • Over five years, Research & Development peaked at $34.5 million in Q1 2022 and troughed at $15.9 million in Q1 2026.
  • Average Research & Development over 5 years is $19.9 million, with a median of $18.1 million recorded in 2025.
  • Year-over-year, Research & Development jumped 44.57% in 2022 and plunged 44.47% in 2023.
  • Over 5 years, Research & Development stood at $21.3 million in 2022, then fell by 15.41% to $18.1 million in 2023, then dropped by 4.13% to $17.3 million in 2024, then dropped by 6.78% to $16.1 million in 2025, then fell by 1.15% to $15.9 million in 2026.
  • Per Business Quant data, the three most recent Research & Development figures were $15.9 million in Q1 2026, $16.1 million in Q4 2025, and $16.5 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) R&D (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 260.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.59 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 793.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 187.68 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -20.39 Mn
10 Oportun Financial 279.87 Mn 149.49 Mn - 15.95 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 15.95 Mn
Dec 31, 2025 16.14 Mn
Sep 30, 2025 16.50 Mn
Jun 30, 2025 18.08 Mn
Mar 31, 2025 19.88 Mn
Dec 31, 2024 17.31 Mn
Sep 30, 2024 17.40 Mn
Jun 30, 2024 16.26 Mn
Mar 31, 2024 16.00 Mn
Dec 31, 2023 18.06 Mn
Sep 30, 2023 18.85 Mn
Jun 30, 2023 19.20 Mn
Mar 31, 2023 19.18 Mn
Dec 31, 2022 21.34 Mn
Sep 30, 2022 21.78 Mn
Jun 30, 2022 32.37 Mn
Mar 31, 2022 34.54 Mn
Dec 31, 2021 37.14 Mn
Sep 30, 2021 32.10 Mn
Jun 30, 2021 23.75 Mn