Oportun Financial (OPRT) Research & Development (2018 - 2026)
Oportun Financial's (OPRT) quarterly Research & Development came in at $15.9 million in Q1 2026, down 19.78% YoY from $19.9 million in Q1 2025, and down 1.15% on a QoQ basis from $16.1 million in Q4 2025.
Analysis
Oportun Financial (OPRT) Research & Development (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has 9 years of Research & Development data on file, last reported at $15.9 million in Q1 2026.
- Quarterly Research & Development fell 19.78% year-over-year to $15.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $66.7 million (down 5.91% YoY) and the FY2025 annual result came in at $70.6 million, up 5.41% from the prior year.
- Research & Development fell to $15.9 million in Q1 2026, from $16.1 million in the prior quarter.
- In the past five years, Research & Development ranged from a high of $34.5 million in Q1 2022 to a low of $15.9 million in Q1 2026.
- A 5-year average of $19.9 million and a median of $18.1 million in 2025 frame the typical range for Research & Development.
- Annual changes were most pronounced in 2022 — Research & Development surged 44.57% — and 2023, when it slumped 44.47%.
- Tracing OPRT's Research & Development over 5 years: stood at $21.3 million in 2022, then slipped by 15.41% to $18.1 million in 2023, then retreated by 4.13% to $17.3 million in 2024, then retreated by 6.78% to $16.1 million in 2025, then slipped by 1.15% to $15.9 million in 2026.
- The last three Research & Development figures came in at $15.9 million (Q1 2026), $16.1 million (Q4 2025), and $16.5 million (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 280.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.76 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 489.00 Mn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 849.00 Mn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 92.40 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 248.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 392.40 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | - |
| 10 | Oportun Financial | 338.19 Mn | 198.60 Mn | - | 17.59 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.59 Mn |
| Mar 31, 2026 | 15.95 Mn |
| Dec 31, 2025 | 16.14 Mn |
| Sep 30, 2025 | 16.50 Mn |
| Jun 30, 2025 | 18.08 Mn |
| Mar 31, 2025 | 19.88 Mn |
| Dec 31, 2024 | 17.31 Mn |
| Sep 30, 2024 | 17.40 Mn |
| Jun 30, 2024 | 16.26 Mn |
| Mar 31, 2024 | 16.00 Mn |
| Dec 31, 2023 | 18.06 Mn |
| Sep 30, 2023 | 18.85 Mn |
| Jun 30, 2023 | 19.20 Mn |
| Mar 31, 2023 | 19.18 Mn |
| Dec 31, 2022 | 21.34 Mn |
| Sep 30, 2022 | 21.78 Mn |
| Jun 30, 2022 | 32.37 Mn |
| Mar 31, 2022 | 34.54 Mn |
| Dec 31, 2021 | 37.14 Mn |
| Sep 30, 2021 | 32.10 Mn |