Oportun Financial (OPRT) Research & Development (2018 - 2026)

Oportun Financial (OPRT) reported Research & Development of $15.9 million for Q1 2026, down 19.78% on a YoY basis from $19.9 million in Q1 2025, and down 1.15% quarter-over-quarter from $16.1 million in Q4 2025.

Oportun Financial (OPRT) Research & Development (2018 - 2026) Analysis & Trends

Oportun Financial has reported Research & Development for 9 years, with the latest figure at $15.9 million in Q1 2026.

  • For the quarter ending Q1 2026, Research & Development fell 19.78% year-over-year to $15.9 million; the trailing twelve-month figure through Mar 2026 stood at $66.7 million (down 5.91% YoY), and the FY2025 full-year result was $70.6 million, up 5.41% from the prior year.
  • Research & Development for Q1 2026 stood at $15.9 million, down from $16.1 million in the prior quarter.
  • The five-year high for Research & Development was $34.5 million in Q1 2022, with the low at $15.9 million in Q1 2026.
  • Historically, Research & Development has averaged $19.9 million across 5 years, with a median of $18.1 million in 2025.
  • Annual changes were most pronounced in 2022 — Research & Development surged 44.57% — and 2023, when it slumped 44.47%.
  • Oportun Financial's Research & Development stood at $21.3 million in 2022, then slipped by 15.41% to $18.1 million in 2023, then retreated by 4.13% to $17.3 million in 2024, then retreated by 6.78% to $16.1 million in 2025, then slipped by 1.15% to $15.9 million in 2026.
  • The last three Research & Development figures came in at $15.9 million (Q1 2026), $16.1 million (Q4 2025), and $16.5 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) R&D (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 260.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.59 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 496.00 Mn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 793.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 262.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 187.68 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -
10 Oportun Financial 225.32 Mn 94.94 Mn - 15.95 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 15.95 Mn
Dec 31, 2025 16.14 Mn
Sep 30, 2025 16.50 Mn
Jun 30, 2025 18.08 Mn
Mar 31, 2025 19.88 Mn
Dec 31, 2024 17.31 Mn
Sep 30, 2024 17.40 Mn
Jun 30, 2024 16.26 Mn
Mar 31, 2024 16.00 Mn
Dec 31, 2023 18.06 Mn
Sep 30, 2023 18.85 Mn
Jun 30, 2023 19.20 Mn
Mar 31, 2023 19.18 Mn
Dec 31, 2022 21.34 Mn
Sep 30, 2022 21.78 Mn
Jun 30, 2022 32.37 Mn
Mar 31, 2022 34.54 Mn
Dec 31, 2021 37.14 Mn
Sep 30, 2021 32.10 Mn
Jun 30, 2021 23.75 Mn