Oportun Financial (OPRT) Amortization of Deferred Charges (2018 - 2026)

Oportun Financial (OPRT) reported Amortization of Deferred Charges of $258000.0 for Q1 2026, down 97.82% on a YoY basis from $11.8 million in Q1 2025, and down 96.88% quarter-over-quarter from $8.3 million in Q4 2025.

Oportun Financial (OPRT) Amortization of Deferred Charges (2018 - 2026) Analysis & Trends

Oportun Financial has reported Amortization of Deferred Charges for 9 years, with the latest figure at $258000.0 in Q1 2026.

  • For the quarter ending Q1 2026, Amortization of Deferred Charges fell 97.82% year-over-year to $258000.0; the trailing twelve-month figure through Mar 2026 stood at $26.0 million (down 39.55% YoY), and the FY2025 full-year result was $37.6 million, up 14.62% from the prior year.
  • Amortization of Deferred Charges for Q1 2026 stood at $258000.0, down from $8.3 million in the prior quarter.
  • The five-year high for Amortization of Deferred Charges was $20.2 million in Q4 2024, with the low at $258000.0 in Q1 2026.
  • Historically, Amortization of Deferred Charges has averaged $7.1 million across 5 years, with a median of $6.7 million in 2022.
  • Annual changes were most pronounced in 2025 — Amortization of Deferred Charges soared 641.14% — and 2026, when it slumped 97.82%.
  • Oportun Financial's Amortization of Deferred Charges stood at $9.1 million in 2022, then plunged by 56.13% to $4.0 million in 2023, then soared by 403.14% to $20.2 million in 2024, then tumbled by 59.01% to $8.3 million in 2025, then sank by 96.88% to $258000.0 in 2026.
  • The last three Amortization of Deferred Charges figures came in at $258000.0 (Q1 2026), $8.3 million (Q4 2025), and $8.4 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 Oportun Financial 225.32 Mn 94.94 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 258,000.00
Mar 31, 2026 258,000.00
Dec 31, 2025 8.28 Mn
Dec 31, 2025 8.28 Mn
Sep 30, 2025 8.39 Mn
Sep 30, 2025 8.39 Mn
Jun 30, 2025 9.09 Mn
Jun 30, 2025 9.09 Mn
Mar 31, 2025 11.84 Mn
Mar 31, 2025 11.84 Mn
Dec 31, 2024 20.19 Mn
Dec 31, 2024 20.19 Mn
Sep 30, 2024 2.47 Mn
Sep 30, 2024 2.47 Mn
Jun 30, 2024 8.54 Mn
Jun 30, 2024 8.54 Mn
Mar 31, 2024 1.60 Mn
Mar 31, 2024 1.60 Mn
Dec 31, 2023 4.01 Mn
Dec 31, 2023 4.01 Mn