Growth Metrics

Oportun Financial (OPRT) Debt to Equity (2018 - 2025)

Oportun Financial's Debt to Equity history spans 8 years, with the latest figure at $0.69 for Q4 2025.

  • For Q4 2025, Debt to Equity fell 77.94% year-over-year to $0.69; the TTM value through Dec 2025 reached $0.69, down 77.94%, while the annual FY2025 figure was $0.69, 77.94% down from the prior year.
  • Debt to Equity reached $0.69 in Q4 2025 per OPRT's latest filing, down from $0.94 in the prior quarter.
  • In the past five years, Debt to Equity ranged from a high of $5.36 in Q1 2023 to a low of $0.69 in Q4 2025.
  • Average Debt to Equity over 5 years is $3.4, with a median of $3.23 recorded in 2022.
  • Peak YoY movement for Debt to Equity: surged 110.63% in 2023, then plummeted 78.37% in 2025.
  • A 5-year view of Debt to Equity shows it stood at $2.74 in 2021, then skyrocketed by 72.11% to $4.72 in 2022, then decreased by 1.7% to $4.63 in 2023, then tumbled by 32.74% to $3.12 in 2024, then tumbled by 77.94% to $0.69 in 2025.
  • Per Business Quant, the three most recent readings for OPRT's Debt to Equity are $0.69 (Q4 2025), $0.94 (Q3 2025), and $1.67 (Q2 2025).