Oportun Financial (OPRT) Debt to Equity (2018 - 2026)
Oportun Financial (OPRT) reported Debt to Equity of $0.5 for Q1 2026, down 79.24% on a YoY basis from $2.4 in Q1 2025, and down 27.57% quarter-over-quarter from $0.69 in Q4 2025.
Oportun Financial (OPRT) Debt to Equity (2018 - 2026) Analysis & Trends
Oportun Financial has reported Debt to Equity for 9 years, with the latest figure at $0.5 in Q1 2026.
- For the quarter ending Q1 2026, Debt to Equity fell 79.24% year-over-year to $0.5; the trailing twelve-month figure through Mar 2026 stood at $0.5 (down 79.24% YoY), and the FY2025 full-year result was $0.69, down 77.94% from the prior year.
- Debt to Equity for Q1 2026 stood at $0.5, down from $0.69 in the prior quarter.
- The five-year high for Debt to Equity was $5.36 in Q1 2023, with the low at $0.5 in Q1 2026.
- Historically, Debt to Equity has averaged $3.37 across 5 years, with a median of $4.33 in 2024.
- Annual changes were most pronounced in 2023 — Debt to Equity jumped 110.63% — and 2026, when it sank 79.24%.
- Oportun Financial's Debt to Equity stood at $4.72 in 2022, then fell by 1.7% to $4.63 in 2023, then plunged by 32.74% to $3.12 in 2024, then plunged by 77.94% to $0.69 in 2025, then decreased by 27.57% to $0.5 in 2026.
- The last three Debt to Equity figures came in at $0.5 (Q1 2026), $0.69 (Q4 2025), and $0.94 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.67 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 2.82 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.05 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.34 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.47 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.46 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.64 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.26 |
| 10 | Oportun Financial | 225.32 Mn | 94.94 Mn | - | 0.50 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.50 |
| Dec 31, 2025 | 0.69 |
| Sep 30, 2025 | 0.94 |
| Jun 30, 2025 | 1.67 |
| Mar 31, 2025 | 2.40 |
| Dec 31, 2024 | 3.12 |
| Sep 30, 2024 | 4.33 |
| Jun 30, 2024 | 4.66 |
| Mar 31, 2024 | 4.63 |
| Dec 31, 2023 | 4.63 |
| Sep 30, 2023 | 4.70 |
| Jun 30, 2023 | 4.91 |
| Mar 31, 2023 | 5.36 |
| Dec 31, 2022 | 4.72 |
| Sep 30, 2022 | 4.39 |
| Jun 30, 2022 | 3.15 |
| Mar 31, 2022 | 2.55 |
| Dec 31, 2021 | 2.74 |
| Sep 30, 2021 | 2.26 |
| Jun 30, 2021 | 3.31 |