Oportun Financial (OPRT) Debt to Equity (2018 - 2026)
Oportun Financial (OPRT) posted Debt to Equity of $0.5 for Q1 2026, down 27.57% quarter-over-quarter from $0.69 in Q4 2025, and down 79.24% year-on-year from $2.4 in Q1 2025.
Oportun Financial (OPRT) Debt to Equity (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Debt to Equity for 9 consecutive years, with $0.5 the latest figure, recorded in Q1 2026.
- Debt to Equity for Q1 2026 came in at $0.5, down 79.24% year-over-year; the trailing twelve-month figure through Mar 2026 was $0.5 (down 79.24% YoY), and the FY2025 annual result was $0.69, down 77.94% from the prior year.
- Debt to Equity was $0.5 for Q1 2026 at Oportun Financial, down from $0.69 in the prior quarter.
- Over five years, Debt to Equity peaked at $5.36 in Q1 2023 and troughed at $0.5 in Q1 2026.
- Average Debt to Equity over 5 years is $3.37, with a median of $4.33 recorded in 2024.
- Year-over-year, Debt to Equity soared 110.63% in 2023 and tumbled 79.24% in 2026.
- Over 5 years, Debt to Equity stood at $4.72 in 2022, then slipped by 1.7% to $4.63 in 2023, then tumbled by 32.74% to $3.12 in 2024, then tumbled by 77.94% to $0.69 in 2025, then declined by 27.57% to $0.5 in 2026.
- Per Business Quant data, the three most recent Debt to Equity figures were $0.5 in Q1 2026, $0.69 in Q4 2025, and $0.94 in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.67 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.05 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.47 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.64 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.26 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 3.39 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 5.33 |
| 10 | Oportun Financial | 279.87 Mn | 149.49 Mn | - | 0.50 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.50 |
| Dec 31, 2025 | 0.69 |
| Sep 30, 2025 | 0.94 |
| Jun 30, 2025 | 1.67 |
| Mar 31, 2025 | 2.40 |
| Dec 31, 2024 | 3.12 |
| Sep 30, 2024 | 4.33 |
| Jun 30, 2024 | 4.66 |
| Mar 31, 2024 | 4.63 |
| Dec 31, 2023 | 4.63 |
| Sep 30, 2023 | 4.70 |
| Jun 30, 2023 | 4.91 |
| Mar 31, 2023 | 5.36 |
| Dec 31, 2022 | 4.72 |
| Sep 30, 2022 | 4.39 |
| Jun 30, 2022 | 3.15 |
| Mar 31, 2022 | 2.55 |
| Dec 31, 2021 | 2.74 |
| Sep 30, 2021 | 2.26 |
| Jun 30, 2021 | 3.31 |