Oportun Financial (OPRT) Net Margin (2018 - 2025)
Oportun Financial (OPRT) has disclosed Net Margin for 8 consecutive years, with 1.12% as the latest value for Q4 2025.
- For the quarter ending Q4 2025, Net Margin fell 222.0% year-over-year to 1.12%, compared with a TTM value of 6.22% through Dec 2025, up 1407.0%, and an annual FY2025 reading of 6.22%, up 1407.0% over the prior year.
- Net Margin was 1.12% for Q4 2025 at Oportun Financial, down from 1.41% in the prior quarter.
- Across five years, Net Margin topped out at 21.27% in Q1 2022 and bottomed at 72.0% in Q3 2022.
- Average Net Margin over 5 years is 7.77%, with a median of 0.02% recorded in 2024.
- The sharpest move saw Net Margin tumbled -8847bps in 2022, then soared 5910bps in 2024.
- Year by year, Net Margin stood at 7.3% in 2021, then crashed by -144bps to 3.22% in 2022, then crashed by -1704bps to 58.01% in 2023, then skyrocketed by 102bps to 1.09% in 2024, then crashed by -203bps to 1.12% in 2025.
- Business Quant data shows Net Margin for OPRT at 1.12% in Q4 2025, 1.41% in Q3 2025, and 2.93% in Q2 2025.