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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) Net Margin (2018 - 2026)

Oportun Financial filings provide 8 years of Net Margin readings, the most recent being 1.12% for Q4 2025.

  • On a quarterly basis, Net Margin fell 1048.0% to 1.12% in Q4 2025 year-over-year; TTM through Dec 2025 was 9.15%, a 2545.0% increase, with the full-year FY2025 number at 6.22%, up 3287.0% from a year prior.
  • Net Margin hit 1.12% in Q4 2025 for Oportun Financial, down from 2.18% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 21.27% in Q1 2022 to a low of 2124.66% in Q1 2023.
  • Median Net Margin over the past 5 years was 0.53% (2025), compared with a mean of 110.65%.
  • Biggest five-year swings in Net Margin: tumbled -214593bps in 2023 and later skyrocketed 209127bps in 2024.
  • Oportun Financial's Net Margin stood at 5.52% in 2021, then soared by 206bps to 16.87% in 2022, then crashed by -194bps to 15.93% in 2023, then soared by 159bps to 9.36% in 2024, then tumbled by -112bps to 1.12% in 2025.
  • The last three reported values for Net Margin were 1.12% (Q4 2025), 2.18% (Q3 2025), and 6.58% (Q2 2025) per Business Quant data.