Oportun Financial Corp (OPRT) Net Margin (2018 - 2026)
Oportun Financial (OPRT) posted Net Margin of 3.66% for Q2 2026, up 0.73 percentage points from 2.93% a year earlier and up 2.63 percentage points from the prior quarter.
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Analysis
Oportun Financial Corp (OPRT) Net Margin (2018 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at Oportun Financial was 2.05%, up 2.53 percentage points year-over-year; for FY2025, it came in at 2.64%, up 10.49 percentage points from FY2024.
- Annual Net Margin shows a five-year change of +10.36 percentage points (FY2020 to FY2025).
- In prior years, Oportun Financial's Net Margin was -7.85% in FY2024 (+9.17 pp), -17.03% in FY2023 (-8.86 pp), -8.16% in FY2022 (-15.73 pp) and 7.56% in FY2021 (+15.29 pp).
- The Q2 2026 figure stands as the highest quarterly Net Margin since Q1 2025.
- On a year-over-year basis, Net Margin increased in five of the last eight quarters, with an average year-over-year change of +6.87 percentage points.
- The strongest year-over-year quarter for Net Margin in the past five years was Q3 2023, with a gain of 34.44 percentage points; the weakest was Q1 2023, with a drop of 60.61 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 1.03% (Q1 2026), 1.37% (Q4 2025) and 2.18% (Q3 2025).
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.66% |
| Mar 31, 2026 | 1.03% |
| Dec 31, 2025 | 1.37% |
| Sep 30, 2025 | 2.18% |
| Jun 30, 2025 | 2.93% |
| Mar 31, 2025 | 4.14% |
| Dec 31, 2024 | 3.48% |
| Sep 30, 2024 | -11.98% |
| Jun 30, 2024 | -12.39% |
| Mar 31, 2024 | -10.56% |
| Dec 31, 2023 | -15.93% |
| Sep 30, 2023 | -7.88% |
| Jun 30, 2023 | -5.59% |
| Mar 31, 2023 | -39.34% |
| Dec 31, 2022 | -3.22% |
| Sep 30, 2022 | -42.32% |
| Jun 30, 2022 | -4.06% |
| Mar 31, 2022 | 21.27% |
| Dec 31, 2021 | 7.30% |
| Sep 30, 2021 | 14.44% |
API Access
Oportun Financial Corp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=OPRT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "OPRT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=OPRT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();