Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) Net Margin (2018 - 2025)

Historic Net Margin for Oportun Financial (OPRT) over the last 8 years, with Q3 2025 value amounting to 2.18%.

  • Oportun Financial's Net Margin rose 141600.0% to 2.18% in Q3 2025 from the same period last year, while for Sep 2025 it was 3.19%, marking a year-over-year increase of 159400.0%. This contributed to the annual value of 7.85% for FY2024, which is 91700.0% up from last year.
  • Per Oportun Financial's latest filing, its Net Margin stood at 2.18% for Q3 2025, which was up 141600.0% from 2.93% recorded in Q2 2025.
  • Over the past 5 years, Oportun Financial's Net Margin peaked at 21.27% during Q1 2022, and registered a low of 42.32% during Q3 2022.
  • For the 5-year period, Oportun Financial's Net Margin averaged around 4.74%, with its median value being 3.22% (2022).
  • Within the past 5 years, the most significant YoY rise in Oportun Financial's Net Margin was 344400bps (2023), while the steepest drop was -606100bps (2023).
  • Over the past 5 years, Oportun Financial's Net Margin (Quarter) stood at 7.3% in 2021, then plummeted by -144bps to 3.22% in 2022, then crashed by -395bps to 15.93% in 2023, then skyrocketed by 122bps to 3.48% in 2024, then tumbled by -37bps to 2.18% in 2025.
  • Its last three reported values are 2.18% in Q3 2025, 2.93% for Q2 2025, and 4.14% during Q1 2025.