Oportun Financial (OPRT) Net Margin (2018 - 2026)

Oportun Financial has reported Net Margin for 9 years, with the latest figure at 1.03% in Q1 2026.

• For the quarter ending Q1 2026, Net Margin fell 820.0% year-over-year to 1.03%; the trailing twelve-month figure through Mar 2026 stood at 1.65% (down 1705.0% YoY), and the FY2025 full-year result was 2.64%, up 2929.0% from the prior year.
• Net Margin for Q1 2026 stood at 1.03%, up from 0.53% in the prior quarter.
• The five-year high for Net Margin was 21.27% in Q1 2022, with the low at 51.68% in Q2 2024.
• Historically, Net Margin has averaged 10.35% across 5 years, with a median of 6.31% in 2022.
• Annual changes were most pronounced in 2023 — Net Margin slumped 6061 bps — and 2025, when it surged 5826 bps.
• Oportun Financial's Net Margin stood at 16.87% in 2022, then plunged by 194 bps to 15.93% in 2023, then surged by 88 bps to 1.92% in 2024, then soared by 128 bps to 0.53% in 2025, then soared by 93 bps to 1.03% in 2026.
• The last three Net Margin figures came in at 1.03% (Q1 2026), 0.53% (Q4 2025), and 4.95% (Q3 2025), per Business Quant data.