Oportun Financial (OPRT) Net Margin (2018 - 2026)

Oportun Financial (OPRT) has 9 years of Net Margin data on file, last reported at 1.03% in Q1 2026.

• Quarterly Net Margin fell 312.0% year-over-year to 1.03% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.37% (up 1851.0% YoY) and the FY2025 annual result came in at 6.22%, up 3287.0% from the prior year.
• Net Margin retreated to 1.03% in Q1 2026, from 3.77% in the prior quarter.
• In the past five years, Net Margin ranged from a high of 22.27% in Q1 2022 to a low of 42.32% in Q3 2022.
• A 5-year average of 7.74% and a median of 5.59% in 2023 frame the typical range for Net Margin.
• Annual changes were most pronounced in 2023 — Net Margin slumped 6161 bps — and 2024, when it soared 2878 bps.
• Tracing OPRT's Net Margin over 5 years: stood at 3.22% in 2022, then slumped by 395 bps to 15.93% in 2023, then surged by 88 bps to 1.92% in 2024, then soared by 296 bps to 3.77% in 2025, then plunged by 73 bps to 1.03% in 2026.
• The last three Net Margin figures came in at 1.03% (Q1 2026), 3.77% (Q4 2025), and 4.95% (Q3 2025), per Business Quant data.