Oportun Financial (OPRT) Net Margin (2018 - 2025)
Historic Net Margin for Oportun Financial (OPRT) over the last 8 years, with Q3 2025 value amounting to 2.18%.
- Oportun Financial's Net Margin rose 141600.0% to 2.18% in Q3 2025 from the same period last year, while for Sep 2025 it was 3.19%, marking a year-over-year increase of 159400.0%. This contributed to the annual value of 7.85% for FY2024, which is 91700.0% up from last year.
- Per Oportun Financial's latest filing, its Net Margin stood at 2.18% for Q3 2025, which was up 141600.0% from 2.93% recorded in Q2 2025.
- Over the past 5 years, Oportun Financial's Net Margin peaked at 21.27% during Q1 2022, and registered a low of 42.32% during Q3 2022.
- In the last 5 years, Oportun Financial's Net Margin had a median value of 3.22% in 2022 and averaged 4.74%.
- Examining YoY changes over the last 5 years, Oportun Financial's Net Margin showed a top increase of 344400bps in 2023 and a maximum decrease of -606100bps in 2023.
- Quarter analysis of 5 years shows Oportun Financial's Net Margin stood at 7.3% in 2021, then crashed by -144bps to 3.22% in 2022, then tumbled by -395bps to 15.93% in 2023, then soared by 122bps to 3.48% in 2024, then plummeted by -37bps to 2.18% in 2025.
- Its Net Margin was 2.18% in Q3 2025, compared to 2.93% in Q2 2025 and 4.14% in Q1 2025.