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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) Net Margin: 2018-2025

Historic Net Margin for Oportun Financial (OPRT) over the last 7 years, with Sep 2025 value amounting to 2.18%.

  • Oportun Financial's Net Margin rose 1416.00% to 2.18% in Q3 2025 from the same period last year, while for Sep 2025 it was 3.19%, marking a year-over-year increase of 1594.00%. This contributed to the annual value of -7.85% for FY2024, which is 917.00% up from last year.
  • According to the latest figures from Q3 2025, Oportun Financial's Net Margin is 2.18%, which was down 25.79% from 2.93% recorded in Q2 2025.
  • In the past 5 years, Oportun Financial's Net Margin registered a high of 21.27% during Q1 2022, and its lowest value of -42.32% during Q3 2022.
  • Over the past 3 years, Oportun Financial's median Net Margin value was -7.88% (recorded in 2023), while the average stood at -8.27%.
  • Data for Oportun Financial's Net Margin shows a peak YoY increase of 3,444bps (in 2023) and a maximum YoY decrease of 6,061bps (in 2023) over the last 5 years.
  • Oportun Financial's Net Margin (Quarterly) stood at 7.30% in 2021, then crashed by 1,051bps to -3.22% in 2022, then tumbled by 1,271bps to -15.93% in 2023, then soared by 1,941bps to 3.48% in 2024, then surged by 1,416bps to 2.18% in 2025.
  • Its Net Margin was 2.18% in Q3 2025, compared to 2.93% in Q2 2025 and 4.14% in Q1 2025.