Oportun Financial (OPRT) Net Margin (2018 - 2026)

Oportun Financial (OPRT) has reported Net Margin for 9 consecutive years, with 1.03% the latest figure, recorded in Q1 2026.

• Net Margin for Q1 2026 came in at 1.03%, down 820.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.65% (down 1705.0% YoY), and the FY2025 annual result was 2.64%, up 2929.0% from the prior year.
• Net Margin was 1.03% for Q1 2026 at Oportun Financial, up from 0.53% in the prior quarter.
• Over five years, Net Margin peaked at 21.27% in Q1 2022 and troughed at 51.68% in Q2 2024.
• Average Net Margin over 5 years is 10.35%, with a median of 6.31% recorded in 2022.
• Year-over-year, Net Margin plunged 6061 bps in 2023 and jumped 5826 bps in 2025.
• Over 5 years, Net Margin stood at 16.87% in 2022, then tumbled by 194 bps to 15.93% in 2023, then surged by 88 bps to 1.92% in 2024, then soared by 128 bps to 0.53% in 2025, then soared by 93 bps to 1.03% in 2026.
• Per Business Quant data, the three most recent Net Margin figures were 1.03% in Q1 2026, 0.53% in Q4 2025, and 4.95% in Q3 2025.