Oportun Financial (OPRT) Other Working Capital Changes (2021 - 2026)
Oportun Financial's (OPRT) quarterly Other Working Capital Changes came in at -$6.7 million in Q2 2026, up 30.53% on a YoY basis from -$5.1 million in Q2 2025, and down 237.81% quarter-over-quarter from $4.9 million in Q1 2026.
Analysis
Oportun Financial (OPRT) Other Working Capital Changes (2021 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Other Working Capital Changes for 6 consecutive years, with -$6.7 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Other Working Capital Changes rose 30.53% year-over-year to -$6.7 million; the trailing twelve-month figure through Jun 2026 stood at $15.1 million (up 178.76% YoY), and the FY2025 full-year result was $2.3 million, down 92.42% from the prior year.
- Other Working Capital Changes eased to -$6.7 million in Q2 2026 per OPRT's latest filing, from $4.9 million in the prior quarter.
- Across five years, Other Working Capital Changes topped out at $36.6 million in Q1 2022 and bottomed at -$9.7 million in Q2 2025.
- Historically, Other Working Capital Changes has averaged $7.4 million across 5 years, with a median of $4.9 million in 2025.
- The sharpest annual moves came in 2022 and 2024: Other Working Capital Changes surged 1182.83% in 2022, then sank 2065.92% in 2024.
- Over 5 years, Other Working Capital Changes stood at -$5.3 million in 2022, then decreased by 17.29% to -$6.2 million in 2023, then surged by 387.68% to $17.9 million in 2024, then sank by 32.59% to $12.1 million in 2025, then plunged by 155.61% to -$6.7 million in 2026.
- According to Business Quant data, Other Working Capital Changes over the past three periods registered -$6.7 million, $4.9 million, and $12.1 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn |
| 10 | Oportun Financial | 374.95 Mn | 235.36 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -6.72 Mn |
| Jun 30, 2026 | -6.72 Mn |
| Mar 31, 2026 | 4.88 Mn |
| Mar 31, 2026 | 4.88 Mn |
| Dec 31, 2025 | 12.09 Mn |
| Dec 31, 2025 | 12.09 Mn |
| Sep 30, 2025 | 4.83 Mn |
| Sep 30, 2025 | 4.83 Mn |
| Jun 30, 2025 | -9.68 Mn |
| Jun 30, 2025 | -9.68 Mn |
| Mar 31, 2025 | -4.95 Mn |
| Mar 31, 2025 | -4.95 Mn |
| Dec 31, 2024 | 17.93 Mn |
| Dec 31, 2024 | 17.93 Mn |
| Sep 30, 2024 | 2.10 Mn |
| Sep 30, 2024 | 2.10 Mn |
| Jun 30, 2024 | -6.80 Mn |
| Jun 30, 2024 | -6.80 Mn |
| Mar 31, 2024 | 17.04 Mn |
| Mar 31, 2024 | 17.04 Mn |