Oportun Financial (OPRT) Other Working Capital Changes (2018 - 2021)

Oportun Financial's (OPRT) quarterly Other Working Capital Changes came in at $5.7 million in Q4 2021, up 237.83% YoY from $1.7 million in Q4 2020, and down 45.49% on a QoQ basis from $10.4 million in Q3 2021.

Oportun Financial (OPRT) Other Working Capital Changes (2018 - 2021) Analysis & Trends

Oportun Financial (OPRT) has 4 years of Other Working Capital Changes data on file, last reported at $5.7 million in Q4 2021.

  • Quarterly Other Working Capital Changes rose 237.83% year-over-year to $5.7 million in Q4 2021, while the trailing twelve-month figure through Dec 2021 was $23.9 million (up 140.91% YoY) and the FY2021 annual result came in at $23.9 million, up 140.91% from the prior year.
  • Other Working Capital Changes slipped to $4.9 million in Q1 2026, from $12.1 million in the prior quarter.
  • In the past five years, Other Working Capital Changes ranged from a high of $36.6 million in Q1 2022 to a low of -$9.7 million in Q2 2025.
  • A 4-year average of $8.0 million and a median of $5.7 million in 2021 frame the typical range for Other Working Capital Changes.
  • Annual changes were most pronounced in 2020 — Other Working Capital Changes plunged 444.82% — and 2021, when it surged 237.83%.
  • Tracing OPRT's Other Working Capital Changes over 5 years: stood at -$5.3 million in 2022, then fell by 17.29% to -$6.2 million in 2023, then soared by 387.68% to $17.9 million in 2024, then tumbled by 32.59% to $12.1 million in 2025, then sank by 59.65% to $4.9 million in 2026.
  • The last three Other Working Capital Changes figures came in at $4.9 million (Q1 2026), $12.1 million (Q4 2025), and $4.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 Oportun Financial 382.81 Mn 303.34 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2021 5.69 Mn
Dec 31, 2021 5.69 Mn
Dec 31, 2021 5.69 Mn
Sep 30, 2021 10.44 Mn
Sep 30, 2021 10.44 Mn
Sep 30, 2021 10.44 Mn
Jun 30, 2021 2.46 Mn
Jun 30, 2021 2.46 Mn
Jun 30, 2021 2.46 Mn
Mar 31, 2021 5.33 Mn
Mar 31, 2021 5.33 Mn
Mar 31, 2021 5.33 Mn
Dec 31, 2020 1.68 Mn
Dec 31, 2020 1.68 Mn
Dec 31, 2020 1.68 Mn
Sep 30, 2020 13.20 Mn
Sep 30, 2020 13.20 Mn
Sep 30, 2020 13.20 Mn
Jun 30, 2020 -10.77 Mn
Jun 30, 2020 -10.77 Mn