Oportun Financial (OPRT) Other Working Capital Changes (2018 - 2021)
Oportun Financial's (OPRT) quarterly Other Working Capital Changes came in at $5.7 million in Q4 2021, up 237.83% YoY from $1.7 million in Q4 2020, and down 45.49% on a QoQ basis from $10.4 million in Q3 2021.
Oportun Financial (OPRT) Other Working Capital Changes (2018 - 2021) Analysis & Trends
Oportun Financial (OPRT) has 4 years of Other Working Capital Changes data on file, last reported at $5.7 million in Q4 2021.
- Quarterly Other Working Capital Changes rose 237.83% year-over-year to $5.7 million in Q4 2021, while the trailing twelve-month figure through Dec 2021 was $23.9 million (up 140.91% YoY) and the FY2021 annual result came in at $23.9 million, up 140.91% from the prior year.
- Other Working Capital Changes slipped to $4.9 million in Q1 2026, from $12.1 million in the prior quarter.
- In the past five years, Other Working Capital Changes ranged from a high of $36.6 million in Q1 2022 to a low of -$9.7 million in Q2 2025.
- A 4-year average of $8.0 million and a median of $5.7 million in 2021 frame the typical range for Other Working Capital Changes.
- Annual changes were most pronounced in 2020 — Other Working Capital Changes plunged 444.82% — and 2021, when it surged 237.83%.
- Tracing OPRT's Other Working Capital Changes over 5 years: stood at -$5.3 million in 2022, then fell by 17.29% to -$6.2 million in 2023, then soared by 387.68% to $17.9 million in 2024, then tumbled by 32.59% to $12.1 million in 2025, then sank by 59.65% to $4.9 million in 2026.
- The last three Other Working Capital Changes figures came in at $4.9 million (Q1 2026), $12.1 million (Q4 2025), and $4.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | Oportun Financial | 382.81 Mn | 303.34 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2021 | 5.69 Mn |
| Dec 31, 2021 | 5.69 Mn |
| Dec 31, 2021 | 5.69 Mn |
| Sep 30, 2021 | 10.44 Mn |
| Sep 30, 2021 | 10.44 Mn |
| Sep 30, 2021 | 10.44 Mn |
| Jun 30, 2021 | 2.46 Mn |
| Jun 30, 2021 | 2.46 Mn |
| Jun 30, 2021 | 2.46 Mn |
| Mar 31, 2021 | 5.33 Mn |
| Mar 31, 2021 | 5.33 Mn |
| Mar 31, 2021 | 5.33 Mn |
| Dec 31, 2020 | 1.68 Mn |
| Dec 31, 2020 | 1.68 Mn |
| Dec 31, 2020 | 1.68 Mn |
| Sep 30, 2020 | 13.20 Mn |
| Sep 30, 2020 | 13.20 Mn |
| Sep 30, 2020 | 13.20 Mn |
| Jun 30, 2020 | -10.77 Mn |
| Jun 30, 2020 | -10.77 Mn |