Oportun Financial (OPRT) Free Cash Flow (2018 - 2026)
Oportun Financial's (OPRT) quarterly Free Cash Flow came in at $103.1 million in Q2 2026, up 5.05% on a YoY basis from $98.1 million in Q2 2025, and up 6.0% quarter-over-quarter from $97.2 million in Q1 2026.
Analysis
Oportun Financial (OPRT) Free Cash Flow (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Free Cash Flow for 9 consecutive years, with $103.1 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Free Cash Flow rose 5.05% year-over-year to $103.1 million; the trailing twelve-month figure through Jun 2026 stood at $395.9 million (up 3.47% YoY), and the FY2025 full-year result was $389.1 million, up 3.94% from the prior year.
- Free Cash Flow climbed to $103.1 million in Q2 2026 per OPRT's latest filing, from $97.2 million in the prior quarter.
- Across five years, Free Cash Flow topped out at $103.7 million in Q3 2024 and bottomed at $27.9 million in Q1 2022.
- Historically, Free Cash Flow has averaged $84.7 million across 5 years, with a median of $95.5 million in 2023.
- The sharpest annual moves came in 2023 and 2024: Free Cash Flow jumped 138.07% in 2023, then decreased 14.81% in 2024.
- Over 5 years, Free Cash Flow stood at $76.5 million in 2022, then jumped by 31.08% to $100.2 million in 2023, then fell by 14.81% to $85.4 million in 2024, then grew by 20.23% to $102.7 million in 2025, then gained by 0.38% to $103.1 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered $103.1 million, $97.2 million, and $102.7 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 2.42 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | -12.97 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 83.04 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 307.90 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | -134.83 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 531.42 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 533.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 367.51 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 32.88 Mn |
| 10 | Oportun Financial | 374.95 Mn | 235.36 Mn | - | 103.05 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 103.05 Mn |
| Mar 31, 2026 | 97.22 Mn |
| Dec 31, 2025 | 102.66 Mn |
| Sep 30, 2025 | 92.92 Mn |
| Jun 30, 2025 | 98.10 Mn |
| Mar 31, 2025 | 95.40 Mn |
| Dec 31, 2024 | 85.39 Mn |
| Sep 30, 2024 | 103.69 Mn |
| Jun 30, 2024 | 102.47 Mn |
| Mar 31, 2024 | 82.79 Mn |
| Dec 31, 2023 | 100.23 Mn |
| Sep 30, 2023 | 100.65 Mn |
| Jun 30, 2023 | 95.56 Mn |
| Mar 31, 2023 | 65.07 Mn |
| Dec 31, 2022 | 76.46 Mn |
| Sep 30, 2022 | 54.46 Mn |
| Jun 30, 2022 | 40.14 Mn |
| Mar 31, 2022 | 27.92 Mn |
| Dec 31, 2021 | 51.75 Mn |
| Sep 30, 2021 | 43.51 Mn |