Oportun Financial (OPRT) Free Cash Flow (2018 - 2026)

Oportun Financial's (OPRT) quarterly Free Cash Flow came in at $97.2 million in Q1 2026, up 1.91% YoY from $95.4 million in Q1 2025, and down 5.3% on a QoQ basis from $102.7 million in Q4 2025.

Oportun Financial (OPRT) Free Cash Flow (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has 9 years of Free Cash Flow data on file, last reported at $97.2 million in Q1 2026.

  • Quarterly Free Cash Flow rose 1.91% year-over-year to $97.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $390.9 million (up 1.02% YoY) and the FY2025 annual result came in at $389.1 million, up 3.94% from the prior year.
  • Free Cash Flow retreated to $97.2 million in Q1 2026, from $102.7 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $103.7 million in Q3 2024 to a low of $27.9 million in Q1 2022.
  • A 5-year average of $83.6 million and a median of $95.4 million in 2025 frame the typical range for Free Cash Flow.
  • Annual changes were most pronounced in 2023 — Free Cash Flow soared 138.07% — and 2024, when it retreated 14.81%.
  • Tracing OPRT's Free Cash Flow over 5 years: stood at $76.5 million in 2022, then surged by 31.08% to $100.2 million in 2023, then dropped by 14.81% to $85.4 million in 2024, then advanced by 20.23% to $102.7 million in 2025, then declined by 5.3% to $97.2 million in 2026.
  • The last three Free Cash Flow figures came in at $97.2 million (Q1 2026), $102.7 million (Q4 2025), and $92.9 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.14 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 3.51 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.47 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 8.08 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.78 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.42 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - -32.90 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.38 Bn
10 Oportun Financial 382.81 Mn 303.34 Mn - 97.22 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 97.22 Mn
Mar 31, 2026 97.22 Mn
Dec 31, 2025 102.66 Mn
Dec 31, 2025 102.66 Mn
Sep 30, 2025 92.92 Mn
Sep 30, 2025 92.92 Mn
Jun 30, 2025 98.10 Mn
Jun 30, 2025 98.10 Mn
Mar 31, 2025 95.40 Mn
Mar 31, 2025 95.40 Mn
Dec 31, 2024 85.39 Mn
Dec 31, 2024 85.39 Mn
Sep 30, 2024 103.69 Mn
Sep 30, 2024 103.69 Mn
Jun 30, 2024 102.47 Mn
Jun 30, 2024 102.47 Mn
Mar 31, 2024 82.79 Mn
Mar 31, 2024 82.79 Mn
Dec 31, 2023 100.23 Mn
Dec 31, 2023 100.23 Mn