Oportun Financial OPRT
NASDAQ OPRT
$8.16 +0.11 (+1.37%)
At close: Sep 18, 2026 · 4:00 PM EDT

Oportun Financial (OPRT) Free Cash Flow (2018 - 2026)

Oportun Financial's (OPRT) quarterly Free Cash Flow came in at $103.1 million in Q2 2026, up 5.05% on a YoY basis from $98.1 million in Q2 2025, and up 6.0% quarter-over-quarter from $97.2 million in Q1 2026.

Analysis

Oportun Financial (OPRT) Free Cash Flow (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has reported Free Cash Flow for 9 consecutive years, with $103.1 million the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Free Cash Flow rose 5.05% year-over-year to $103.1 million; the trailing twelve-month figure through Jun 2026 stood at $395.9 million (up 3.47% YoY), and the FY2025 full-year result was $389.1 million, up 3.94% from the prior year.
  • Free Cash Flow climbed to $103.1 million in Q2 2026 per OPRT's latest filing, from $97.2 million in the prior quarter.
  • Across five years, Free Cash Flow topped out at $103.7 million in Q3 2024 and bottomed at $27.9 million in Q1 2022.
  • Historically, Free Cash Flow has averaged $84.7 million across 5 years, with a median of $95.5 million in 2023.
  • The sharpest annual moves came in 2023 and 2024: Free Cash Flow jumped 138.07% in 2023, then decreased 14.81% in 2024.
  • Over 5 years, Free Cash Flow stood at $76.5 million in 2022, then jumped by 31.08% to $100.2 million in 2023, then fell by 14.81% to $85.4 million in 2024, then grew by 20.23% to $102.7 million in 2025, then gained by 0.38% to $103.1 million in 2026.
  • According to Business Quant data, Free Cash Flow over the past three periods registered $103.1 million, $97.2 million, and $102.7 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 2.42 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - -12.97 Bn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 83.04 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 307.90 Mn
5 Slm 4.72 Bn -77.52 Mn - -134.83 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 531.42 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 533.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 367.51 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 32.88 Mn
10 Oportun Financial 374.95 Mn 235.36 Mn - 103.05 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 103.05 Mn
Mar 31, 2026 97.22 Mn
Dec 31, 2025 102.66 Mn
Sep 30, 2025 92.92 Mn
Jun 30, 2025 98.10 Mn
Mar 31, 2025 95.40 Mn
Dec 31, 2024 85.39 Mn
Sep 30, 2024 103.69 Mn
Jun 30, 2024 102.47 Mn
Mar 31, 2024 82.79 Mn
Dec 31, 2023 100.23 Mn
Sep 30, 2023 100.65 Mn
Jun 30, 2023 95.56 Mn
Mar 31, 2023 65.07 Mn
Dec 31, 2022 76.46 Mn
Sep 30, 2022 54.46 Mn
Jun 30, 2022 40.14 Mn
Mar 31, 2022 27.92 Mn
Dec 31, 2021 51.75 Mn
Sep 30, 2021 43.51 Mn