Oportun Financial (OPRT) Free Cash Flow (2018 - 2026)

Oportun Financial (OPRT) reported Free Cash Flow of $97.2 million for Q1 2026, up 1.91% on a YoY basis from $95.4 million in Q1 2025, and down 5.3% quarter-over-quarter from $102.7 million in Q4 2025.

Oportun Financial (OPRT) Free Cash Flow (2018 - 2026) Analysis & Trends

Oportun Financial has reported Free Cash Flow for 9 years, with the latest figure at $97.2 million in Q1 2026.

  • For the quarter ending Q1 2026, Free Cash Flow rose 1.91% year-over-year to $97.2 million; the trailing twelve-month figure through Mar 2026 stood at $390.9 million (up 1.02% YoY), and the FY2025 full-year result was $389.1 million, up 3.94% from the prior year.
  • Free Cash Flow for Q1 2026 stood at $97.2 million, down from $102.7 million in the prior quarter.
  • The five-year high for Free Cash Flow was $103.7 million in Q3 2024, with the low at $27.9 million in Q1 2022.
  • Historically, Free Cash Flow has averaged $83.6 million across 5 years, with a median of $95.4 million in 2025.
  • Annual changes were most pronounced in 2023 — Free Cash Flow soared 138.07% — and 2024, when it retreated 14.81%.
  • Oportun Financial's Free Cash Flow stood at $76.5 million in 2022, then surged by 31.08% to $100.2 million in 2023, then dropped by 14.81% to $85.4 million in 2024, then advanced by 20.23% to $102.7 million in 2025, then declined by 5.3% to $97.2 million in 2026.
  • The last three Free Cash Flow figures came in at $97.2 million (Q1 2026), $102.7 million (Q4 2025), and $92.9 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 2.63 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 2.82 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 2.66 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 5.47 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 903.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.18 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 22.68 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -2.38 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.37 Bn
10 Oportun Financial 225.32 Mn 94.94 Mn - 97.22 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 97.22 Mn
Mar 31, 2026 97.22 Mn
Dec 31, 2025 102.66 Mn
Dec 31, 2025 102.66 Mn
Sep 30, 2025 92.92 Mn
Sep 30, 2025 92.92 Mn
Jun 30, 2025 98.10 Mn
Jun 30, 2025 98.10 Mn
Mar 31, 2025 95.40 Mn
Mar 31, 2025 95.40 Mn
Dec 31, 2024 85.39 Mn
Dec 31, 2024 85.39 Mn
Sep 30, 2024 103.69 Mn
Sep 30, 2024 103.69 Mn
Jun 30, 2024 102.47 Mn
Jun 30, 2024 102.47 Mn
Mar 31, 2024 82.79 Mn
Mar 31, 2024 82.79 Mn
Dec 31, 2023 100.23 Mn
Dec 31, 2023 100.23 Mn