Oportun Financial (OPRT) Consolidated Net Income (2018 - 2026)
Oportun Financial's (OPRT) quarterly Consolidated Net Income came in at $2.4 million in Q1 2026, down 75.83% YoY from $9.8 million in Q1 2025, and down 31.86% on a QoQ basis from $3.5 million in Q4 2025.
Analysis
Oportun Financial (OPRT) Consolidated Net Income (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has 9 years of Consolidated Net Income data on file, last reported at $2.4 million in Q1 2026.
- Quarterly Consolidated Net Income fell 75.83% year-over-year to $2.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $18.0 million (up 142.29% YoY) and the FY2025 annual result came in at $25.3 million, up 132.12% from the prior year.
- Consolidated Net Income retreated to $2.4 million in Q1 2026, from $3.5 million in the prior quarter.
- In the past five years, Consolidated Net Income ranged from a high of $45.7 million in Q1 2022 to a low of -$105.9 million in Q3 2022.
- A 5-year average of -$18.2 million and a median of -$9.2 million in 2022 frame the typical range for Consolidated Net Income.
- The widest YoY moves for Consolidated Net Income: up 1412.52% in 2022, down 559.83% in 2022.
- Tracing OPRT's Consolidated Net Income over 5 years: stood at -$8.4 million in 2022, then plunged by 398.59% to -$41.8 million in 2023, then jumped by 120.84% to $8.7 million in 2024, then slumped by 60.2% to $3.5 million in 2025, then plunged by 31.86% to $2.4 million in 2026.
- The last three Consolidated Net Income figures came in at $2.4 million (Q1 2026), $3.5 million (Q4 2025), and $5.2 million (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Consol Net Inc. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 5.63 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 4.39 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 3.11 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 3.02 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.10 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.62 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 885.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 156.59 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 410.00 Mn |
| 10 | Oportun Financial | 338.19 Mn | 198.60 Mn | - | 8.52 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.52 Mn |
| Mar 31, 2026 | 2.35 Mn |
| Dec 31, 2025 | 3.44 Mn |
| Sep 30, 2025 | 5.20 Mn |
| Jun 30, 2025 | 6.88 Mn |
| Mar 31, 2025 | 9.76 Mn |
| Dec 31, 2024 | 8.71 Mn |
| Sep 30, 2024 | -29.96 Mn |
| Jun 30, 2024 | -31.03 Mn |
| Mar 31, 2024 | -26.44 Mn |
| Dec 31, 2023 | -41.82 Mn |
| Sep 30, 2023 | -21.14 Mn |
| Jun 30, 2023 | -14.87 Mn |
| Mar 31, 2023 | -102.09 Mn |
| Dec 31, 2022 | -8.42 Mn |
| Sep 30, 2022 | -105.83 Mn |
| Jun 30, 2022 | -9.16 Mn |
| Mar 31, 2022 | 45.66 Mn |
| Dec 31, 2021 | 14.19 Mn |
| Sep 30, 2021 | 22.98 Mn |