Oportun Financial Corp (OPRT) Tax Rate (2018 - 2026)
Oportun Financial (OPRT) recorded Tax Rate of 45.45% in Q2 2026, up 13.49 percentage points from 31.96% a year earlier and up 11.31 percentage points from the prior quarter.
Oportun Financial Corp (OPRT) Tax Rate (2018 - 2026) Analysis & Trends
On a TTM basis, Oportun Financial's Tax Rate came in at 51.24% as of Jun 30, 2026, down 11.24 percentage points year-over-year; for FY2025, it was 42.72%, up 11.03 percentage points from FY2024.
- Annual Tax Rate has increased for three straight years, with a five-year change of +20.32 percentage points (FY2020 to FY2025).
- Across earlier years, Tax Rate came in at 31.69% in FY2024 (+2.63 pp), 29.06% in FY2023 (+32.38 pp), -3.32% in FY2022 (-27.85 pp) and 24.53% in FY2021 (+2.13 pp).
- Quarterly Tax Rate has ranged from -122.73% in Q4 2024 to 63.51% in Q3 2025 over the past five years.
- On a year-over-year basis, Tax Rate has increased for four consecutive quarters, with an average year-over-year change of +8.78 percentage points over the last eight quarters.
- Peak year-over-year performance for Tax Rate in the last five years was a gain of 170.41 percentage points in Q4 2025, against a drop of 149.71 percentage points in Q4 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at 34.15% (Q1 2026), 47.68% (Q4 2025) and 63.51% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.45% |
| Mar 31, 2026 | 34.15% |
| Dec 31, 2025 | 47.68% |
| Sep 30, 2025 | 63.51% |
| Jun 30, 2025 | 31.96% |
| Mar 31, 2025 | 25.84% |
| Mar 31, 2022 | 20.82% |
| Dec 31, 2021 | 32.07% |
| Sep 30, 2021 | 18.29% |
| Jun 30, 2021 | 26.52% |
| Mar 31, 2021 | 25.16% |
| Dec 31, 2020 | 42.20% |
| Dec 31, 2019 | 25.64% |
| Sep 30, 2019 | 30.52% |
| Jun 30, 2019 | 27.02% |
| Mar 31, 2019 | 27.04% |
| Dec 31, 2018 | 27.29% |
| Sep 30, 2018 | 28.34% |
Oportun Financial Corp Tax Rate API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=tax-rate&ticker=OPRT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "tax-rate", "ticker": "OPRT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=tax-rate&ticker=OPRT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();