Oportun Financial (OPRT) Total Liabilities (2018 - 2026)
Oportun Financial (OPRT) reported Total Liabilities of $2.8 billion for Q1 2026, down 3.11% on a YoY basis from $2.9 billion in Q1 2025, and down 3.37% quarter-over-quarter from $2.9 billion in Q4 2025.
Oportun Financial (OPRT) Total Liabilities (2018 - 2026) Analysis & Trends
Oportun Financial has reported Total Liabilities for 9 years, with the latest figure at $2.8 billion in Q1 2026.
- For the quarter ending Q1 2026, Total Liabilities fell 3.11% year-over-year to $2.8 billion; the trailing twelve-month figure through Mar 2026 stood at $2.8 billion (down 3.11% YoY), and the FY2025 full-year result was $2.9 billion, changed 0.19% from the prior year.
- Total Liabilities for Q1 2026 stood at $2.8 billion, down from $2.9 billion in the prior quarter.
- The five-year high for Total Liabilities was $3.1 billion in Q4 2022, with the low at $2.3 billion in Q1 2022.
- Historically, Total Liabilities has averaged $2.9 billion across 5 years, with a median of $2.9 billion in 2024.
- Annual changes were most pronounced in 2022 — Total Liabilities soared 62.86% — and 2024, when it declined 4.94%.
- Oportun Financial's Total Liabilities stood at $3.1 billion in 2022, then dropped by 1.91% to $3.0 billion in 2023, then declined by 4.46% to $2.9 billion in 2024, then declined by 0.19% to $2.9 billion in 2025, then retreated by 3.37% to $2.8 billion in 2026.
- The last three Total Liabilities figures came in at $2.8 billion (Q1 2026), $2.9 billion (Q4 2025), and $2.8 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 59.39 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 45.73 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 274.90 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 570.64 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 60.52 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 105.02 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 9.36 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 42.89 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 181.66 Bn |
| 10 | Oportun Financial | 225.32 Mn | 94.94 Mn | - | 2.77 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.77 Bn |
| Dec 31, 2025 | 2.87 Bn |
| Sep 30, 2025 | 2.80 Bn |
| Jun 30, 2025 | 2.83 Bn |
| Mar 31, 2025 | 2.86 Bn |
| Dec 31, 2024 | 2.87 Bn |
| Sep 30, 2024 | 2.92 Bn |
| Jun 30, 2024 | 2.90 Bn |
| Mar 31, 2024 | 2.90 Bn |
| Dec 31, 2023 | 3.01 Bn |
| Sep 30, 2023 | 2.99 Bn |
| Jun 30, 2023 | 3.01 Bn |
| Mar 31, 2023 | 3.05 Bn |
| Dec 31, 2022 | 3.07 Bn |
| Sep 30, 2022 | 2.99 Bn |
| Jun 30, 2022 | 2.70 Bn |
| Mar 31, 2022 | 2.34 Bn |
| Dec 31, 2021 | 2.34 Bn |
| Sep 30, 2021 | 1.84 Bn |
| Jun 30, 2021 | 1.74 Bn |