Oportun Financial (OPRT) Total Liabilities (2018 - 2026)
Oportun Financial's (OPRT) quarterly Total Liabilities came in at $2.8 billion in Q1 2026, down 3.11% YoY from $2.9 billion in Q1 2025, and down 3.37% on a QoQ basis from $2.9 billion in Q4 2025.
Analysis
Oportun Financial (OPRT) Total Liabilities (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has 9 years of Total Liabilities data on file, last reported at $2.8 billion in Q1 2026.
- Quarterly Total Liabilities fell 3.11% year-over-year to $2.8 billion in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $2.8 billion (down 3.11% YoY) and the FY2025 annual result came in at $2.9 billion, changed 0.19% from the prior year.
- Total Liabilities retreated to $2.8 billion in Q1 2026, from $2.9 billion in the prior quarter.
- In the past five years, Total Liabilities ranged from a high of $3.1 billion in Q4 2022 to a low of $2.3 billion in Q1 2022.
- A 5-year average of $2.9 billion and a median of $2.9 billion in 2024 frame the typical range for Total Liabilities.
- Annual changes were most pronounced in 2022 — Total Liabilities soared 62.86% — and 2024, when it declined 4.94%.
- Tracing OPRT's Total Liabilities over 5 years: stood at $3.1 billion in 2022, then dropped by 1.91% to $3.0 billion in 2023, then declined by 4.46% to $2.9 billion in 2024, then declined by 0.19% to $2.9 billion in 2025, then retreated by 3.37% to $2.8 billion in 2026.
- The last three Total Liabilities figures came in at $2.8 billion (Q1 2026), $2.9 billion (Q4 2025), and $2.8 billion (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.41 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 52.09 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 273.92 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 560.04 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 62.92 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 10.31 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 105.03 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 49.87 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 184.28 Bn |
| 10 | Oportun Financial | 338.19 Mn | 198.60 Mn | - | 2.72 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.72 Bn |
| Mar 31, 2026 | 2.77 Bn |
| Dec 31, 2025 | 2.87 Bn |
| Sep 30, 2025 | 2.80 Bn |
| Jun 30, 2025 | 2.83 Bn |
| Mar 31, 2025 | 2.86 Bn |
| Dec 31, 2024 | 2.87 Bn |
| Sep 30, 2024 | 2.92 Bn |
| Jun 30, 2024 | 2.90 Bn |
| Mar 31, 2024 | 2.90 Bn |
| Dec 31, 2023 | 3.01 Bn |
| Sep 30, 2023 | 2.99 Bn |
| Jun 30, 2023 | 3.01 Bn |
| Mar 31, 2023 | 3.05 Bn |
| Dec 31, 2022 | 3.07 Bn |
| Sep 30, 2022 | 2.99 Bn |
| Jun 30, 2022 | 2.70 Bn |
| Mar 31, 2022 | 2.34 Bn |
| Dec 31, 2021 | 2.34 Bn |
| Sep 30, 2021 | 1.84 Bn |