Oportun Financial (OPRT) Total Liabilities (2018 - 2026)
Oportun Financial's (OPRT) quarterly Total Liabilities came in at $2.7 billion in Q2 2026, down 3.64% on a YoY basis from $2.8 billion in Q2 2025, and down 1.77% quarter-over-quarter from $2.8 billion in Q1 2026.
Analysis
Oportun Financial (OPRT) Total Liabilities (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Total Liabilities for 9 consecutive years, with $2.7 billion the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Total Liabilities fell 3.64% year-over-year to $2.7 billion; the trailing twelve-month figure through Jun 2026 stood at $2.7 billion (down 3.64% YoY), and the FY2025 full-year result was $2.9 billion, changed 0.19% from the prior year.
- Total Liabilities retreated to $2.7 billion in Q2 2026 per OPRT's latest filing, from $2.8 billion in the prior quarter.
- Across five years, Total Liabilities topped out at $3.1 billion in Q4 2022 and bottomed at $2.3 billion in Q1 2022.
- Historically, Total Liabilities has averaged $2.9 billion across 5 years, with a median of $2.9 billion in 2024.
- The sharpest annual moves came in 2022 and 2024: Total Liabilities jumped 62.86% in 2022, then fell 4.94% in 2024.
- Over 5 years, Total Liabilities stood at $3.1 billion in 2022, then fell by 1.91% to $3.0 billion in 2023, then retreated by 4.46% to $2.9 billion in 2024, then retreated by 0.19% to $2.9 billion in 2025, then retreated by 5.08% to $2.7 billion in 2026.
- According to Business Quant data, Total Liabilities over the past three periods registered $2.7 billion, $2.8 billion, and $2.9 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 105.03 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 10.31 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 3.16 Bn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 7.03 Bn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 26.10 Bn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 5.73 Bn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 19.09 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 998.53 Mn |
| 10 | Oportun Financial | 374.95 Mn | 235.36 Mn | - | 2.72 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.72 Bn |
| Mar 31, 2026 | 2.77 Bn |
| Dec 31, 2025 | 2.87 Bn |
| Sep 30, 2025 | 2.80 Bn |
| Jun 30, 2025 | 2.83 Bn |
| Mar 31, 2025 | 2.86 Bn |
| Dec 31, 2024 | 2.87 Bn |
| Sep 30, 2024 | 2.92 Bn |
| Jun 30, 2024 | 2.90 Bn |
| Mar 31, 2024 | 2.90 Bn |
| Dec 31, 2023 | 3.01 Bn |
| Sep 30, 2023 | 2.99 Bn |
| Jun 30, 2023 | 3.01 Bn |
| Mar 31, 2023 | 3.05 Bn |
| Dec 31, 2022 | 3.07 Bn |
| Sep 30, 2022 | 2.99 Bn |
| Jun 30, 2022 | 2.70 Bn |
| Mar 31, 2022 | 2.34 Bn |
| Dec 31, 2021 | 2.34 Bn |
| Sep 30, 2021 | 1.84 Bn |