Oportun Financial (OPRT) EV to CFO (2019 - 2026)
Oportun Financial's (OPRT) quarterly EV to CFO came in at 1.12 in Q2 2026, down 36.09% on a YoY basis from 1.76 in Q2 2025, and up 45.92% quarter-over-quarter from 0.77 in Q1 2026.
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Oportun Financial (OPRT) EV to CFO (2019 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported EV to CFO for 8 consecutive years, with 1.12 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EV to CFO fell 36.09% year-over-year to 1.12; the trailing twelve-month figure through Jun 2026 stood at 0.29 (down 35.63% YoY), and the FY2025 full-year result was 0.31, up 947.93% from the prior year.
- EV to CFO climbed to 1.12 in Q2 2026 per OPRT's latest filing, from 0.77 in the prior quarter.
- Across five years, EV to CFO topped out at 9.37 in Q1 2022 and bottomed at 0.56 in Q2 2024.
- Historically, EV to CFO has averaged 1.17 across 5 years, with a median of 0.75 in 2023.
- The sharpest annual moves came in 2024 and 2025: EV to CFO slumped 1340.2% in 2024, then jumped 848.26% in 2025.
- Over 5 years, EV to CFO stood at 0.89 in 2022, then tumbled by 78.92% to 0.19 in 2023, then plunged by 184.77% to 0.16 in 2024, then surged by 848.26% to 1.19 in 2025, then retreated by 5.61% to 1.12 in 2026.
- According to Business Quant data, EV to CFO over the past three periods registered 1.12, 0.77, and 1.19 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn |
| 10 | Oportun Financial | 374.95 Mn | 235.36 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.12 |
| Mar 31, 2026 | 0.77 |
| Dec 31, 2025 | 1.19 |
| Sep 30, 2025 | 1.54 |
| Jun 30, 2025 | 1.76 |
| Mar 31, 2025 | 0.53 |
| Dec 31, 2024 | -0.16 |
| Sep 30, 2024 | -0.51 |
| Jun 30, 2024 | -0.56 |
| Mar 31, 2024 | -0.48 |
| Dec 31, 2023 | 0.19 |
| Sep 30, 2023 | 1.21 |
| Jun 30, 2023 | 0.72 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.89 |
| Sep 30, 2022 | -0.46 |
| Jun 30, 2022 | 3.86 |
| Mar 31, 2022 | 9.37 |
| Dec 31, 2021 | 8.66 |
| Sep 30, 2021 | 10.87 |