Oportun Financial OPRT
NASDAQ OPRT
$8.16 +0.11 (+1.37%)
At close: Sep 18, 2026 · 4:00 PM EDT

Oportun Financial (OPRT) Invested Capital (2018 - 2026)

Oportun Financial's (OPRT) quarterly Invested Capital came in at $546.9 million in Q2 2026, down 45.58% on a YoY basis from $1.0 billion in Q2 2025, and down 7.87% quarter-over-quarter from $593.7 million in Q1 2026.

Analysis

Oportun Financial (OPRT) Invested Capital (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has reported Invested Capital for 9 consecutive years, with $546.9 million the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Invested Capital fell 45.58% year-over-year to $546.9 million; the trailing twelve-month figure through Jun 2026 stood at $546.9 million (down 45.58% YoY), and the FY2025 full-year result was $658.4 million, down 54.81% from the prior year.
  • Invested Capital declined to $546.9 million in Q2 2026 per OPRT's latest filing, from $593.7 million in the prior quarter.
  • Across five years, Invested Capital topped out at $3.1 billion in Q4 2022 and bottomed at $546.9 million in Q2 2026.
  • Historically, Invested Capital has averaged $1.9 billion across 5 years, with a median of $2.1 billion in 2024.
  • The sharpest annual moves came in 2022 and 2025: Invested Capital jumped 77.52% in 2022, then slumped 57.41% in 2025.
  • Over 5 years, Invested Capital stood at $3.1 billion in 2022, then declined by 27.19% to $2.3 billion in 2023, then slumped by 36.07% to $1.5 billion in 2024, then slumped by 54.81% to $658.4 million in 2025, then slipped by 16.92% to $546.9 million in 2026.
  • According to Business Quant data, Invested Capital over the past three periods registered $546.9 million, $593.7 million, and $658.4 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Invested Cap. (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 33.33 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 8.82 Bn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 4.67 Bn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 6.61 Bn
5 Slm 4.72 Bn -77.52 Mn - 8.32 Bn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 6.51 Bn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 6.65 Bn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 1.69 Bn
10 Oportun Financial 374.95 Mn 235.36 Mn - 546.94 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 546.94 Mn
Mar 31, 2026 593.68 Mn
Dec 31, 2025 658.37 Mn
Sep 30, 2025 743.15 Mn
Jun 30, 2025 1.00 Bn
Mar 31, 2025 1.24 Bn
Dec 31, 2024 1.46 Bn
Sep 30, 2024 1.75 Bn
Jun 30, 2024 2.00 Bn
Mar 31, 2024 2.15 Bn
Dec 31, 2023 2.28 Bn
Sep 30, 2023 2.52 Bn
Jun 30, 2023 2.71 Bn
Mar 31, 2023 2.90 Bn
Dec 31, 2022 3.13 Bn
Sep 30, 2022 2.96 Bn
Jun 30, 2022 2.69 Bn
Mar 31, 2022 2.30 Bn
Dec 31, 2021 2.26 Bn
Sep 30, 2021 1.67 Bn