Oportun Financial (OPRT) Invested Capital (2018 - 2026)

Oportun Financial (OPRT) posted Invested Capital of $396.3 million for Q1 2026, up 1.59% quarter-over-quarter from $390.1 million in Q4 2025, and up 8.24% year-on-year from $366.1 million in Q1 2025.

Oportun Financial (OPRT) Invested Capital (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has reported Invested Capital for 9 consecutive years, with $396.3 million the latest figure, recorded in Q1 2026.

  • Invested Capital for Q1 2026 came in at $396.3 million, up 8.24% year-over-year; the trailing twelve-month figure through Mar 2026 was $396.3 million (up 8.24% YoY), and the FY2025 annual result was $390.1 million, up 10.25% from the prior year.
  • Invested Capital was $396.3 million for Q1 2026 at Oportun Financial, up from $390.1 million in the prior quarter.
  • Over five years, Invested Capital peaked at $791.0 million in Q3 2022 and troughed at $327.6 million in Q3 2024.
  • Average Invested Capital over 5 years is $454.5 million, with a median of $396.3 million recorded in 2026.
  • Year-over-year, Invested Capital surged 54.61% in 2022 and sank 44.2% in 2023.
  • Over 5 years, Invested Capital stood at $547.6 million in 2022, then decreased by 26.15% to $404.4 million in 2023, then fell by 12.51% to $353.8 million in 2024, then rose by 10.25% to $390.1 million in 2025, then advanced by 1.59% to $396.3 million in 2026.
  • Per Business Quant data, the three most recent Invested Capital figures were $396.3 million in Q1 2026, $390.1 million in Q4 2025, and $383.9 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Invested Cap. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 59.66 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 8.47 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 92.75 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 30.90 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 3.78 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 12.63 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 32.96 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.52 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 2.39 Bn
10 Oportun Financial 279.87 Mn 149.49 Mn - 396.28 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 396.28 Mn
Dec 31, 2025 390.08 Mn
Sep 30, 2025 383.85 Mn
Jun 30, 2025 375.99 Mn
Mar 31, 2025 366.10 Mn
Dec 31, 2024 353.81 Mn
Sep 30, 2024 327.56 Mn
Jun 30, 2024 354.12 Mn
Mar 31, 2024 381.97 Mn
Dec 31, 2023 404.40 Mn
Sep 30, 2023 441.36 Mn
Jun 30, 2023 458.40 Mn
Mar 31, 2023 456.15 Mn
Dec 31, 2022 547.60 Mn
Sep 30, 2022 790.95 Mn
Jun 30, 2022 648.20 Mn
Mar 31, 2022 649.94 Mn
Dec 31, 2021 717.97 Mn
Sep 30, 2021 511.59 Mn
Jun 30, 2021 484.58 Mn