Oportun Financial (OPRT) Invested Capital (2018 - 2026)
Oportun Financial (OPRT) reported Invested Capital of $396.3 million for Q1 2026, up 8.24% on a YoY basis from $366.1 million in Q1 2025, and up 1.59% quarter-over-quarter from $390.1 million in Q4 2025.
Oportun Financial (OPRT) Invested Capital (2018 - 2026) Analysis & Trends
Oportun Financial has reported Invested Capital for 9 years, with the latest figure at $396.3 million in Q1 2026.
- For the quarter ending Q1 2026, Invested Capital rose 8.24% year-over-year to $396.3 million; the trailing twelve-month figure through Mar 2026 stood at $396.3 million (up 8.24% YoY), and the FY2025 full-year result was $390.1 million, up 10.25% from the prior year.
- Invested Capital for Q1 2026 stood at $396.3 million, up from $390.1 million in the prior quarter.
- The five-year high for Invested Capital was $791.0 million in Q3 2022, with the low at $327.6 million in Q3 2024.
- Historically, Invested Capital has averaged $454.5 million across 5 years, with a median of $396.3 million in 2026.
- Annual changes were most pronounced in 2022 — Invested Capital soared 54.61% — and 2023, when it tumbled 44.2%.
- Oportun Financial's Invested Capital stood at $547.6 million in 2022, then declined by 26.15% to $404.4 million in 2023, then slipped by 12.51% to $353.8 million in 2024, then climbed by 10.25% to $390.1 million in 2025, then increased by 1.59% to $396.3 million in 2026.
- The last three Invested Capital figures came in at $396.3 million (Q1 2026), $390.1 million (Q4 2025), and $383.9 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 59.66 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 8.47 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 92.75 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 112.26 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 30.90 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 32.91 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 3.78 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 12.63 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 32.96 Bn |
| 10 | Oportun Financial | 225.32 Mn | 94.94 Mn | - | 396.28 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 396.28 Mn |
| Dec 31, 2025 | 390.08 Mn |
| Sep 30, 2025 | 383.85 Mn |
| Jun 30, 2025 | 375.99 Mn |
| Mar 31, 2025 | 366.10 Mn |
| Dec 31, 2024 | 353.81 Mn |
| Sep 30, 2024 | 327.56 Mn |
| Jun 30, 2024 | 354.12 Mn |
| Mar 31, 2024 | 381.97 Mn |
| Dec 31, 2023 | 404.40 Mn |
| Sep 30, 2023 | 441.36 Mn |
| Jun 30, 2023 | 458.40 Mn |
| Mar 31, 2023 | 456.15 Mn |
| Dec 31, 2022 | 547.60 Mn |
| Sep 30, 2022 | 790.95 Mn |
| Jun 30, 2022 | 648.20 Mn |
| Mar 31, 2022 | 649.94 Mn |
| Dec 31, 2021 | 717.97 Mn |
| Sep 30, 2021 | 511.59 Mn |
| Jun 30, 2021 | 484.58 Mn |