Oportun Financial (OPRT) Invested Capital (2018 - 2026)
Oportun Financial's (OPRT) quarterly Invested Capital came in at $546.9 million in Q2 2026, down 45.58% on a YoY basis from $1.0 billion in Q2 2025, and down 7.87% quarter-over-quarter from $593.7 million in Q1 2026.
Analysis
Oportun Financial (OPRT) Invested Capital (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Invested Capital for 9 consecutive years, with $546.9 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Invested Capital fell 45.58% year-over-year to $546.9 million; the trailing twelve-month figure through Jun 2026 stood at $546.9 million (down 45.58% YoY), and the FY2025 full-year result was $658.4 million, down 54.81% from the prior year.
- Invested Capital declined to $546.9 million in Q2 2026 per OPRT's latest filing, from $593.7 million in the prior quarter.
- Across five years, Invested Capital topped out at $3.1 billion in Q4 2022 and bottomed at $546.9 million in Q2 2026.
- Historically, Invested Capital has averaged $1.9 billion across 5 years, with a median of $2.1 billion in 2024.
- The sharpest annual moves came in 2022 and 2025: Invested Capital jumped 77.52% in 2022, then slumped 57.41% in 2025.
- Over 5 years, Invested Capital stood at $3.1 billion in 2022, then declined by 27.19% to $2.3 billion in 2023, then slumped by 36.07% to $1.5 billion in 2024, then slumped by 54.81% to $658.4 million in 2025, then slipped by 16.92% to $546.9 million in 2026.
- According to Business Quant data, Invested Capital over the past three periods registered $546.9 million, $593.7 million, and $658.4 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 33.33 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 8.82 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 4.67 Bn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 6.61 Bn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 8.32 Bn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 6.51 Bn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 6.65 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 1.69 Bn |
| 10 | Oportun Financial | 374.95 Mn | 235.36 Mn | - | 546.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 546.94 Mn |
| Mar 31, 2026 | 593.68 Mn |
| Dec 31, 2025 | 658.37 Mn |
| Sep 30, 2025 | 743.15 Mn |
| Jun 30, 2025 | 1.00 Bn |
| Mar 31, 2025 | 1.24 Bn |
| Dec 31, 2024 | 1.46 Bn |
| Sep 30, 2024 | 1.75 Bn |
| Jun 30, 2024 | 2.00 Bn |
| Mar 31, 2024 | 2.15 Bn |
| Dec 31, 2023 | 2.28 Bn |
| Sep 30, 2023 | 2.52 Bn |
| Jun 30, 2023 | 2.71 Bn |
| Mar 31, 2023 | 2.90 Bn |
| Dec 31, 2022 | 3.13 Bn |
| Sep 30, 2022 | 2.96 Bn |
| Jun 30, 2022 | 2.69 Bn |
| Mar 31, 2022 | 2.30 Bn |
| Dec 31, 2021 | 2.26 Bn |
| Sep 30, 2021 | 1.67 Bn |