Oportun Financial (OPRT) Invested Capital (2018 - 2026)

Oportun Financial (OPRT) reported Invested Capital of $396.3 million for Q1 2026, up 8.24% on a YoY basis from $366.1 million in Q1 2025, and up 1.59% quarter-over-quarter from $390.1 million in Q4 2025.

Oportun Financial (OPRT) Invested Capital (2018 - 2026) Analysis & Trends

Oportun Financial has reported Invested Capital for 9 years, with the latest figure at $396.3 million in Q1 2026.

  • For the quarter ending Q1 2026, Invested Capital rose 8.24% year-over-year to $396.3 million; the trailing twelve-month figure through Mar 2026 stood at $396.3 million (up 8.24% YoY), and the FY2025 full-year result was $390.1 million, up 10.25% from the prior year.
  • Invested Capital for Q1 2026 stood at $396.3 million, up from $390.1 million in the prior quarter.
  • The five-year high for Invested Capital was $791.0 million in Q3 2022, with the low at $327.6 million in Q3 2024.
  • Historically, Invested Capital has averaged $454.5 million across 5 years, with a median of $396.3 million in 2026.
  • Annual changes were most pronounced in 2022 — Invested Capital soared 54.61% — and 2023, when it tumbled 44.2%.
  • Oportun Financial's Invested Capital stood at $547.6 million in 2022, then declined by 26.15% to $404.4 million in 2023, then slipped by 12.51% to $353.8 million in 2024, then climbed by 10.25% to $390.1 million in 2025, then increased by 1.59% to $396.3 million in 2026.
  • The last three Invested Capital figures came in at $396.3 million (Q1 2026), $390.1 million (Q4 2025), and $383.9 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Invested Cap. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 59.66 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 8.47 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 92.75 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 112.26 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 30.90 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 32.91 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 3.78 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 12.63 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 32.96 Bn
10 Oportun Financial 225.32 Mn 94.94 Mn - 396.28 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 396.28 Mn
Dec 31, 2025 390.08 Mn
Sep 30, 2025 383.85 Mn
Jun 30, 2025 375.99 Mn
Mar 31, 2025 366.10 Mn
Dec 31, 2024 353.81 Mn
Sep 30, 2024 327.56 Mn
Jun 30, 2024 354.12 Mn
Mar 31, 2024 381.97 Mn
Dec 31, 2023 404.40 Mn
Sep 30, 2023 441.36 Mn
Jun 30, 2023 458.40 Mn
Mar 31, 2023 456.15 Mn
Dec 31, 2022 547.60 Mn
Sep 30, 2022 790.95 Mn
Jun 30, 2022 648.20 Mn
Mar 31, 2022 649.94 Mn
Dec 31, 2021 717.97 Mn
Sep 30, 2021 511.59 Mn
Jun 30, 2021 484.58 Mn