Oportun Financial (OPRT) EBT (2018 - 2026)

Oportun Financial's (OPRT) quarterly EBT came in at $3.6 million in Q1 2026, down 72.94% YoY from $13.2 million in Q1 2025, and down 45.76% on a QoQ basis from $6.6 million in Q4 2025.

Oportun Financial (OPRT) EBT (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has 9 years of EBT data on file, last reported at $3.6 million in Q1 2026.

  • Quarterly EBT fell 72.94% year-over-year to $3.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $34.5 million (up 148.19% YoY) and the FY2025 annual result came in at $44.1 million, up 138.27% from the prior year.
  • EBT slipped to $3.6 million in Q1 2026, from $6.6 million in the prior quarter.
  • In the past five years, EBT ranged from a high of $57.7 million in Q1 2022 to a low of -$141.5 million in Q1 2023.
  • A 5-year average of -$23.3 million and a median of -$12.7 million in 2022 frame the typical range for EBT.
  • Annual changes were most pronounced in 2022 — EBT jumped 1350.82% — and 2023, when it plunged 623.13%.
  • Tracing OPRT's EBT over 5 years: stood at -$7.9 million in 2022, then sank by 623.13% to -$57.3 million in 2023, then surged by 106.83% to $3.9 million in 2024, then soared by 67.86% to $6.6 million in 2025, then slumped by 45.76% to $3.6 million in 2026.
  • The last three EBT figures came in at $3.6 million (Q1 2026), $6.6 million (Q4 2025), and $14.2 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.83 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.49 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.07 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 3.82 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.31 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.19 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 107.38 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 199.55 Mn
10 Oportun Financial 382.81 Mn 303.34 Mn - 3.56 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 3.56 Mn
Dec 31, 2025 6.57 Mn
Sep 30, 2025 14.24 Mn
Jun 30, 2025 10.11 Mn
Mar 31, 2025 13.16 Mn
Dec 31, 2024 3.91 Mn
Sep 30, 2024 -39.46 Mn
Jun 30, 2024 -49.15 Mn
Mar 31, 2024 -30.48 Mn
Dec 31, 2023 -57.28 Mn
Sep 30, 2023 -37.37 Mn
Jun 30, 2023 -17.47 Mn
Mar 31, 2023 -141.53 Mn
Dec 31, 2022 -7.92 Mn
Sep 30, 2022 -112.36 Mn
Jun 30, 2022 -12.67 Mn
Mar 31, 2022 57.67 Mn
Dec 31, 2021 20.89 Mn
Sep 30, 2021 28.12 Mn
Jun 30, 2021 9.80 Mn