Growth Metrics

Oportun Financial (OPRT) EBT (2018 - 2026)

Oportun Financial filings provide 8 years of EBT readings, the most recent being $6.6 million for Q4 2025.

  • On a quarterly basis, EBT rose 67.86% to $6.6 million in Q4 2025 year-over-year; TTM through Dec 2025 was $44.1 million, a 138.27% increase, with the full-year FY2025 number at $44.1 million, up 138.27% from a year prior.
  • EBT hit $6.6 million in Q4 2025 for Oportun Financial, down from $14.2 million in the prior quarter.
  • In the past five years, EBT ranged from a high of $57.7 million in Q1 2022 to a low of -$141.5 million in Q1 2023.
  • Median EBT over the past 5 years was -$2.0 million (2022), compared with a mean of -$16.9 million.
  • Biggest five-year swings in EBT: soared 1350.82% in 2022 and later tumbled 623.13% in 2023.
  • Oportun Financial's EBT stood at $20.9 million in 2021, then tumbled by 137.92% to -$7.9 million in 2022, then tumbled by 623.13% to -$57.3 million in 2023, then skyrocketed by 106.83% to $3.9 million in 2024, then surged by 67.86% to $6.6 million in 2025.
  • The last three reported values for EBT were $6.6 million (Q4 2025), $14.2 million (Q3 2025), and $10.1 million (Q2 2025) per Business Quant data.