Oportun Financial (OPRT) EBT (2018 - 2026)

Oportun Financial (OPRT) reported EBT of $3.6 million for Q1 2026, down 72.94% on a YoY basis from $13.2 million in Q1 2025, and down 45.76% quarter-over-quarter from $6.6 million in Q4 2025.

Oportun Financial (OPRT) EBT (2018 - 2026) Analysis & Trends

Oportun Financial has reported EBT for 9 years, with the latest figure at $3.6 million in Q1 2026.

  • For the quarter ending Q1 2026, EBT fell 72.94% year-over-year to $3.6 million; the trailing twelve-month figure through Mar 2026 stood at $34.5 million (up 148.19% YoY), and the FY2025 full-year result was $44.1 million, up 138.27% from the prior year.
  • EBT for Q1 2026 stood at $3.6 million, down from $6.6 million in the prior quarter.
  • The five-year high for EBT was $57.7 million in Q1 2022, with the low at -$141.5 million in Q1 2023.
  • Historically, EBT has averaged -$23.3 million across 5 years, with a median of -$12.7 million in 2022.
  • Annual changes were most pronounced in 2022 — EBT jumped 1350.82% — and 2023, when it plunged 623.13%.
  • Oportun Financial's EBT stood at -$7.9 million in 2022, then sank by 623.13% to -$57.3 million in 2023, then surged by 106.83% to $3.9 million in 2024, then soared by 67.86% to $6.6 million in 2025, then slumped by 45.76% to $3.6 million in 2026.
  • The last three EBT figures came in at $3.6 million (Q1 2026), $6.6 million (Q4 2025), and $14.2 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.17 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.81 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.78 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.70 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.39 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.05 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 107.38 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 199.55 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 400.00 Mn
10 Oportun Financial 225.32 Mn 94.94 Mn - 3.56 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 3.56 Mn
Dec 31, 2025 6.57 Mn
Sep 30, 2025 14.24 Mn
Jun 30, 2025 10.11 Mn
Mar 31, 2025 13.16 Mn
Dec 31, 2024 3.91 Mn
Sep 30, 2024 -39.46 Mn
Jun 30, 2024 -49.15 Mn
Mar 31, 2024 -30.48 Mn
Dec 31, 2023 -57.28 Mn
Sep 30, 2023 -37.37 Mn
Jun 30, 2023 -17.47 Mn
Mar 31, 2023 -141.53 Mn
Dec 31, 2022 -7.92 Mn
Sep 30, 2022 -112.36 Mn
Jun 30, 2022 -12.67 Mn
Mar 31, 2022 57.67 Mn
Dec 31, 2021 20.89 Mn
Sep 30, 2021 28.12 Mn
Jun 30, 2021 9.80 Mn