Oportun Financial (OPRT) EV to FCF (2019 - 2026)
Oportun Financial's (OPRT) quarterly EV to FCF came in at 1.19 in Q2 2026, down 36.38% on a YoY basis from 1.87 in Q2 2025, and up 45.07% quarter-over-quarter from 0.82 in Q1 2026.
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Oportun Financial (OPRT) EV to FCF (2019 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported EV to FCF for 8 consecutive years, with 1.19 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EV to FCF fell 36.38% year-over-year to 1.19; the trailing twelve-month figure through Jun 2026 stood at 0.31 (down 35.4% YoY), and the FY2025 full-year result was 0.33, up 957.03% from the prior year.
- EV to FCF improved to 1.19 in Q2 2026 per OPRT's latest filing, from 0.82 in the prior quarter.
- Across five years, EV to FCF topped out at 12.94 in Q1 2022 and bottomed at 0.59 in Q2 2024.
- Historically, EV to FCF has averaged 1.47 across 5 years, with a median of 0.8 in 2026.
- The sharpest annual moves came in 2024 and 2025: EV to FCF plunged 1189.9% in 2024, then surged 840.9% in 2025.
- Over 5 years, EV to FCF stood at 1.03 in 2022, then slumped by 80.69% to 0.2 in 2023, then plunged by 185.59% to 0.17 in 2024, then soared by 840.9% to 1.26 in 2025, then decreased by 5.58% to 1.19 in 2026.
- According to Business Quant data, EV to FCF over the past three periods registered 1.19, 0.82, and 1.26 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn |
| 10 | Oportun Financial | 374.95 Mn | 235.36 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.19 |
| Mar 31, 2026 | 0.82 |
| Dec 31, 2025 | 1.26 |
| Sep 30, 2025 | 1.64 |
| Jun 30, 2025 | 1.87 |
| Mar 31, 2025 | 0.56 |
| Dec 31, 2024 | -0.17 |
| Sep 30, 2024 | -0.54 |
| Jun 30, 2024 | -0.59 |
| Mar 31, 2024 | -0.49 |
| Dec 31, 2023 | 0.20 |
| Sep 30, 2023 | 1.29 |
| Jun 30, 2023 | 0.78 |
| Mar 31, 2023 | 0.05 |
| Dec 31, 2022 | 1.03 |
| Sep 30, 2022 | -0.57 |
| Jun 30, 2022 | 5.11 |
| Mar 31, 2022 | 12.94 |
| Dec 31, 2021 | 9.99 |
| Sep 30, 2021 | 12.46 |