Oportun Financial (OPRT) Tax Rate (2018 - 2026)
Oportun Financial's (OPRT) quarterly Tax Rate came in at 33.7% in Q1 2026, up 792.0% YoY from 3.78% in Q1 2025, and down 28.64% on a QoQ basis from 47.22% in Q4 2025.
Analysis
Oportun Financial (OPRT) Tax Rate (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has 9 years of Tax Rate data on file, last reported at 33.7% in Q1 2026.
- Quarterly Tax Rate rose 792.0% year-over-year to 33.7% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 47.86% (up 727.0% YoY) and the FY2025 annual result came in at 42.65%, up 1097.0% from the prior year.
- Tax Rate slipped to 33.7% in Q1 2026, from 47.22% in the prior quarter.
- In the past five years, Tax Rate ranged from a high of 63.18% in Q3 2025 to a low of 122.6% in Q4 2024.
- A 5-year average of 18.5% and a median of 27.06% in 2023 frame the typical range for Tax Rate.
- Annual changes were most pronounced in 2024 — Tax Rate plunged 14967 bps — and 2025, when it surged 16982 bps.
- Tracing OPRT's Tax Rate over 5 years: stood at 5.78% in 2022, then jumped by 568 bps to 27.06% in 2023, then plunged by 553 bps to 122.6% in 2024, then soared by 139 bps to 47.22% in 2025, then fell by 29 bps to 33.7% in 2026.
- The last three Tax Rate figures came in at 33.7% (Q1 2026), 47.22% (Q4 2025), and 63.18% (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 17.64% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 20.01% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 23.61% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 20.90% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 15.73% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -856.07% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 25.38% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 23.36% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 23.65% |
| 10 | Oportun Financial | 338.19 Mn | 198.60 Mn | - | 45.45% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.45 |
| Jun 30, 2026 | 45.45 |
| Jun 30, 2026 | 45.45 |
| Mar 31, 2026 | 34.15 |
| Mar 31, 2026 | 34.15 |
| Mar 31, 2026 | 34.15 |
| Dec 31, 2025 | 47.68 |
| Dec 31, 2025 | 47.68 |
| Dec 31, 2025 | 47.68 |
| Sep 30, 2025 | 63.51 |
| Sep 30, 2025 | 63.51 |
| Sep 30, 2025 | 63.51 |
| Jun 30, 2025 | 31.96 |
| Jun 30, 2025 | 31.96 |
| Jun 30, 2025 | 31.96 |
| Mar 31, 2025 | 25.84 |
| Mar 31, 2025 | 25.84 |
| Mar 31, 2025 | 25.84 |
| Dec 31, 2024 | -122.73 |
| Dec 31, 2024 | -122.73 |