Growth Metrics

Oportun Financial (OPRT) Tax Rate (2018 - 2025)

Oportun Financial (OPRT) has disclosed Tax Rate for 8 consecutive years, with 48.39% as the latest value for Q4 2025.

  • For the quarter ending Q4 2025, Tax Rate rose 17181.0% year-over-year to 48.39%, compared with a TTM value of 42.65% through Dec 2025, up 1103.0%, and an annual FY2025 reading of 42.65%, up 1097.0% over the prior year.
  • Tax Rate was 48.39% for Q4 2025 at Oportun Financial, down from 63.18% in the prior quarter.
  • Across five years, Tax Rate topped out at 63.18% in Q3 2025 and bottomed at 123.42% in Q4 2024.
  • Average Tax Rate over 5 years is 19.08%, with a median of 25.91% recorded in 2021.
  • The sharpest move saw Tax Rate tumbled -15040bps in 2024, then soared 17181bps in 2025.
  • Year by year, Tax Rate stood at 32.19% in 2021, then tumbled by -120bps to 6.31% in 2022, then soared by 527bps to 26.98% in 2023, then tumbled by -557bps to 123.42% in 2024, then surged by 139bps to 48.39% in 2025.
  • Business Quant data shows Tax Rate for OPRT at 48.39% in Q4 2025, 63.18% in Q3 2025, and 31.96% in Q2 2025.