Oportun Financial OPRT
NASDAQ OPRT
$7.36 -0.12 (-1.60%)
At close: Aug 28, 2026 · 4:00 PM EDT

Oportun Financial (OPRT) Tax Rate (2018 - 2026)

Oportun Financial's (OPRT) quarterly Tax Rate came in at 33.7% in Q1 2026, up 792.0% YoY from 3.78% in Q1 2025, and down 28.64% on a QoQ basis from 47.22% in Q4 2025.

Analysis

Oportun Financial (OPRT) Tax Rate (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has 9 years of Tax Rate data on file, last reported at 33.7% in Q1 2026.

  • Quarterly Tax Rate rose 792.0% year-over-year to 33.7% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 47.86% (up 727.0% YoY) and the FY2025 annual result came in at 42.65%, up 1097.0% from the prior year.
  • Tax Rate slipped to 33.7% in Q1 2026, from 47.22% in the prior quarter.
  • In the past five years, Tax Rate ranged from a high of 63.18% in Q3 2025 to a low of 122.6% in Q4 2024.
  • A 5-year average of 18.5% and a median of 27.06% in 2023 frame the typical range for Tax Rate.
  • Annual changes were most pronounced in 2024 — Tax Rate plunged 14967 bps — and 2025, when it surged 16982 bps.
  • Tracing OPRT's Tax Rate over 5 years: stood at 5.78% in 2022, then jumped by 568 bps to 27.06% in 2023, then plunged by 553 bps to 122.6% in 2024, then soared by 139 bps to 47.22% in 2025, then fell by 29 bps to 33.7% in 2026.
  • The last three Tax Rate figures came in at 33.7% (Q1 2026), 47.22% (Q4 2025), and 63.18% (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 17.64%
2 Mastercard 518.33 Bn 504.84 Bn - 20.01%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 23.61%
4 Capital One Financial 132.31 Bn 77.60 Bn - 20.90%
5 PayPal Holdings 46.25 Bn 35.00 Bn - 15.73%
6 Affirm Holdings 26.22 Bn 24.59 Bn - -856.07%
7 Synchrony Financial 25.37 Bn 9.17 Bn - 25.38%
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 23.36%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 23.65%
10 Oportun Financial 338.19 Mn 198.60 Mn - 45.45%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 45.45
Jun 30, 2026 45.45
Jun 30, 2026 45.45
Mar 31, 2026 34.15
Mar 31, 2026 34.15
Mar 31, 2026 34.15
Dec 31, 2025 47.68
Dec 31, 2025 47.68
Dec 31, 2025 47.68
Sep 30, 2025 63.51
Sep 30, 2025 63.51
Sep 30, 2025 63.51
Jun 30, 2025 31.96
Jun 30, 2025 31.96
Jun 30, 2025 31.96
Mar 31, 2025 25.84
Mar 31, 2025 25.84
Mar 31, 2025 25.84
Dec 31, 2024 -122.73
Dec 31, 2024 -122.73