Oportun Financial (OPRT) Tax Rate (2018 - 2026)

Oportun Financial (OPRT) posted Tax Rate of 34.15% for Q1 2026, down 28.4% quarter-over-quarter from 47.69% in Q4 2025, and up 837.0% year-on-year from 3.64% in Q1 2025.

Oportun Financial (OPRT) Tax Rate (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has reported Tax Rate for 9 consecutive years, with 34.15% the latest figure, recorded in Q1 2026.

  • Tax Rate for Q1 2026 came in at 34.15%, up 837.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 48.08% (up 754.0% YoY), and the FY2025 annual result was 42.65%, up 1096.0% from the prior year.
  • Tax Rate was 34.15% for Q1 2026 at Oportun Financial, down from 47.69% in the prior quarter.
  • Over five years, Tax Rate peaked at 63.18% in Q3 2025 and troughed at 122.73% in Q4 2024.
  • Average Tax Rate over 5 years is 18.56%, with a median of 27.06% recorded in 2023.
  • Year-over-year, Tax Rate sank 14979 bps in 2024 and soared 17042 bps in 2025.
  • Over 5 years, Tax Rate stood at 5.78% in 2022, then jumped by 568 bps to 27.06% in 2023, then sank by 553 bps to 122.73% in 2024, then soared by 139 bps to 47.69% in 2025, then retreated by 28 bps to 34.15% in 2026.
  • Per Business Quant data, the three most recent Tax Rate figures were 34.15% in Q1 2026, 47.69% in Q4 2025, and 63.18% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 16.07%
2 Mastercard 465.55 Bn 455.34 Bn - 19.33%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 21.36%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 20.10%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 4.19%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 16.45%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 20.25%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 22.29%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -17.46%
10 Oportun Financial 279.87 Mn 149.49 Mn - 34.15%

Historic Data

Download Data
DateValue
Mar 31, 2026 34.15%
Mar 31, 2026 34.15%
Dec 31, 2025 47.69%
Dec 31, 2025 47.69%
Sep 30, 2025 63.18%
Sep 30, 2025 63.18%
Jun 30, 2025 31.96%
Jun 30, 2025 31.96%
Mar 31, 2025 25.78%
Mar 31, 2025 25.78%
Dec 31, 2024 -122.73%
Dec 31, 2024 -122.73%
Sep 30, 2024 24.07%
Sep 30, 2024 24.07%
Jun 30, 2024 36.83%
Jun 30, 2024 36.83%
Mar 31, 2024 13.13%
Mar 31, 2024 13.13%
Dec 31, 2023 27.06%
Dec 31, 2023 27.06%