Growth Metrics

Oportun Financial (OPRT) Tax Rate (2018 - 2026)

Oportun Financial filings provide 8 years of Tax Rate readings, the most recent being 47.22% for Q4 2025.

  • On a quarterly basis, Tax Rate rose 17064.0% to 47.22% in Q4 2025 year-over-year; TTM through Dec 2025 was 42.58%, a 1090.0% increase, with the full-year FY2025 number at 42.65%, up 1097.0% from a year prior.
  • Tax Rate hit 47.22% in Q4 2025 for Oportun Financial, down from 63.51% in the prior quarter.
  • In the past five years, Tax Rate ranged from a high of 63.51% in Q3 2025 to a low of 123.42% in Q4 2024.
  • Median Tax Rate over the past 5 years was 26.15% (2021), compared with a mean of 19.11%.
  • Biggest five-year swings in Tax Rate: crashed -15040bps in 2024 and later soared 17064bps in 2025.
  • Oportun Financial's Tax Rate stood at 32.19% in 2021, then crashed by -120bps to 6.34% in 2022, then skyrocketed by 526bps to 26.98% in 2023, then tumbled by -557bps to 123.42% in 2024, then skyrocketed by 138bps to 47.22% in 2025.
  • The last three reported values for Tax Rate were 47.22% (Q4 2025), 63.51% (Q3 2025), and 31.96% (Q2 2025) per Business Quant data.