Oportun Financial (OPRT) Tax Rate (2018 - 2026)

Oportun Financial (OPRT) reported Tax Rate of 34.15% for Q1 2026, up 837.0% on a YoY basis from 3.64% in Q1 2025, and down 28.4% quarter-over-quarter from 47.69% in Q4 2025.

Oportun Financial (OPRT) Tax Rate (2018 - 2026) Analysis & Trends

Oportun Financial has reported Tax Rate for 9 years, with the latest figure at 34.15% in Q1 2026.

  • For the quarter ending Q1 2026, Tax Rate rose 837.0% year-over-year to 34.15%; the trailing twelve-month figure through Mar 2026 stood at 48.08% (up 754.0% YoY), and the FY2025 full-year result was 42.65%, up 1096.0% from the prior year.
  • Tax Rate for Q1 2026 stood at 34.15%, down from 47.69% in the prior quarter.
  • The five-year high for Tax Rate was 63.18% in Q3 2025, with the low at 122.73% in Q4 2024.
  • Historically, Tax Rate has averaged 18.56% across 5 years, with a median of 27.06% in 2023.
  • Annual changes were most pronounced in 2024 — Tax Rate tumbled 14979 bps — and 2025, when it jumped 17042 bps.
  • Oportun Financial's Tax Rate stood at 5.78% in 2022, then jumped by 568 bps to 27.06% in 2023, then slumped by 553 bps to 122.73% in 2024, then soared by 139 bps to 47.69% in 2025, then dropped by 28 bps to 34.15% in 2026.
  • The last three Tax Rate figures came in at 34.15% (Q1 2026), 47.69% (Q4 2025), and 63.18% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 16.07
2 Mastercard 437.48 Bn 427.27 Bn - 19.33
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 21.36
4 Capital One Financial 125.74 Bn 49.24 Bn - 19.19
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 20.10
6 Synchrony Financial 25.78 Bn 5.22 Bn - 23.11
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 4.19
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 16.45
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 20.25
10 Oportun Financial 244.30 Mn 113.91 Mn - 34.15

Historic Data

Download Data
DateValue
Mar 31, 2026 34.15%
Mar 31, 2026 34.15%
Dec 31, 2025 47.69%
Dec 31, 2025 47.69%
Sep 30, 2025 63.18%
Sep 30, 2025 63.18%
Jun 30, 2025 31.96%
Jun 30, 2025 31.96%
Mar 31, 2025 25.78%
Mar 31, 2025 25.78%
Dec 31, 2024 -122.73%
Dec 31, 2024 -122.73%
Sep 30, 2024 24.07%
Sep 30, 2024 24.07%
Jun 30, 2024 36.83%
Jun 30, 2024 36.83%
Mar 31, 2024 13.13%
Mar 31, 2024 13.13%
Dec 31, 2023 27.06%
Dec 31, 2023 27.06%