Oportun Financial (OPRT) Tax Rate (2018 - 2026)

Oportun Financial's (OPRT) quarterly Tax Rate came in at 33.7% in Q1 2026, up 792.0% YoY from 3.78% in Q1 2025, and down 28.64% on a QoQ basis from 47.22% in Q4 2025.

Oportun Financial (OPRT) Tax Rate (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has 9 years of Tax Rate data on file, last reported at 33.7% in Q1 2026.

  • Quarterly Tax Rate rose 792.0% year-over-year to 33.7% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 47.86% (up 727.0% YoY) and the FY2025 annual result came in at 42.65%, up 1097.0% from the prior year.
  • Tax Rate slipped to 33.7% in Q1 2026, from 47.22% in the prior quarter.
  • In the past five years, Tax Rate ranged from a high of 63.18% in Q3 2025 to a low of 122.6% in Q4 2024.
  • A 5-year average of 18.5% and a median of 27.06% in 2023 frame the typical range for Tax Rate.
  • Annual changes were most pronounced in 2024 — Tax Rate plunged 14967 bps — and 2025, when it surged 16982 bps.
  • Tracing OPRT's Tax Rate over 5 years: stood at 5.78% in 2022, then jumped by 568 bps to 27.06% in 2023, then plunged by 553 bps to 122.6% in 2024, then soared by 139 bps to 47.22% in 2025, then fell by 29 bps to 33.7% in 2026.
  • The last three Tax Rate figures came in at 33.7% (Q1 2026), 47.22% (Q4 2025), and 63.18% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 17.64%
2 Mastercard 506.53 Bn 493.04 Bn - 20.01%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 23.61%
4 Capital One Financial 136.19 Bn 81.48 Bn - 20.90%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.73%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 25.38%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 4.17%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 16.45%
10 Oportun Financial 382.81 Mn 303.34 Mn - 33.70%

Historic Data

Download Data
DateValue
Mar 31, 2026 33.70%
Mar 31, 2026 33.70%
Mar 31, 2026 33.70%
Dec 31, 2025 47.22%
Dec 31, 2025 47.22%
Dec 31, 2025 47.22%
Sep 30, 2025 63.18%
Sep 30, 2025 63.18%
Sep 30, 2025 63.18%
Jun 30, 2025 31.66%
Jun 30, 2025 31.66%
Jun 30, 2025 31.66%
Mar 31, 2025 25.78%
Mar 31, 2025 25.78%
Mar 31, 2025 25.78%
Dec 31, 2024 -122.60%
Dec 31, 2024 -122.60%
Dec 31, 2024 -122.60%
Sep 30, 2024 24.09%
Sep 30, 2024 24.09%