Oportun Financial (OPRT) Tax Rate (2018 - 2026)
Oportun Financial's (OPRT) quarterly Tax Rate came in at 45.45% in Q2 2026, up 1349.0% on a YoY basis from 3.14% in Q2 2025, and up 33.11% quarter-over-quarter from 34.15% in Q1 2026.
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Analysis
Oportun Financial (OPRT) Tax Rate (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Tax Rate for 9 consecutive years, with 45.45% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Tax Rate rose 1349.0% year-over-year to 45.45%; the trailing twelve-month figure through Jun 2026 stood at 51.24% (down 1124.0% YoY), and the FY2025 full-year result was 42.72%, up 1103.0% from the prior year.
- Tax Rate improved to 45.45% in Q2 2026 per OPRT's latest filing, from 34.15% in the prior quarter.
- Across five years, Tax Rate topped out at 63.51% in Q3 2025 and bottomed at 122.73% in Q4 2024.
- Historically, Tax Rate has averaged 20.07% across 5 years, with a median of 27.36% in 2023.
- The sharpest annual moves came in 2024 and 2025: Tax Rate slumped 14971 bps in 2024, then soared 17041 bps in 2025.
- Over 5 years, Tax Rate stood at 6.31% in 2022, then soared by 527 bps to 26.98% in 2023, then sank by 555 bps to 122.73% in 2024, then surged by 139 bps to 47.68% in 2025, then slipped by 5 bps to 45.45% in 2026.
- According to Business Quant data, Tax Rate over the past three periods registered 45.45%, 34.15%, and 47.68% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 25.38% |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | -856.07% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 26.41% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 19.40% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 27.26% |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 25.02% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 25.89% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | -16.41% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 25.99% |
| 10 | Oportun Financial | 374.95 Mn | 235.36 Mn | - | 45.45% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.45% |
| Mar 31, 2026 | 34.15% |
| Dec 31, 2025 | 47.68% |
| Sep 30, 2025 | 63.51% |
| Jun 30, 2025 | 31.96% |
| Mar 31, 2025 | 25.84% |
| Dec 31, 2024 | -122.73% |
| Sep 30, 2024 | 24.09% |
| Jun 30, 2024 | 36.88% |
| Mar 31, 2024 | 13.24% |
| Dec 31, 2023 | 26.98% |
| Sep 30, 2023 | 43.44% |
| Jun 30, 2023 | 14.88% |
| Mar 31, 2023 | 27.87% |
| Dec 31, 2022 | -6.31% |
| Sep 30, 2022 | 5.82% |
| Jun 30, 2022 | 27.74% |
| Mar 31, 2022 | 20.82% |
| Dec 31, 2021 | 32.07% |
| Sep 30, 2021 | 18.29% |