Oportun Financial (OPRT) Tax Rate (2018 - 2026)
Oportun Financial (OPRT) reported Tax Rate of 34.15% for Q1 2026, up 837.0% on a YoY basis from 3.64% in Q1 2025, and down 28.4% quarter-over-quarter from 47.69% in Q4 2025.
Oportun Financial (OPRT) Tax Rate (2018 - 2026) Analysis & Trends
Oportun Financial has reported Tax Rate for 9 years, with the latest figure at 34.15% in Q1 2026.
- For the quarter ending Q1 2026, Tax Rate rose 837.0% year-over-year to 34.15%; the trailing twelve-month figure through Mar 2026 stood at 48.08% (up 754.0% YoY), and the FY2025 full-year result was 42.65%, up 1096.0% from the prior year.
- Tax Rate for Q1 2026 stood at 34.15%, down from 47.69% in the prior quarter.
- The five-year high for Tax Rate was 63.18% in Q3 2025, with the low at 122.73% in Q4 2024.
- Historically, Tax Rate has averaged 18.56% across 5 years, with a median of 27.06% in 2023.
- Annual changes were most pronounced in 2024 — Tax Rate tumbled 14979 bps — and 2025, when it jumped 17042 bps.
- Oportun Financial's Tax Rate stood at 5.78% in 2022, then jumped by 568 bps to 27.06% in 2023, then slumped by 553 bps to 122.73% in 2024, then soared by 139 bps to 47.69% in 2025, then dropped by 28 bps to 34.15% in 2026.
- The last three Tax Rate figures came in at 34.15% (Q1 2026), 47.69% (Q4 2025), and 63.18% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 16.07% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 19.33% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 21.36% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 19.19% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 20.10% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 23.11% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 4.19% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 16.45% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 20.25% |
| 10 | Oportun Financial | 225.32 Mn | 94.94 Mn | - | 34.15% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 34.15% |
| Mar 31, 2026 | 34.15% |
| Dec 31, 2025 | 47.69% |
| Dec 31, 2025 | 47.69% |
| Sep 30, 2025 | 63.18% |
| Sep 30, 2025 | 63.18% |
| Jun 30, 2025 | 31.96% |
| Jun 30, 2025 | 31.96% |
| Mar 31, 2025 | 25.78% |
| Mar 31, 2025 | 25.78% |
| Dec 31, 2024 | -122.73% |
| Dec 31, 2024 | -122.73% |
| Sep 30, 2024 | 24.07% |
| Sep 30, 2024 | 24.07% |
| Jun 30, 2024 | 36.83% |
| Jun 30, 2024 | 36.83% |
| Mar 31, 2024 | 13.13% |
| Mar 31, 2024 | 13.13% |
| Dec 31, 2023 | 27.06% |
| Dec 31, 2023 | 27.06% |