Oportun Financial (OPRT) Tax Rate (2018 - 2026)
Oportun Financial (OPRT) posted Tax Rate of 34.15% for Q1 2026, down 28.4% quarter-over-quarter from 47.69% in Q4 2025, and up 837.0% year-on-year from 3.64% in Q1 2025.
Oportun Financial (OPRT) Tax Rate (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Tax Rate for 9 consecutive years, with 34.15% the latest figure, recorded in Q1 2026.
- Tax Rate for Q1 2026 came in at 34.15%, up 837.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 48.08% (up 754.0% YoY), and the FY2025 annual result was 42.65%, up 1096.0% from the prior year.
- Tax Rate was 34.15% for Q1 2026 at Oportun Financial, down from 47.69% in the prior quarter.
- Over five years, Tax Rate peaked at 63.18% in Q3 2025 and troughed at 122.73% in Q4 2024.
- Average Tax Rate over 5 years is 18.56%, with a median of 27.06% recorded in 2023.
- Year-over-year, Tax Rate sank 14979 bps in 2024 and soared 17042 bps in 2025.
- Over 5 years, Tax Rate stood at 5.78% in 2022, then jumped by 568 bps to 27.06% in 2023, then sank by 553 bps to 122.73% in 2024, then soared by 139 bps to 47.69% in 2025, then retreated by 28 bps to 34.15% in 2026.
- Per Business Quant data, the three most recent Tax Rate figures were 34.15% in Q1 2026, 47.69% in Q4 2025, and 63.18% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 16.07% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 19.33% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 21.36% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 20.10% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 4.19% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 16.45% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 20.25% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 22.29% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -17.46% |
| 10 | Oportun Financial | 279.87 Mn | 149.49 Mn | - | 34.15% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 34.15% |
| Mar 31, 2026 | 34.15% |
| Dec 31, 2025 | 47.69% |
| Dec 31, 2025 | 47.69% |
| Sep 30, 2025 | 63.18% |
| Sep 30, 2025 | 63.18% |
| Jun 30, 2025 | 31.96% |
| Jun 30, 2025 | 31.96% |
| Mar 31, 2025 | 25.78% |
| Mar 31, 2025 | 25.78% |
| Dec 31, 2024 | -122.73% |
| Dec 31, 2024 | -122.73% |
| Sep 30, 2024 | 24.07% |
| Sep 30, 2024 | 24.07% |
| Jun 30, 2024 | 36.83% |
| Jun 30, 2024 | 36.83% |
| Mar 31, 2024 | 13.13% |
| Mar 31, 2024 | 13.13% |
| Dec 31, 2023 | 27.06% |
| Dec 31, 2023 | 27.06% |