Oportun Financial Corp (OPRT) EBIT Margin (2018 - 2026)
Oportun Financial's EBIT Margin was 6.70% in Q2 2026, up 2.38 percentage points from 4.31% a year earlier and up 5.14 percentage points from the prior quarter.
Oportun Financial Corp (OPRT) EBIT Margin (2018 - 2026) Analysis & Trends
On a trailing twelve-month basis, Oportun Financial's EBIT Margin was 4.22% through Jun 30, 2026, up 5.48 percentage points year-over-year; for FY2025, it came in at 4.61%, up 16.10 percentage points from FY2024.
- EBIT Margin shows a five-year change of +14.56 percentage points (FY2020 to FY2025).
- In earlier years, EBIT Margin was -11.50% in FY2024 (+12.50 pp), -24.00% in FY2023 (-16.10 pp), -7.90% in FY2022 (-17.92 pp) and 10.02% in FY2021 (+19.97 pp).
- The Q2 2026 figure marks the highest quarterly EBIT Margin since Q1 2022.
- Compared with a year earlier, EBIT Margin was higher in six of the last eight quarters, with an average year-over-year change of +10.55 percentage points.
- The best year-over-year quarter for EBIT Margin over five years was Q1 2024 (a gain of 42.37 percentage points); the worst was Q1 2023 (a drop of 81.40 percentage points).
- Per Business Quant data, OPRT's EBIT Margin in the three quarters before Q2 2026 was 1.56% (Q1 2026), 2.65% (Q4 2025) and 5.97% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.70% |
| Mar 31, 2026 | 1.56% |
| Dec 31, 2025 | 2.65% |
| Sep 30, 2025 | 5.97% |
| Jun 30, 2025 | 4.31% |
| Mar 31, 2025 | 5.58% |
| Dec 31, 2024 | 1.56% |
| Sep 30, 2024 | -15.79% |
| Jun 30, 2024 | -19.63% |
| Mar 31, 2024 | -12.17% |
| Dec 31, 2023 | -21.81% |
| Sep 30, 2023 | -13.93% |
| Jun 30, 2023 | -6.55% |
| Mar 31, 2023 | -54.54% |
| Dec 31, 2022 | -3.02% |
| Sep 30, 2022 | -44.93% |
| Jun 30, 2022 | -5.61% |
| Mar 31, 2022 | 26.86% |
| Dec 31, 2021 | 10.76% |
| Sep 30, 2021 | 17.68% |
Oportun Financial Corp EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=OPRT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "OPRT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=OPRT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();