Oportun Financial (OPRT) EBIT (2018 - 2026)
Oportun Financial's (OPRT) quarterly EBIT came in at $15.6 million in Q2 2026, up 54.53% on a YoY basis from $10.1 million in Q2 2025, and up 338.64% quarter-over-quarter from $3.6 million in Q1 2026.
Analysis
Oportun Financial (OPRT) EBIT (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported EBIT for 9 consecutive years, with $15.6 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBIT rose 54.53% year-over-year to $15.6 million; the trailing twelve-month figure through Jun 2026 stood at $40.0 million (up 425.49% YoY), and the FY2025 full-year result was $44.1 million, up 138.27% from the prior year.
- EBIT grew to $15.6 million in Q2 2026 per OPRT's latest filing, from $3.6 million in the prior quarter.
- Across five years, EBIT topped out at $57.7 million in Q1 2022 and bottomed at -$141.5 million in Q1 2023.
- Historically, EBIT has averaged -$21.2 million across 5 years, with a median of -$10.3 million in 2022.
- The sharpest annual moves came in 2022 and 2023: EBIT surged 1350.82% in 2022, then sank 623.13% in 2023.
- Over 5 years, EBIT stood at -$7.9 million in 2022, then tumbled by 623.13% to -$57.3 million in 2023, then jumped by 106.83% to $3.9 million in 2024, then surged by 67.86% to $6.6 million in 2025, then jumped by 137.93% to $15.6 million in 2026.
- According to Business Quant data, EBIT over the past three periods registered $15.6 million, $3.6 million, and $6.6 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 2.16 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 147.26 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 127.00 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 150.50 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 349.70 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 237.15 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 474.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 350.46 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 54.82 Mn |
| 10 | Oportun Financial | 374.95 Mn | 235.36 Mn | - | 15.62 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 15.62 Mn |
| Mar 31, 2026 | 3.56 Mn |
| Dec 31, 2025 | 6.57 Mn |
| Sep 30, 2025 | 14.24 Mn |
| Jun 30, 2025 | 10.11 Mn |
| Mar 31, 2025 | 13.16 Mn |
| Dec 31, 2024 | 3.91 Mn |
| Sep 30, 2024 | -39.46 Mn |
| Jun 30, 2024 | -49.15 Mn |
| Mar 31, 2024 | -30.48 Mn |
| Dec 31, 2023 | -57.28 Mn |
| Sep 30, 2023 | -37.37 Mn |
| Jun 30, 2023 | -17.47 Mn |
| Mar 31, 2023 | -141.53 Mn |
| Dec 31, 2022 | -7.92 Mn |
| Sep 30, 2022 | -112.36 Mn |
| Jun 30, 2022 | -12.67 Mn |
| Mar 31, 2022 | 57.67 Mn |
| Dec 31, 2021 | 20.89 Mn |
| Sep 30, 2021 | 28.12 Mn |