Oportun Financial (OPRT) EV to EBITDA (2019 - 2026)
Oportun Financial's (OPRT) quarterly EV to EBITDA came in at 7.86 in Q2 2026, down 56.75% on a YoY basis from 18.17 in Q2 2025, and down 64.94% quarter-over-quarter from 22.42 in Q1 2026.
Analysis
Oportun Financial (OPRT) EV to EBITDA (2019 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported EV to EBITDA for 8 consecutive years, with 7.86 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EV to EBITDA fell 56.75% year-over-year to 7.86; the trailing twelve-month figure through Jun 2026 stood at 3.07 (up 120.53% YoY), and the FY2025 full-year result was 2.94, up 2227.75% from the prior year.
- EV to EBITDA retreated to 7.86 in Q2 2026 per OPRT's latest filing, from 22.42 in the prior quarter.
- Across five years, EV to EBITDA topped out at 22.42 in Q1 2026 and bottomed at 16.17 in Q2 2022.
- Historically, EV to EBITDA has averaged 3.09 across 5 years, with a median of 1.28 in 2024.
- The sharpest annual moves came in 2023 and 2024: EV to EBITDA slumped 1362.05% in 2023, then surged 6539.71% in 2024.
- Over 5 years, EV to EBITDA stood at 9.95 in 2022, then jumped by 96.5% to 0.35 in 2023, then tumbled by 967.89% to 3.72 in 2024, then jumped by 630.67% to 19.73 in 2025, then sank by 60.16% to 7.86 in 2026.
- According to Business Quant data, EV to EBITDA over the past three periods registered 7.86, 22.42, and 19.73 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn |
| 10 | Oportun Financial | 374.95 Mn | 235.36 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.86 |
| Mar 31, 2026 | 22.42 |
| Dec 31, 2025 | 19.73 |
| Sep 30, 2025 | 10.72 |
| Jun 30, 2025 | 18.17 |
| Mar 31, 2025 | 4.06 |
| Dec 31, 2024 | -3.72 |
| Sep 30, 2024 | 1.41 |
| Jun 30, 2024 | 1.22 |
| Mar 31, 2024 | 1.34 |
| Dec 31, 2023 | -0.35 |
| Sep 30, 2023 | -3.46 |
| Jun 30, 2023 | -4.25 |
| Mar 31, 2023 | -0.02 |
| Dec 31, 2022 | -9.95 |
| Sep 30, 2022 | 0.27 |
| Jun 30, 2022 | -16.17 |
| Mar 31, 2022 | 6.26 |
| Dec 31, 2021 | 24.75 |
| Sep 30, 2021 | 19.28 |