Oportun Financial OPRT
NASDAQ OPRT
$8.16 +0.11 (+1.37%)
At close: Sep 18, 2026 · 4:00 PM EDT

Oportun Financial (OPRT) EV to EBITDA (2019 - 2026)

Oportun Financial's (OPRT) quarterly EV to EBITDA came in at 7.86 in Q2 2026, down 56.75% on a YoY basis from 18.17 in Q2 2025, and down 64.94% quarter-over-quarter from 22.42 in Q1 2026.

Analysis

Oportun Financial (OPRT) EV to EBITDA (2019 - 2026) Analysis & Trends

Oportun Financial (OPRT) has reported EV to EBITDA for 8 consecutive years, with 7.86 the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, EV to EBITDA fell 56.75% year-over-year to 7.86; the trailing twelve-month figure through Jun 2026 stood at 3.07 (up 120.53% YoY), and the FY2025 full-year result was 2.94, up 2227.75% from the prior year.
  • EV to EBITDA retreated to 7.86 in Q2 2026 per OPRT's latest filing, from 22.42 in the prior quarter.
  • Across five years, EV to EBITDA topped out at 22.42 in Q1 2026 and bottomed at 16.17 in Q2 2022.
  • Historically, EV to EBITDA has averaged 3.09 across 5 years, with a median of 1.28 in 2024.
  • The sharpest annual moves came in 2023 and 2024: EV to EBITDA slumped 1362.05% in 2023, then surged 6539.71% in 2024.
  • Over 5 years, EV to EBITDA stood at 9.95 in 2022, then jumped by 96.5% to 0.35 in 2023, then tumbled by 967.89% to 3.72 in 2024, then jumped by 630.67% to 19.73 in 2025, then sank by 60.16% to 7.86 in 2026.
  • According to Business Quant data, EV to EBITDA over the past three periods registered 7.86, 22.42, and 19.73 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn -
2 Affirm Holdings 24.01 Bn 22.38 Bn -
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn
5 Slm 4.72 Bn -77.52 Mn -
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn
10 Oportun Financial 374.95 Mn 235.36 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 7.86
Mar 31, 2026 22.42
Dec 31, 2025 19.73
Sep 30, 2025 10.72
Jun 30, 2025 18.17
Mar 31, 2025 4.06
Dec 31, 2024 -3.72
Sep 30, 2024 1.41
Jun 30, 2024 1.22
Mar 31, 2024 1.34
Dec 31, 2023 -0.35
Sep 30, 2023 -3.46
Jun 30, 2023 -4.25
Mar 31, 2023 -0.02
Dec 31, 2022 -9.95
Sep 30, 2022 0.27
Jun 30, 2022 -16.17
Mar 31, 2022 6.26
Dec 31, 2021 24.75
Sep 30, 2021 19.28